Overview / Commentary
170 East Central Avenue
Spring Valley, NY 10977

Rockland Employees Federal Credit Union is headquartered in Spring Valley and is the 133rd largest credit union in the state of New York. It is also the 2,627th largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 17 employees and 6,823 members at 3 locations. Rockland Employees Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to employees of Rockland State Hospital in Orangeburg, New York or employees of Rockland County, Rockland Community College, and other select organizations.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rockland Employees Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15080
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.18%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$37.7MM$37.3MM
LoansQ3 2018vs Q3 2017$28.0MM$25.6MM
DepositsQ3 2018vs Q3 2017$33.2MM$33.2MM
Equity CapitalQ3 2018vs Q3 2017$4.0MM$3.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$234.00K$206.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.3MM$712.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Rockland Employees Federal Credit Union Savings Account Rates

0.10%--Share (Saving) Account
0.10%--Vacation Club Account
0.10%--Holiday Club Account
0.10%--Education Club Checking
0.10%--IRA Savings
0.10%--Coverdell ESA

Rockland Employees Federal Credit Union CD Rates

1.30%$1k-60 Month CD
1.10%$1k-36 Month CD
1.00%$1k-24 Month CD
0.65%$1k-12 Month CD
0.40%$1k-6 Month CD
0.25%$1k-3 Month CD

Rockland Employees Federal Credit Union IRA Rates

1.30%$1k-60 Month IRA
1.10%$1k-36 Month IRA
1.00%$1k-24 Month IRA
0.65%$1k-12 Month IRA
0.40%$1k-6 Month IRA
0.25%$1k-3 Month IRA

Rockland Employees Federal Credit Union Locations
Branch Office51-55 N Route 9WWest Haverstraw, NY 10993-1195
Branch Office140 Old Orangeburg Rd Building 1Orangeburg, NY 10962
Branch Office170 Route 59Spring Valley, NY 10977

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