Top Long-Term CD Rate at Saint Casimir's Savings Bank in MD - Local Only


Update 10/7/2011: The 8-year CD rate has fallen.

Finding a 3 percent CD these days is especially hard, and as we learned in the last week, it often doesn't last long when we find one. I hope this one lasts for a while. It's at Saint Casimir's Savings Bank in Baltimore, Maryland. The bank is offering a 3.00% APY 8-year CD. This is listed at the bank's rates page as of 10/05/2011.

It's a small community bank so it appears to be a local deal. It has 4 branches in Baltimore.

The bank has an overall health score at of 5 stars (out of 5) with a Texas Ratio of 0.55% (excellent) based on June 2011 data. Please refer to our financial overview of Saint Casimir's Savings Bank for more details. The bank has been a FDIC member since 1985 (FDIC Certificate # 32327).

How These CD Rates Compare

The highest rate for a nationally available 7-year CD is 2.75% APY at Pentagon Federal Credit Union and the highest rate for a 10-year CD is 2.80% APY at Apple FCU.

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of

Grace W.
Grace W. (anonymous)   |     |   Comment #1
There is something fishy going on here.  As soon as Ken posts about a good CD rate, the bank or CU drops it like a rock.  The rate on this bank's 96-month is now sub-2%.  Ken, please report on this phenomenon.  Do you think it is due to the sheer numbers of your readers, just a coincidence, or both?   If the bank or CU made a business decision to attract deposits with a competitive rate, why would some inquiries or account openings attributable to this blog totally derail it?  It's almost like we called their attn. to a good rate, and they then promptly "corrected it."  I do not understand.   The end result is, however, that good rates publicized by this blog vaporize really quickly.  A terribe irony in this environment.  Ken, this would make a great thing for you to write about.  Sadly, you have many recent examples to cite.
Anonymous   |     |   Comment #2
Unbelievable.  What is going on with these rate drops?
Anonymous   |     |   Comment #3
It would not surprise me if the banks have a service which follows this blog and alerts them if they appear on it...a sure sign that their rates are "too high" :(
2.50% 12-Month & 2.30% 6-Month CD at St. Casimir's Savings Bank in Maryland - Local Only
Update 7/10/09: The CD rates have fallen by about a percentage point. Please check the bank's website for the latest rates.

St. Casimir's Savings Bank is offering several competitive CD and IRA rates. Some of the best include:
  • 2.30% APY 182 day
  • 2.50% APY 12 month
  • 2.75% APY 18 month
  • 3.00% APY 30 month
Minimum deposit is $1,000. These rates are listed in the bank's rate table as of the morning of 7/06/09.

It appears a branch visit is required to open an account. Branches are located in Baltimore, Maryland.

The bank has solid ratings for safety and...

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