2. Saginaw Medical Federal Credit Union

Saginaw Medical Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.25%Reward Checking
2.09% - National Average
3.25%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
1.67%1-year CD
1.30% - National Average
View all Saginaw Medical Federal Credit Union rates »

Overview / Commentary
smfcu.com
989-791-7070
4550 STATE ST
SAGINAW, MI 48603

Saginaw Medical Federal Credit Union is headquartered in SAGINAW and is the 81st largest credit union in the state of Michigan. It is also the 1,354th largest credit union in the nation. It was established in 1970 and as of September of 2018, it had grown to 33 employees and 11,833 members at 2 locations. Saginaw Medical Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Eligible if you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area.
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Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #20007
Year Chartered1970
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.59%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$132.6MM$133.5MM
LoansQ3 2018vs Q3 2017$87.0MM$70.6MM
DepositsQ3 2018vs Q3 2017$115.8MM$117.4MM
Equity CapitalQ3 2018vs Q3 2017$15.4MM$14.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$344.00K$319.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$261.00K$103.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saginaw Medical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kYoung Savers
OTHER TIERS: 0.15% → $15k+
1.26%*$50k*-IRA Savings
OTHER TIERS: 0.50% → Up to $10k | 0.75% → $10k - $20k | 1.00% → $20k - $50k
0.30%*$100k*-Business Savings
OTHER TIERS: 0.15% → $250 - $10k | 0.20% → $10k - $100k
0.15%$250-Regular Savings
0.15%$250-Christmas Club
0.15%$250-Vacation Club
0.15%$250-2nd Savings

Saginaw Medical Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-MONEYPlus Money Market Account
OTHER TIERS: 0.30% → $250 - $10k | 0.50% → $10k - $100k | 0.80% → $100k - $250k

Saginaw Medical Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$2.5k*$25kPremium Checking Rewards
OTHER TIERS: 0.20% → $25k+
0.20%$10k-Premium Checking
0.20%$10k-Business Checking

Saginaw Medical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500$7007 Month Youth Certificate
3.25%$500-60 Month CD
2.70%$500-18 Month CD Special - New Money
2.65%$500-48 Month CD
2.55%$500-28 Month CD Special - New Money
2.50%$500-36 Month CD
2.17%$500-24 Month CD
1.67%$500-12 Month CD
1.67%$25-12 Month Save to Win CD
1.27%$500-6 Month CD

Saginaw Medical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$500-60 Month IRA
2.65%$500-48 Month IRA
2.50%$500-36 Month IRA
2.17%$500-24 Month IRA
1.67%$500-12 Month IRA
1.27%$500-6 Month IRA
Locations


Saginaw Medical Federal Credit Union Locations
Branch Office1430 N MICHIGAN AveSAGINAW, MI 48602-4734
Branch Office4550 STATE STSAGINAW, MI 48603

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