Roanoke Rapids Savings Bank, SSB

Overview / Commentary
325 Becker Drive
Roanoke Rapids, NC 27870

Roanoke Rapids Savings Bank, SSB is headquartered in Roanoke Rapids and is the 40th largest bank in the state of North Carolina. It is also the 4,162nd largest bank in the nation. It was established in 1914 and as of September of 2021, it had grown to 19 employees at 3 locations. Roanoke Rapids Savings Bank, SSB has an A health rating.

Reviews (1)

Bank Rating

i give this bank 10 plus stars.  i have been with this bank since january of 1997 and refuse to deal with any other bank.


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Roanoke Rapids Savings Bank, SSB has a relatively low asset base.

Health Grade Components

FDIC Certificate #28314
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD1.6%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$90.1MM$74.6MM
LoansQ3 2021vs Q3 2020$50.3MM$47.4MM
DepositsQ3 2021vs Q3 2020$70.1MM$55.0MM
Equity CapitalQ3 2021vs Q3 2020$19.1MM$18.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$322.00K$257.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$62.00K$119.00K
Real Estate OwnedQ3 2021vs Q3 2020$236.00K$298.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Rapids Savings Bank, SSB Savings Account Rates

0.10%$200-Statement Saving Account

Roanoke Rapids Savings Bank, SSB Money Market Rates

0.25%*$25k*-Choice Money Market Account
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $10k | 0.20% $10k - $25k

Roanoke Rapids Savings Bank, SSB Checking Account Rates

0.09%$200-Rapid Checking 55 Account

Roanoke Rapids Savings Bank, SSB CD Rates

0.65%$500-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.30%$1k-14 Month CD
0.25%$1k-13 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

Roanoke Rapids Savings Bank, SSB Locations
Roanoke Rapids Savings Bank, SSB325 Becker DriveRoanoke Rapids, NC 27870
Roanoke Valley Brnach828 Roanoke AvenueRoanoke Rapids, NC 27870

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