Overview / Commentary
812 2nd Loop Rd
Florence, SC 29505

SCI Federal Credit Union is headquartered in Florence and is the 45th largest credit union in the state of South Carolina. It is also the 3,504th largest credit union in the nation. It was established in 1965 and as of December of 2018, it had grown to 4 employees and 1,469 members at 2 locations. SCI Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of WestRock Corporation who work in Florence, SC and Latta, SC.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SCI Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16655
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-0.96%
Annual Interest Income$632.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$17.3MM$16.3MM
LoansQ4 2018vs Q4 2017$8.6MM$8.5MM
DepositsQ4 2018vs Q4 2017$14.3MM$13.2MM
Equity CapitalQ4 2018vs Q4 2017$2.9MM$2.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$100.00K$78.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$159.00K$155.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SCI Federal Credit Union Savings Account Rates

0.50%--Coverdell ESA IRA Share Account
0.50%--Roth IRA Share Account
0.50%--Traditional IRA Share Account
0.30%*$5k*-Prime Share Account
OTHER TIERS: 0.15% Up to $5k

SCI Federal Credit Union Checking Account Rates

0.05%--Share Draft Account

SCI Federal Credit Union CD Rates

0.75%$100-2.5 Year Share Certificate
0.60%$500-1 Year Share Certificate
0.40%$1k-6 Month Share Certificate
0.25%$1k-3 Month Share Certificate

SCI Federal Credit Union Locations
Branch Office812 2nd Loop RdFlorence, SC 29505-2828
Corporate Office501 Russell StDarlington, SC 29532-4031

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