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Overview / Commentary
4620 Alabama Hwy NW
Rome, GA 30165

Rome Kraft Employees Credit Union is headquartered in Rome and is the 68th largest credit union in the state of Georgia. It is also the 3,700th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 3 employees and 1,795 members at 1 location. Rome Kraft Employees Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rome Kraft Employees Credit Union has a low asset base.

Health Grade Components

NCUA #60707
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD3.51%
Annual Interest Income$255.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$15.9MM$15.8MM
LoansQ2 2017vs Q2 2016$8.0MM$7.3MM
DepositsQ2 2017vs Q2 2016$12.3MM$12.3MM
Equity CapitalQ2 2017vs Q2 2016$3.6MM$3.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$134.00K$114.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$35.00K$140.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Rome Kraft Employees Credit Union Savings Account Rates

0.30%--Regular Savings

Rome Kraft Employees Credit Union Locations
Branch Office4620 Alabama Hwy NWRome, GA 30165-9207