Overview / Commentary
800-821-0972
3121 Macatawa Dr Sw
Grandville, MI 49418-3163

Rivertown Community Federal Credit Union is headquartered in Grandville and is the 130th largest credit union in the state of Michigan. It is also the 2,076th largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 16 employees and 7,152 members at 2 locations. Rivertown Community Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Rivertown Community Federal Credit Union is open to anyone who resides, worships, attends school or works in Kent County, Michigan. Family and household members are also eligible to join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rivertown Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6164
Year Chartered1949
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.42%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$63.5MM$64.1MM
LoansQ2 2018vs Q2 2017$36.0MM$37.5MM
DepositsQ2 2018vs Q2 2017$54.1MM$54.9MM
Equity CapitalQ2 2018vs Q2 2017$9.3MM$9.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$939.00K$819.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$804.00K$690.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rivertown Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-High Yield Savings
OTHER TIERS: 0.20% $5 - $2.5k | 0.40% $2.5k - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.50%$5-IRA Savings
0.10%$5-Share Savings
0.10%$5-Holiday Savings
0.10%$5-Vacation Club

Rivertown Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-60 Month CD
2.52%$500-48 Month CD
2.26%$500-36 Month CD
2.01%$500-24 Month CD
1.91%$500-12 Month CD
1.60%$500-6 Month CD

Rivertown Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-60 Month IRA
2.52%$500-48 Month IRA
2.26%$500-36 Month IRA
2.01%$500-24 Month IRA
1.91%$500-12 Month IRA
1.60%$500-6 Month IRA
Locations


Rivertown Community Federal Credit Union Locations
Branch Office211 36th ST SWWyoming, MI 49548-2105
Branch Office3121 Macatawa Dr SWGrandville, MI 49418-3163

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