Overview / Commentary
740-266-6354
734 Main St
Wintersville, OH 43953

S And J School Employees Federal Credit Union is headquartered in Wintersville and is the 231st largest credit union in the state of Ohio. It is also the 4,837th largest credit union in the nation. It was established in 1966 and as of September of 2018, it had grown to 3 employees and 781 members at 1 location. S And J School Employees Federal Credit Union has a C health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. S And J School Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #17331
Year Chartered1966
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD7.22%
Annual Interest Income$128.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$3.7MM$3.6MM
LoansQ3 2018vs Q3 2017$2.3MM$2.2MM
DepositsQ3 2018vs Q3 2017$3.4MM$3.4MM
Equity CapitalQ3 2018vs Q3 2017$240.00K$221.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$14.00K$12.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$9.00K$3.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates

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Locations


S And J School Employees Federal Credit Union Locations
Branch Office734 Main StWintersville, OH 43953

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