Featured Savings Rates
Featured Accounts
Overview / Commentary
406-684-5678
107 South Main Street
Twin Bridges, MT 59754

Ruby Valley Bank is headquartered in Twin Bridges and is the 27th largest bank in the state of Montana. It is also the 4,517th largest bank in the nation. It was established in 1917 and as of December of 2016, it had grown to 22 employees at 2 locations. Ruby Valley Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ruby Valley Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #2203
Year Established1917
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.06%
Return on Equity - YTD14.29%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$92.8MM$92.1MM
LoansQ4 2016vs Q4 2015$51.2MM$52.6MM
DepositsQ4 2016vs Q4 2015$79.7MM$78.8MM
Equity CapitalQ4 2016vs Q4 2015$13.0MM$13.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$1.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$837.00K$3.2MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ruby Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ruby Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$200-Passbook Savings
0.10%$100- Health Savings Account

Ruby Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.07% $1k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k | 0.25% $50k - $75k

Ruby Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-Preferred 'Super Now' Checking
0.05%$1k-Business Interest Checking
0.05%$1k-Now Checking Account

Ruby Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-3 Year CD
0.55%$20k-12 Month Variable Rate CD
0.50%$500-2 Year CD
0.49%$20k-21 Month CD
0.45%$500-15 Month CD
0.40%$500-1 Year CD
0.20%$500-182 Day CD
0.15%$500-90 Day CD
0.05%$2,500-30 Day CD

Ruby Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.48%$100-18 Month IRA
Locations


Ruby Valley Bank Locations
Sheridan Office Branch103 North Main StreetSheridan, MT 59749
Ruby Valley National Bank107 South Main StreetTwin Bridges, MT 59754