Update 10/7/2011: The 8-year CD rate has fallen.
Finding a 3 percent CD these days is especially hard, and as we learned in the last week, it often doesn't last long when we find one. I hope this one lasts for a while. It's at Saint Casimir's Savings Bank in Baltimore, Maryland. The bank is offering a 3.00% APY 8-year CD. This is listed at the bank's rates page as of 10/05/2011.
It's a small community bank so it appears to be a local deal. It has 4 branches in Baltimore.
The bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 0.55% (excellent) based on June 2011 data. Please refer to our financial overview of Saint Casimir's Savings Bank for more details. The bank has been a FDIC member since 1985 (FDIC Certificate # 32327).
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