Featured Savings Rates
Featured Accounts

Ruby Valley National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.33%1-year CD1 Year CD
0.10%SavingsPassbook Savings
0.53%3-year CD3 Year CD

Overview / Commentary
406-684-5678
107 South Main Street
Twin Bridges, MT 59754

Ruby Valley National Bank is headquartered in Twin Bridges and is the 29th largest bank in the state of Montana. It is also the 4,498th largest bank in the nation. It was established in 1917 and as of September of 2016, it had grown to 18 employees at 2 locations. Ruby Valley National Bank has an A health rating.

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ruby Valley National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #2203
Year Established1917
Employees18
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.03%
Return on Equity - YTD13.93%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$94.7MM$91.5MM
LoansQ3 2016vs Q3 2015$53.8MM$56.6MM
DepositsQ3 2016vs Q3 2015$80.6MM$78.3MM
Equity CapitalQ3 2016vs Q3 2015$14.0MM$13.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.7MM$1.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$909.00K$3.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ruby Valley National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$200-Passbook Savings
0.10%$100- Health Savings Account

Ruby Valley National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.07% $1k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k | 0.25% $50k - $75k

Ruby Valley National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-Preferred 'Super Now' Checking
0.05%$1k-Business Interest Checking
0.05%$1k-Now Checking Account

Ruby Valley National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.53%$500-3 Year CD
0.43%$500-2 Year CD
0.40%$20k-21 Month CD
0.38%$20k-12 Month Variable Rate CD
0.38%$500-15 Month CD
0.33%$500-1 Year CD
0.20%$500-182 Day CD
0.15%$500-90 Day CD
0.05%$2,500-30 Day CD

Ruby Valley National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%$100-18 Month IRA
Locations


Ruby Valley National Bank Locations
Sheridan Office Branch103 North Main StreetSheridan, MT 59749
Ruby Valley National Bank107 South Main StreetTwin Bridges, MT 59754