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Overview / Commentary
706-295-9027
4620 Alabama Hwy NW
Rome, GA 30165

Rome Kraft Employees Credit Union is headquartered in Rome and is the 65th largest credit union in the state of Georgia. It is also the 3,629th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 3 employees and 1,839 members at 1 location. Rome Kraft Employees Credit Union has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rome Kraft Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60707
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD6.97%
Annual Interest Income$151.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$16.3MM$15.7MM
LoansQ1 2018vs Q1 2017$9.4MM$7.8MM
DepositsQ1 2018vs Q1 2017$12.5MM$12.1MM
Equity CapitalQ1 2018vs Q1 2017$3.8MM$3.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$125.00K$127.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$62.00K$86.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Rome Kraft Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Regular Savings
Locations


Rome Kraft Employees Credit Union Locations
Branch Office4620 Alabama Hwy NWRome, GA 30165-9207

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