Featured Savings Rates
Featured Accounts

San Diego County Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.05%5-year CD60 Months CD
1.55%4-year CD50 Months Bump Certificate Special
0.45%1-year CD12 Months CD

Overview / Commentary
877-732-2848
6545 Sequence Dr
San Diego, CA 92121

San Diego County Credit Union is one of the largest credit unions in the state of California and serves hundreds of thousands of members through dozens of branches in and around the San Diego area. The credit union and its employees have won numerous awards for various things such as cybersecurity and human resource management.

San Diego County CU offers a variety of personal and commercial depository accounts and loans. On its personal banking side it offers checking, savings, money market and certificate accounts to meet members’ needs. Checking account offerings come with surcharge-free Co-Op ATM usage, a debit card, direct deposit, Bill Pay, mobile deposit and mobile banking. SDCCU’s savings accounts come with an ATM card, direct deposit, and Internet online account access. Money Market account offerings have a minimum opening deposit requirement and pay dividends based on average daily account balance. SDCCU has frequently featured Certificate accounts with interest rates that are higher than the national average.

San Diego County Credit Union online banking features a sophisticated Internet platform from which members may manage their accounts, pay bills, transfer funds, and earn rewards. SDCCU also makes a free mobile app available from which members can manage their accounts and perform remote deposits.

San Diego County Credit Union was chartered in 1938 and insured in 1972 by the NCUA. It is headquartered in San Diego, California, and has branches that operate in several counties across Southern California. It was originally founded as the San Diego County Employees Credit Union to meet the banking needs of county government employees. It changed its name in the mid-1970’s and broadened its field of membership to non-government citizens.

Field of Membership Restrictions

Membership in San Diego County Credit Union is open to anyone through joining the Financial Fitness Association ($8 membership fee). Membership is also open to those who live or work in San Diego, Orange or Riverside Counties in California and to employees of Select Employer Groups (not listed on the site).
See current membership details

Related Posts

View all posts from:


Reviews (4)

A Great CU For Many Years!

I've been a member of the San Diego County Credit Union for many years. While their current interest rates are horrible just like most other financial institutions, the people who work there, along with their easy on-line banking and ACH transfers make it a great place to do your banking. I've never experienced any account screw-ups nor been dinged with odd or excessive bank fees, and have enjoyed free checking and free on-line bill pay for years. SDCCU gets a resounding two thumbs up from me!

Superior Banking For All Transactions

Posted by: tperri123 | Mar 28, 2013

I have been a memeber of SDCCU since 1985 and I wouldn't think of doing financial business with any other institution.  They have never made an error in any of my banking transactions and have always given the best customer service.  I recently moved to Florida but I will never change my bank from California.

SDCCU

Posted by: Ranex2334 | Apr 30, 2015

San diego credit county union was the most amazing credit union I have ever used. When I signed up the cashier was very friendly and nice and cool and helpful. He helped me sign up for an account in which I store my money to use for later in a form that is more convenient to use than cash. I then put money in that account, using a process called deposit. It was difficult, but with help from the cashier guy Robert I managed to submit that cash money into the account. I also got a debit card in order to use at places that take debit cards. Great company!

Pro Foreclosure Bank

Posted by: Imran | Jun 28, 2012

Hi,

I made a mistake when I got loan from SDCCU in 2007. At that time, I was not aware they will not be flexibile. SDCCU always want to foreclose house rather than allowing short sale. Its policies are not client friendly.

