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Overview / Commentary
217-463-1664
428 W Jasper St
Paris, IL 61944-2046

Route 1 Credit Union is headquartered in Paris and is the 198th largest credit union in the state of Illinois. It is also the 4,969th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 3 employees and 979 members at 1 location. Route 1 Credit Union has a F health rating.

Field of Membership Restrictions

Membership in Route 1 Credit Union is open to those who live or work in Clark and Edgar Counties in Illinois.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Route 1 Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #61488
Year Chartered1957
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-7.68%
Return on Equity - YTD-212.21%
Annual Interest Income$141.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.8MM$4.5MM
LoansQ3 2017vs Q3 2016$2.1MM$2.8MM
DepositsQ3 2017vs Q3 2016$3.6MM$3.9MM
Equity CapitalQ3 2017vs Q3 2016$142.00K$481.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$109.00K$82.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$131.00K$98.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Route 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Savings
0.06%--Vacation Club
0.06%--Christmas Club
0.05%--Saving Account

Route 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k

Route 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Checking Account

Route 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*-60 Month CD
OTHER TIERS: 0.90% $500 - $10k | 1.10% $10k - $25k
0.65%*$25k*-36 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $25k
0.40%*$25k*-24 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $25k
0.30%*$25k*-18 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $25k
0.20%*$25k*-12 Month CD
OTHER TIERS: 0.08% $500 - $10k | 0.15% $10k - $25k

Route 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*-60 Month IRA
OTHER TIERS: 0.90% $500 - $10k | 1.10% $10k - $25k
0.65%*$25k*-36 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $25k
0.40%*$25k*-24 Month IRA
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $25k
0.30%*$25k*-18 Month IRA
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $25k
0.20%*$25k*-12 Month IRA
OTHER TIERS: 0.08% $500 - $10k | 0.15% $10k - $25k
Locations


Route 1 Credit Union Locations
Branch Office428 W Jasper StParis, IL 61944-2046