Roanoke Rapids Savings Bank, SSB

Overview / Commentary
325 Becker Drive
Roanoke Rapids, NC 27870

Roanoke Rapids Savings Bank, SSB is headquartered in Roanoke Rapids and is the 37th largest bank in the state of North Carolina. It is also the 4,048th largest bank in the nation. It was established in 1914 and as of March of 2022, it had grown to 19 employees at 3 locations. Roanoke Rapids Savings Bank, SSB has an A health rating.

Reviews (1)

Bank Rating

i give this bank 10 plus stars.  i have been with this bank since january of 1997 and refuse to deal with any other bank.


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Roanoke Rapids Savings Bank, SSB has a relatively low asset base.

Health Grade Components

FDIC Certificate #28314
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD1.9%
Annual Interest Income$725.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$95.9MM$84.6MM
LoansQ1 2022vs Q1 2021$50.0MM$47.9MM
DepositsQ1 2022vs Q1 2021$70.6MM$64.7MM
Equity CapitalQ1 2022vs Q1 2021$19.4MM$19.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$323.00K$282.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$117.00K$118.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$255.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Rapids Savings Bank, SSB Savings Account Rates

0.10%$200-Statement Saving Account

Roanoke Rapids Savings Bank, SSB Money Market Rates

0.25%*$25k*-Choice Money Market Account
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $10k | 0.20% $10k - $25k

Roanoke Rapids Savings Bank, SSB Checking Account Rates

0.09%$200-Rapid Checking 55 Account

Roanoke Rapids Savings Bank, SSB CD Rates

0.65%$500-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.30%$1k-14 Month CD
0.25%$1k-13 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

Roanoke Rapids Savings Bank, SSB Locations
Roanoke Rapids Savings Bank, SSB325 Becker DriveRoanoke Rapids, NC 27870
Roanoke Valley Brnach828 Roanoke AvenueRoanoke Rapids, NC 27870

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