Overview / Commentary
325 Becker Drive
Roanoke Rapids, NC 27870

Roanoke Rapids Savings Bank, SSB is headquartered in Roanoke Rapids and is the 44th largest bank in the state of North Carolina. It is also the 5,119th largest bank in the nation. It was established in 1914 and as of March of 2018, it had grown to 15 employees at 2 locations. Roanoke Rapids Savings Bank, SSB's money market rates are 36% higher than the national average, and it has a B health rating.

Reviews (1)

Bank Rating

i give this bank 10 plus stars.  i have been with this bank since january of 1997 and refuse to deal with any other bank.

 



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Roanoke Rapids Savings Bank, SSB has a low asset base.

Health Grade Components

Overall
FDIC Certificate #28314
Year Established1914
Employees15
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.46%
Annual Interest Income$487.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$48.8MM$50.6MM
LoansQ1 2018vs Q1 2017$32.1MM$32.1MM
DepositsQ1 2018vs Q1 2017$38.8MM$40.0MM
Equity CapitalQ1 2018vs Q1 2017$8.8MM$9.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$197.00K$182.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$164.00K$23.00K
Real Estate OwnedQ1 2018vs Q1 2017$394.00K$722.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Roanoke Rapids Savings Bank, SSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Rapids Savings Bank, SSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.29%$200-Statement Saving Account

Roanoke Rapids Savings Bank, SSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$25k*-Choice Money Market Account
OTHER TIERS: 0.29% Up to $1k | 0.49% $1k - $10k | 0.54% $10k - $25k

Roanoke Rapids Savings Bank, SSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.09%$200-Rapid Checking 55 Account

Roanoke Rapids Savings Bank, SSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$10k-72 Month CD
0.85%*$100k*-30 Month CD
OTHER TIERS: 0.80% $500 - $100k
0.70%$1k-24 Month CD
0.65%$1k-18 Month CD
0.65%*$100k*-13 Month CD
OTHER TIERS: 0.54% $1k - $50k | 0.60% $50k - $100k
0.60%*$100k*-12 Month CD
OTHER TIERS: 0.50% $1k - $50k | 0.55% $50k - $100k
0.45%$1k-6 Month CD
Locations


Roanoke Rapids Savings Bank, SSB Locations
Roanoke Rapids Savings Bank, SSB325 Becker DriveRoanoke Rapids, NC 27870

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