Featured Savings Rates
Featured Accounts

SAC Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingHigh Yield Checking
2.10%5-year CD60 Month Term Certificate
0.90%1-year CD12 Month Term Certificate

Overview / Commentary
404-292-8000
7148 Towne Center Pkwy
Papillion, NE 68046

SAC Federal Credit Union is headquartered in Papillion and is the largest credit union in the state of Nebraska. It is also the 310th largest credit union in the nation. It was established in 1946 and as of June of 2016, it had grown to 199 employees and 95,610 members at 23 locations. SAC Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or regularly do business in Douglas, Sarpy, Cass, Washington, or Saunders Counties in Nebraska, or Pottawattamie, Harrison, or Mills Counties in Iowa. Membership is also open to employees or retirees of SpartanNash, or immediate family of anyone eligible for membership.
See current membership details

Related Posts

SAC FCU (NE/IA) High Yield Checking Still Competitive - 6/13/2016

SAC FCU's (NE/IA) High Yield Checking earns 3.01% APY on qualifying balances up to $10k. Qualifying balances over $10k and non-qualifying balances earn 0.05% APY.

View all posts from:


Reviews (4)

Reward Checking Account Changes As Of Apr 1, 2012

Posted by: nonac | Mar 23, 2012

It's not yet on SAC's web site but per an email from them changes are a coming to their reward checking account:

 

mportant Notice: These Changes will be effective April 1st, 2012

Balance Changes:

SAC FCU's High Yield Checking rate of 3.01% Annual Percentage Yield will be paid on balances up to $15,000 (Currently up to $25,000).  Rate is 0.15% APY on balances over $15,000.  0.10% APY applies to all balances if qualifications are not met.

Qualifications Changes Effective April 1st, 2012:

 - High Yield Checking Accounts opened on or after April 1st, 2012 will require a direct deposit to the account to qualify for the 3.01% APY Interest Rate.  Accounts opened prior to April 1, 2012 do not require direct deposit.
 - Make 12 Debit Card Transactions with net debit card transactions totaling a minimum of $120 per month.  Currently there is not a dollar limit requirement on total debit transactions.  This will apply to both existing and new accounts.
 - Enroll and Receive Electronic Statements (No Change).

Caring and Friendly Customer Service is Greatly Appreciated

Every time I stop by this credit union to deposit money, open a new account, or ask questions that I may have, I have noticed one thing. Every staff member at this credit union that I have ever interacted with is very friendly, caring, and considerate. They are never too busy to help me and are willing to answer all questions I have in a way the helps me to understand what I did not understand. Recently, I went in to open a checking account. The employee who helped me explained every type of checking account that I could open, the advantages of each, and what she recommended. I decided on the one that she recommended but not because of any pressure of any sort from this employee. The smiling faces and friendliness of the staff at this credit union are what keeps me coming back and what caused me to open a CD here when I could have opened one at many other banks or credit unions. I highly recommend this credit union to anyone.

Great overall

Posted by: jimbobby | Feb 11, 2015

SAC is a great credit union. I've been banking with them for over 20 years, and they are always coming out with something new or staying competitive. They have great rates on their accounts, and are very competitive. The only thing I don't like is their lack of mobile access, and their online services are pretty lacking overall. No way to open up new accounts or CDs through their website. It seems like you still need to do this in person for some reason. Also there is no way to do anything like online check scanning so you still need to go to a bank or an ATM to deposit a check, if you still get those things. I will stay with this credit union but I wish they would get some better tech.

Employees There Are Horable!

Posted by: Anonymous | Aug 3, 2012

Home wreckers, spouse cheating on, and the management is worthless. Be cautious! Some of the FSO's there can't control their own financial situations...do you want them to "try" with yours???



Health
B+

Health Grade Components

Overall
NCUA #5400
Year Chartered1946
Employees199
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.42%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$853.0MM$774.8MM
LoansQ2 2016vs Q2 2015$740.9MM$675.4MM
DepositsQ2 2016vs Q2 2015$688.5MM$620.2MM
Equity CapitalQ2 2016vs Q2 2015$70.4MM$65.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.5MM$5.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.6MM$6.8MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SAC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SAC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Holiday Club
0.50%--Vacation Club
0.25%--Long Term Care Share
0.20%*$300*-Health Savings
OTHER TIERS: 0.10% Up to $300
0.10%--Share Savings

SAC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Share Draft Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Share IRA Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Share Roth IRA Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

SAC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*-$1kSaver's Advantage Checking
OTHER TIERS: 0.05% $1k+
2.50%*-$10kHigh Yield Checking
OTHER TIERS: 0.05% $10k+
0.05%$300-SAC Prestige Checking
0.05%$300-Workers Compensation Medicare Set-Aside Arrangement Checking

SAC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$100k*-60 Month Term Certificate
OTHER TIERS: 2.00% $1k - $100k
1.70%*$100k*-48 Month Term Certificate
OTHER TIERS: 1.60% $1k - $100k
1.40%*$100k*-36 Month Term Certificate
OTHER TIERS: 1.30% $1k - $100k
1.40%*$100k*-36 Month Bump-Up Share Certificate
OTHER TIERS: 1.30% $1k - $100k
1.25%*$100k*-30 Month Term Certificate
OTHER TIERS: 1.15% $1k - $100k
1.20%*$100k*-24 Month Term Certificate
OTHER TIERS: 1.10% $1k - $100k
0.95%*$100k*-18 Month Term Certificate
OTHER TIERS: 0.85% $1k - $100k
0.90%*$100k*-12 Month Term Certificate
OTHER TIERS: 0.80% $1k - $100k
0.90%$25-24 Month Baby Bundle Term Certificate
0.60%$25-12 Month Baby Bundle Term Certificate
0.50%*$100k*-6 Month Term Certificate
OTHER TIERS: 0.45% $1k - $100k
0.30%*$100k*-3 Month Term Certificate
OTHER TIERS: 0.25% $1k - $100k
0.20%$25k-1 Month Term Certificate

SAC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$100k*-60 Month IRA Term Share
OTHER TIERS: 2.00% $1k - $100k
1.70%*$100k*-48 Month IRA term Share
OTHER TIERS: 1.60% $1k - $100k
1.40%*$100k*-36 Month IRA Term Share
OTHER TIERS: 1.30% $1k - $100k
1.40%*$100k*-36 Month Bump Up IRA Term Share
OTHER TIERS: 1.30% $1k - $100k
1.25%*$100k*-30 Month IRA Term Share
OTHER TIERS: 1.15% $1k - $100k
1.20%*$100k*-24 Month IRA Tern Share
OTHER TIERS: 1.10% $1k - $100k
0.95%*$100k*-18 Month IRA Term Share
OTHER TIERS: 0.85% $1k - $100k
Locations

SAC Federal Credit Union has 23 locations. Click to view all SAC Federal Credit Union locations.