Overview / Commentary
706-295-9027
4620 Alabama Hwy NW
Rome, GA 30165

Rome Kraft Employees Credit Union is headquartered in Rome and is the 64th largest credit union in the state of Georgia. It is also the 3,610th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 3 employees and 1,868 members at 1 location. Rome Kraft Employees Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rome Kraft Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60707
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD7.63%
Annual Interest Income$487.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$15.9MM$15.7MM
LoansQ3 2018vs Q3 2017$10.9MM$8.8MM
DepositsQ3 2018vs Q3 2017$12.0MM$12.0MM
Equity CapitalQ3 2018vs Q3 2017$3.9MM$3.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$124.00K$118.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$124.00K$8.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Rome Kraft Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Regular Savings
Locations


Rome Kraft Employees Credit Union Locations
Branch Office4620 Alabama Hwy NWRome, GA 30165-9207

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