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Saginaw Medical Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%Reward CheckingPremium Checking Rewards
1.86% - National Average
1.75%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.60%1-year CD12 Month Save to Win CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
View all Saginaw Medical Federal Credit Union rates »

Overview / Commentary
smfcu.com
989-791-7070
4550 STATE ST
SAGINAW, MI 48603

Saginaw Medical Federal Credit Union is headquartered in SAGINAW and is the 81st largest credit union in the state of Michigan. It is also the 1,338th largest credit union in the nation. It was established in 1970 and as of June of 2017, it had grown to 33 employees and 11,522 members at 2 locations. Saginaw Medical Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Eligible if you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area.
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Health
A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #20007
Year Chartered1970
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.57%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$134.1MM$127.7MM
LoansQ2 2017vs Q2 2016$68.6MM$58.2MM
DepositsQ2 2017vs Q2 2016$118.5MM$112.8MM
Equity CapitalQ2 2017vs Q2 2016$14.7MM$14.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$290.00K$238.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$138.00K$252.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saginaw Medical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kYoung Savers
OTHER TIERS: 0.05% → $15k+
1.26%*$50k*-IRA Savings
OTHER TIERS: 0.50% → Up to $10k | 0.75% → $10k - $20k | 1.00% → $20k - $50k
0.30%*$100k*-Business Savings
OTHER TIERS: 0.10% → $250 - $10k | 0.20% → $10k - $100k
0.05%$250-Regular Savings
0.05%$250-Christmas Club
0.05%$250-Vacation Club
0.05%$250-2nd Savings

Saginaw Medical Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-MONEYPlus Money Market Account
OTHER TIERS: 0.20% → $250 - $10k | 0.25% → $10k - $100k

Saginaw Medical Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$2,500*$25kPremium Checking Rewards
OTHER TIERS: 0.05% → $25k+
0.05%$10k-Premium Checking
0.05%$10k-Business Checking

Saginaw Medical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500$7007 Month Youth Certificate Special
1.75%$500-60 Month CD
1.60%$500-48 Month CD
1.20%$500-36 Month CD
0.85%$500-24 Month CD
0.60%$500-12 Month CD
0.60%$25-12 Month Save to Win CD
0.30%$500-6 Month CD

Saginaw Medical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA
1.60%$500-48 Month IRA
1.20%$500-36 Month IRA
0.85%$500-24 Month IRA
0.60%$500-12 Month IRA
0.30%$500-6 Month IRA
Locations


Saginaw Medical Federal Credit Union Locations
Branch Office1430 N MICHIGAN AveSAGINAW, MI 48602-4734
Branch Office4550 STATE STSAGINAW, MI 48603