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Saginaw Medical Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%Reward CheckingPremium Checking Rewards
1.84% - National Average
1.87%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.60%1-year CD12 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
View all Saginaw Medical Federal Credit Union rates »

Overview / Commentary
smfcu.com
989-791-7070
4550 STATE ST
SAGINAW, MI 48603

Saginaw Medical Federal Credit Union is headquartered in SAGINAW and is the 82nd largest credit union in the state of Michigan. It is also the 1,347th largest credit union in the nation. It was established in 1970 and as of March of 2017, it had grown to 31 employees and 11,494 members at 2 locations. Saginaw Medical Federal Credit Union has an A health rating.

Field of Membership Restrictions

Eligible if you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area.
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Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #20007
Year Chartered1970
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.16%
Annual Interest Income$995.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$132.8MM$127.6MM
LoansQ1 2017vs Q1 2016$64.6MM$55.3MM
DepositsQ1 2017vs Q1 2016$118.6MM$113.4MM
Equity CapitalQ1 2017vs Q1 2016$14.2MM$13.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$285.00K$186.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$192.00K$308.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saginaw Medical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kYoung Savers
OTHER TIERS: 0.05% → $15k+
1.26%*$50k*-IRA Savings
OTHER TIERS: 0.50% → Up to $10k | 0.75% → $10k - $20k | 1.00% → $20k - $50k
0.30%*$100k*-Business Savings
OTHER TIERS: 0.10% → $250 - $10k | 0.20% → $10k - $100k
0.05%$250-Regular Savings
0.05%$250-Christmas Club
0.05%$250-Vacation Club
0.05%$250-2nd Savings

Saginaw Medical Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-MONEYPlus Money Market Account
OTHER TIERS: 0.20% → $250 - $10k | 0.25% → $10k - $100k

Saginaw Medical Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$2,500*$25kPremium Checking Rewards
OTHER TIERS: 0.05% → $25k+
0.05%$10k-Premium Checking
0.05%$10k-Business Checking

Saginaw Medical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500$7007 Month Youth Certificate Special
1.87%$500-60 Month CD
1.71%$500-48 Month CD
1.50%$500-36 Month CD
0.85%$500-24 Month CD
0.60%$500-12 Month CD
0.30%$500-6 Month CD

Saginaw Medical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%$500-60 Month IRA
1.71%$500-48 Month IRA
1.50%$500-36 Month IRA
0.85%$500-24 Month IRA
0.60%$500-12 Month IRA
0.30%$500-6 Month IRA
Locations


Saginaw Medical Federal Credit Union Locations
Branch Office1430 N MICHIGAN AveSAGINAW, MI 48602-4734
Branch Office4550 STATE STSAGINAW, MI 48603