Rome Federal Credit Union

Popular Accounts at this Credit Union

2.27%5-year CD
1.51%1-year CD
View all Rome Federal Credit Union rates »

Overview / Commentary
937 Seneca St
Rome, NY 13440

Rome Federal Credit Union is headquartered in Rome and is the 173rd largest credit union in the state of New York. It is also the 3,257th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 6 employees and 1,896 members at 1 location. Rome Federal Credit Union's CD rates are 68% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Rome Copper Products, the City of Rome, Rome Memorial Hospital, Davidson's Chevrolet, Navelli Cadiliac.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rome Federal Credit Union has a low asset base.

Health Grade Components

NCUA #1810
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.96%
Annual Interest Income$839.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$21.8MM$20.8MM
LoansQ4 2018vs Q4 2017$15.0MM$13.6MM
DepositsQ4 2018vs Q4 2017$19.9MM$19.0MM
Equity CapitalQ4 2018vs Q4 2017$1.8MM$1.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$114.00K$75.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$145.00K$255.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Rome Federal Credit Union Savings Account Rates

0.51%$1k-IRA Account
0.26%$50-Vacation Account
0.26%$50-Savings Account
0.26%$50-Christmas Club Account

Rome Federal Credit Union Money Market Rates

0.41%$2k-Money Market Account

Rome Federal Credit Union CD Rates

2.27%$1k-60 Month CD
2.27%--18 Month Share Certificate Special - New Money Only
1.76%$1k-24 Month CD
1.51%$1k-12 Month CD
1.00%$1k-6 Month CD

Rome Federal Credit Union Locations
Branch Office937 Seneca StRome, NY 13440

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