Featured Savings Rates
Featured Accounts

SCI Federal Credit Union

Popular Accounts at this Credit Union

0.40%1-year CD1 Year Share Certificate
0.30%SavingsPrime Share Account
0.60%3-year CD2.5 Year Share Certificate

Overview / Commentary
7311 Mill Road
Florence, SC 29506

SCI Federal Credit Union is headquartered in Florence and is the 45th largest credit union in the state of South Carolina. It is also the 3,631st largest credit union in the nation. It was established in 1965 and as of September of 2017, it had grown to 4 employees and 1,467 members at 1 location. SCI Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of WestRock Corporation who work in Florence, SC and Latta, SC.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SCI Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16655
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD-0.19%
Return on Equity - YTD-1.09%
Annual Interest Income$437.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$16.5MM$16.2MM
LoansQ3 2017vs Q3 2016$8.4MM$8.4MM
DepositsQ3 2017vs Q3 2016$13.5MM$13.1MM
Equity CapitalQ3 2017vs Q3 2016$2.9MM$3.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$84.00K$57.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$77.00K$56.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SCI Federal Credit Union Savings Account Rates

0.50%--Coverdell ESA IRA Share Account
0.50%--Roth IRA Share Account
0.50%--Traditional IRA Share Account
0.30%*$5k*-Prime Share Account
OTHER TIERS: 0.15% Up to $5k

SCI Federal Credit Union Checking Account Rates

0.05%--Share Draft Account

SCI Federal Credit Union CD Rates

0.60%$100-2.5 Year Share Certificate
0.40%$500-1 Year Share Certificate
0.30%$1k-6 Month Share Certificate
0.25%$1k-3 Month Share Certificate

SCI Federal Credit Union Locations
Branch Office7311 Mill RoadFlorence, SC 29506