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Overview / Commentary
740-266-6354
734 Main St
Wintersville, OH 43953

S And J School Employees Federal Credit Union is headquartered in Wintersville and is the 242nd largest credit union in the state of Ohio. It is also the 5,008th largest credit union in the nation. It was established in 1966 and as of June of 2017, it had grown to 2 employees and 803 members at 1 location. S And J School Employees Federal Credit Union has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. S And J School Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #17331
Year Chartered1966
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.82%
Annual Interest Income$75.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.8MM$3.3MM
LoansQ2 2017vs Q2 2016$2.1MM$2.0MM
DepositsQ2 2017vs Q2 2016$3.6MM$3.1MM
Equity CapitalQ2 2017vs Q2 2016$220.00K$203.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$10.00K$10.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.00K$4.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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S And J School Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Christmas Club
0.05%$100-Regular Share
0.05%$100-Travel
0.05%$100-Special Share

S And J School Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Money Market Share Account
Locations


S And J School Employees Federal Credit Union Locations
Branch Office734 Main StWintersville, OH 43953