 



Health
A+

Health Grade Components

Overall
NCUA #61004
Year Chartered1938
Employees728
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD9.73%
Annual Interest Income$102.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.55B$6.92B
LoansQ2 2016vs Q2 2015$5.38B$4.56B
DepositsQ2 2016vs Q2 2015$6.46B$5.94B
Equity CapitalQ2 2016vs Q2 2015$1.04B$950.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$36.2MM$43.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$16.8MM$14.4MM
Real Estate OwnedQ2 2016vs Q2 2015$0$218.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not San Diego County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Diego County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Great Rate Savings
OTHER TIERS: 0.15% $25k - $50k | 0.20% $50k - $225k | 0.25% $225k - $500k
0.30%*$500k*-Business Great Rate Savings
OTHER TIERS: 0.15% $25k - $50k | 0.20% $50k - $225k | 0.25% $225k - $500k
0.25%*$100k*-Business Sweep Savings
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.05%$100-Primary Savings Account
0.05%$100-IRA Savings Account
0.05%$100-Business Primary Savings
0.05%$100-Business Special Savings

San Diego County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $50k
0.20%*$50k*-IRA Money Market Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $50k
0.20%*$50k*-Business Money Market Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $50k

San Diego County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$500k*-High-Yield Checking
OTHER TIERS: 0.03% $100 - $10k | 0.05% $10k - $50k | 0.10% $50k - $500k
0.03%$1,500-Classic Checking Account

San Diego County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$90k*-60 Months CD
OTHER TIERS: 1.95% $2k - $10k | 2.00% $10k - $90k
2.05%*$90k*-Business 60 Months CD
OTHER TIERS: 1.95% $2k - $10k | 2.00% $10k - $90k
1.65%*$90k*-48 Months CD
OTHER TIERS: 1.55% $2k - $10k | 1.60% $10k - $90k
1.65%*$90k*-Business 48 Months CD
OTHER TIERS: 1.55% $2k - $10k | 1.60% $10k - $90k
1.55%*$90k*-50 Months Bump Certificate Special
OTHER TIERS: 1.45% $2k - $10k | 1.50% $10k - $90k
1.15%*$90k*-36 Months CD
OTHER TIERS: 1.05% $2k - $10k | 1.10% $10k - $90k
1.15%*$90k*-Business 36 Months CD
OTHER TIERS: 1.05% $2k - $10k | 1.10% $10k - $90k
1.05%$2k-15 Month CD Special
0.80%*$90k*-24 Months CD
OTHER TIERS: 0.70% $2k - $10k | 0.75% $10k - $90k
0.80%*$90k*-Business 24 Months CD
OTHER TIERS: 0.70% $2k - $10k | 0.75% $10k - $90k
0.55%*$90k*-18 Months CD
OTHER TIERS: 0.45% $2k - $10k | 0.50% $10k - $90k
0.55%*$90k*-Business 18 Months CD
OTHER TIERS: 0.45% $2k - $10k | 0.50% $10k - $90k
0.45%*$90k*-12 Months CD
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $90k
0.45%*$90k*-Business 12 Months CD
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $90k
0.35%*$90k*-6 Months CD
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $90k
0.35%*$90k*-Business 6 Months CD
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $90k
0.25%*$90k*-3 Months CD
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $90k
0.25%*$90k*-Business 3 Months CD
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $90k

San Diego County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$90k*-60 Months IRA
OTHER TIERS: 1.95% $2k - $10k | 2.00% $10k - $90k
1.65%*$90k*-48 Months IRA
OTHER TIERS: 1.55% $2k - $10k | 1.60% $10k - $90k
1.55%*$90k*-50 Months Bump IRA Certificate Special
OTHER TIERS: 1.45% $2k - $10k | 1.50% $10k - $90k
1.15%*$90k*-36 Months IRA
OTHER TIERS: 1.05% $2k - $10k | 1.10% $10k - $90k
1.05%$2k-15 Month IRA Special
0.80%*$90k*-24 Months IRA
OTHER TIERS: 0.70% $2k - $10k | 0.75% $10k - $90k
0.55%*$90k*-18 Months IRA
OTHER TIERS: 0.45% $2k - $10k | 0.50% $10k - $90k
0.45%*$90k*-12 Months IRA
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $90k
0.35%*$90k*-6 Months IRA
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $90k
0.25%*$90k*-3 Months IRA
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $90k
Locations

San Diego County Credit Union has 40 locations. Click to view all San Diego County Credit Union locations.