Top CD & Savings Account Rates at Rollstone Bank & Trust in MA - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
0.95*%-$25kRollstone Bank & TrustAll-In-One Checking
0.20*%$60k-Rollstone Bank & TrustPrime Saver
Accounts mentioned in this post. Rates as of August 27, 2016.

Rollstone Bank & Trust is offering a special 35-month CD and IRA CD with a 2.50% APY. Minimum deposit is $100. This rate is listed in the bank's deposit rates table as of the morning of 10/01/2010.

The bank also has a nice savings account called Prime Saver. It's a tiered savings account with top yield of 1.47% APY for balances of $60K and above. The rates are much lower for the lower tiers (from 0.16% to 0.98%). Minimum deposit is $2,500. Another downside is that it requires the Presidential Checking Account. These rates are listed in the bank's deposit rates table as of 10/01/2010.

The bank has long offered a reward checking account. In 2007 it started out with a 6.01% APY for balances up to $100K. The rate has fallen considerably, and it's now 2.25% APY for balances up to $50K (see post).

Last year readers reported being told by the bank that you must live within 50 miles of a branch, and the accounts must be opened in the branch. Branches are located in Fitchburg, Leominster, Harvard and Townsend, Massachusetts.

The bank has an overall health score of 3 out of 5 with a Texas Ratio of 10.38% (excellent) based on 6/30/10 data. Please refer to our financial overview of Rollstone Bank and Trust for more details. The bank was established in 1846 and has been a FDIC member since 1957 (Certificate # 17797).

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3.50% 48-Month CD at Rollstone Bank & Trust in MA - Local Only
Update 1/09/2010: The 48-month CD special is no longer listed at the bank's website.

Rollstone Bank & Trust is offering two CD specials. The most competitive is the 48-month CD special which has a 3.50% APY. The short-term special has a 1.50% APY for a 9-month term. Minimum deposit is $1,000 for the 48-month CD and $100 for the 9-month CD. Both specials are also available in an IRA. These rates are listed at the bank's deposit rates page as of 12/20/09.

Update 12/22/09: The bank just increased the yield on the...



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2.02% 9-Month CD at Rollstone Bank & Trust in MA - Local Only
Rollstone Bank & Trust is offering two competitive short-term CD specials: a 1.75% APY 7-month CD and a 2.02% APY 9-month CD. Minimum deposit is $1,000. The 9-month CD is also available in an IRA. These specials are listed in the bank's deposit rates table as of 10/05/09.

The bank has long offered a reward checking account. In 2007 it started out with a 6.01% APY for balances up to $100K. The rate has fallen considerably, and it's now 2.75% APY for balances up to $50K (see post).

Readers have reported being...



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2.75% 9-Month CD & 2.50% 5-Month CD at Rollstone Bank & Trust in Massachusetts
Rollstone Bank & Trust is offering two competitive CD specials: a 2.75% APY 9-month CD with a $100 minimum deposit and a 2.50% APY 5-month CD with a $5,000 minimum deposit. These rates are listed on the bank's rate table as of 4/19/09.

The bank also offers a reward checking account that currently pays 3.01% APY on balances up to $50K (see post).

In the reward checking post, readers have reported being told by the bank that you must live within 50 miles of a branch, and the accounts must be...



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2.75% Reward Checking Account at a MA Bank (Rollstone Bank and Trust)
Update 10/04/09: The top rate has fallen to 2.75% APY. See bottom of the post for the rate history.

Rollstone Bank and Trust is offering a reward checking account called All-In-One Checking. It pays 2.75% APY on balances up to $50K (1.47% APY over) if the following monthly requirements are met: 1) 10 debit card purchases, 2) direct deposit of your payroll, pension or social security check, and 3) receive electronic statements. The minimum deposit to open the account and to earn interest is $100.

Update 2/6/08: Readers have reported being told...



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