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Overview / Commentary
15606 Brookhurst Avenue, Suite C
Westminster, CA 92683

Saigon National Bank is headquartered in Westminster and is the 194th largest bank in the state of California. It is also the 5,534th largest bank in the nation. It was established in 2005 and as of December of 2015, it had grown to 20 employees at 1 location. Saigon National Bank has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Saigon National Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #57974
Year Established2005
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-1.92%
Return on Equity - YTD-8.56%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$50.4MM$48.9MM
LoansQ4 2015vs Q4 2014$33.3MM$29.1MM
DepositsQ4 2015vs Q4 2014$35.6MM$33.1MM
Equity CapitalQ4 2015vs Q4 2014$10.6MM$11.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.3MM$2.2MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$589.00K$1.1MM
Real Estate OwnedQ4 2015vs Q4 2014$0$598.00K

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Saigon National Bank Locations
Saigon National Bank15606 Brookhurst St, Suite CWestminster, CA 92683