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Saginaw Medical Federal Credit Union

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CURRENT TOP RATE

7 Month Youth Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	Reward Checking	Premium Checking Rewards 1.96% - National Average
2.10%	5-year CD	60 Month CD 3.00% - Barclays 60 Month Online CD
0.60%	1-year CD	12 Month Save to Win CD 2.40% - Ally Bank High Yield 12-Month CD

View all Saginaw Medical Federal Credit Union rates »

Overview / Commentary

989-791-7070

4550 STATE ST
SAGINAW, MI 48603

Saginaw Medical Federal Credit Union is headquartered in SAGINAW and is the 82^nd largest credit union in the state of Michigan. It is also the 1,338^th largest credit union in the nation. It was established in 1970 and as of March of 2018, it had grown to 38 employees and 11,643 members at 2 locations. Saginaw Medical Federal Credit Union has an A health rating.

Field of Membership Restrictions

Eligible if you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area.
See current membership details

Related Posts

View all posts from:

2010
2009

11/9 - Saginaw Medical FCU (MI) Big Rate Drop...

10/27 - 5.00% Reward Checking Account at Saginaw Medical FCU in MI - Local Only

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Health

A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	20007
Year Chartered	1970
Employees	38
Primary Regulator

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	8.21%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$136.9MM$132.8MM
Loans	Q1 2018vs Q1 2017	$76.7MM$64.6MM
Deposits	Q1 2018vs Q1 2017	$121.0MM$118.6MM
Equity Capital	Q1 2018vs Q1 2017	$14.9MM$14.2MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$319.00K$285.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$128.00K$192.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saginaw Medical Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$15k	Young Savers
OTHER TIERS: 0.05% → $15k+
1.26%^*	$50k^*	-	IRA Savings
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k
0.30%^*	$100k^*	-	Business Savings
OTHER TIERS: 0.10% → $250 - $10k \| 0.20% → $10k - $100k
0.05%	$250	-	Regular Savings
0.05%	$250	-	Christmas Club
0.05%	$250	-	Vacation Club
0.05%	$250	-	2nd Savings

Saginaw Medical Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	MONEYPlus Money Market Account
OTHER TIERS: 0.20% → $250 - $10k \| 0.25% → $10k - $100k

Saginaw Medical Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$2.5k^*	$25k	Premium Checking Rewards
OTHER TIERS: 0.05% → $25k+
0.05%	$10k	-	Premium Checking
0.05%	$10k	-	Business Checking

Saginaw Medical Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$500	$700	7 Month Youth Certificate
2.10%	$500	-	60 Month CD
1.70%	$500	-	48 Month CD
1.40%	$500	-	36 Month CD
1.30%	$500	-	24 Month CD
0.60%	$500	-	12 Month CD
0.60%	$25	-	12 Month Save to Win CD
0.30%	$500	-	6 Month CD

Saginaw Medical Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.10%	$500	-	60 Month IRA
1.70%	$500	-	48 Month IRA
1.40%	$500	-	36 Month IRA
1.30%	$500	-	24 Month IRA
0.60%	$500	-	12 Month IRA
0.30%	$500	-	6 Month IRA

Locations

Saginaw Medical Federal Credit Union Locations
Branch Office	1430 N MICHIGAN Ave	SAGINAW, MI 48602-4734
Branch Office	4550 STATE ST	SAGINAW, MI 48603

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