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Saginaw Medical Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%Reward CheckingPremium Checking Rewards
1.76% - National Average
0.45%1-year CD12 Month CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.05%Savings2nd Savings
1.00% - Ally Bank Online Savings AccountAdvertisement
View all Saginaw Medical Federal Credit Union rates »

Overview / Commentary
smfcu.com
989-791-7070
4550 STATE ST
SAGINAW, MI 48603

Saginaw Medical Federal Credit Union is headquartered in SAGINAW and is the 80th largest credit union in the state of Michigan. It is also the 1,341st largest credit union in the nation. It was established in 1970 and as of June of 2016, it had grown to 32 employees and 11,436 members at 2 locations. Saginaw Medical Federal Credit Union has an A health rating.

Field of Membership Restrictions

Eligible if you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area.
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Health
A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #20007
Year Chartered1970
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.35%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$127.7MM$123.6MM
LoansQ2 2016vs Q2 2015$58.2MM$49.3MM
DepositsQ2 2016vs Q2 2015$112.8MM$109.6MM
Equity CapitalQ2 2016vs Q2 2015$14.1MM$13.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$238.00K$193.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$252.00K$221.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saginaw Medical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kYoung Savers
OTHER TIERS: 0.05% → $15k+
1.26%*$50k*-IRA Savings
OTHER TIERS: 0.50% → Up to $10k | 0.75% → $10k - $20k | 1.00% → $20k - $50k
0.30%*$100k*-MONEYPlus
OTHER TIERS: 0.20% → $250 - $10k | 0.25% → $10k - $100k
0.30%*$100k*-Business Savings Plus
OTHER TIERS: 0.20% → $250 - $10k | 0.25% → $10k - $100k
0.05%$250-Regular Savings
0.05%$250-Christmas Club
0.05%$250-Vacation Club
0.05%$250-2nd Savings
0.05%$250$2,500Business Savings

Saginaw Medical Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$25kPremium Checking Rewards
OTHER TIERS: 0.05% → $25k+
0.05%$10k-Premium Checking
0.05%$10k-Business Checking

Saginaw Medical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500$7007 Month Youth Certificate Special
0.75%$500-36 Month CD
0.60%$500-24 Month CD
0.45%$500-12 Month CD
0.30%$500-6 Month CD

Saginaw Medical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-36 Month IRA
0.60%$500-24 Month IRA
0.45%$500-12 Month IRA
0.30%$500-6 Month IRA
Locations


Saginaw Medical Federal Credit Union Locations
Branch Office1430 N MICHIGAN AveSAGINAW, MI 48602-4734
Branch Office4550 STATE STSAGINAW, MI 48603