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Overview / Commentary
740-266-6354
734 Main St
Wintersville, OH 43953

S And J School Employees Federal Credit Union is headquartered in Wintersville and is the 247th largest credit union in the state of Ohio. It is also the 5,152nd largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 2 employees and 841 members at 1 location. S And J School Employees Federal Credit Union has a C health rating.

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Health
C
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. S And J School Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #17331
Year Chartered1966
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$108.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.5MM$3.6MM
LoansQ3 2016vs Q3 2015$2.0MM$1.9MM
DepositsQ3 2016vs Q3 2015$3.3MM$3.4MM
Equity CapitalQ3 2016vs Q3 2015$212.00K$213.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$8.00K$7.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.00K$2.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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S And J School Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Christmas Club
0.05%$100-Regular Share
0.05%$100-Travel
0.05%$100-Special Share

S And J School Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-Money Market Share Account
Locations


S And J School Employees Federal Credit Union Locations
Branch Office734 Main StWintersville, OH 43953