San Mateo Credit Union


Overview / Commentary
650-363-1725
575 Middlefield Road
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 39th largest credit union in the state of California. It is also the 269th largest credit union in the nation. It was established in 1952 and as of June of 2022, it had grown to 200 employees and 108,188 members at 10 locations. San Mateo Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
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Health

Health Grade Components

Overall
NCUA #62736
Year Chartered1952
Employees200
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.93%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.68B$1.57B
LoansQ2 2022vs Q2 2021$1.16B$1.01B
DepositsQ2 2022vs Q2 2021$1.49B$1.40B
Equity CapitalQ2 2022vs Q2 2021$168.4MM$156.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.3MM$5.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.6MM$13.8MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not San Mateo Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Mateo Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$5kDigital Savings
OTHER TIERS: 0.25% $20k+ | 1.00% $10k - $20k | 1.50% $5k - $10k
0.25%$100-Health Savings Account
0.10%$100-IRA Savings
0.05%--Regular Savings
0.05%--Business Savings
0.05%$5-Youth Savers
0.05%$25-Holiday Savings

San Mateo Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Plus
OTHER TIERS: 0.25% Up to $50k | 0.50% $50k - $100k
0.75%*$100k*-Business Money Market Plus
OTHER TIERS: 0.25% Up to $50k | 0.50% $50k - $100k

San Mateo Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$50kPremium Checking - Qualifying
OTHER TIERS: 0.05% $50k+

San Mateo Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-30 Month CD w/ Active Checking
2.75%$1k-30 Month CD
2.50%$1k-60 Month CD w/ Active Checking
2.40%$1k-48 Month CD w/ Active Checking
2.25%$1k-60 Month CD
2.20%$1k-36 Month CD w/ Active Checking
2.15%$1k-48 Month CD
2.00%$1k-24 Month CD w/ Active Checking
1.95%$1k-36 Month CD
1.75%$1k-24 Month CD
1.75%$1k-18 Month CD w/ Active Checking
1.50%$1k-18 Month CD
1.50%$1k-12 Month CD w/ Active Checking
1.50%$250-12 Month Youth CD w/ Active Checking
1.25%$1k-12 Month CD
1.25%$250-12 Month Youth CD
1.00%$1k-6 Month CD w/ Active Checking
0.75%$1k-6 Month CD
0.50%$1k-3 Month CD w/ Active Checking
0.45%$100-15 Month Registry CD w/ Active Checking
0.25%$1k-3 Month CD
0.20%$100-15 Month Registry CD

San Mateo Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month CESA w/ Active Checking
2.50%$1k-60 Month IRA w/ Active Checking
2.40%$500-48 Month CESA w/ Active Checking
2.40%$1k-48 Month IRA w/ Active Checking
2.25%$1k-60 Month IRA
2.25%$500-60 Month CESA
2.20%$500-36 Month CESA w/ Active Checking
2.20%$1k-36 Month IRA w/ Active Checking
2.15%$1k-48 Month IRA
2.15%$500-48 Month CESA
2.00%$500$100k24 Month Add-On CESA w/ Active Checking
2.00%$2k$100k24 Month Add-On IRA w/ Active Checking
2.00%$500-24 Month CESA w/ Active Checking
2.00%$1k-24 Month IRA w/ Active Checking
1.95%$1k-36 Month IRA
1.95%$500-36 Month CESA
1.75%$1k-24 Month IRA
1.75%$2k$100k24 Month Add-On IRA
1.75%$500$100k24 Month Add-On CESA
1.75%$500-24 Month CESA
1.75%$500-18 Month CESA w/ Active Checking
1.75%$1k-18 Month IRA w/ Active Checking
1.50%$1k-18 Month IRA
1.50%$500-18 Month CESA
1.50%$500-12 Month CESA w/ Active Checking
1.50%$1k-12 Month IRA w/ Active Checking
1.25%$1k-12 Month IRA
1.25%$500-12 Month CESA
Locations


Cities: Daly City, East Palo Alto, Half Moon Bay, Redwood City, San Mateo, South San Francisco

Daly City Branches
Branch Office415 Westlake CtrDaly City, CA 94015-1432

East Palo Alto Branches
Branch Office1735 E Bayshore RdEast Palo Alto, CA 94303

Half Moon Bay Branches
Branch Office40 Cabrillo Hwy NHalf Moon Bay, CA 94019

Redwood City Branches
Branch Office3117 Middlefield RdRedwood City, CA 94063
Branch Office350 Convention WayRedwood City, CA 94063
Branch Office575 Middlefield RdRedwood City, CA 94063-1623
Corporate Office350 Convention WayRedwood City, CA 94063
Branch Office575 Middlefield RdRedwood City, CA 94063

San Mateo Branches
Branch Office1515 S El Camino RealSan Mateo, CA 94402-3098

South San Francisco Branches
Branch Office150 El Camino RealSouth San Francisco, CA 94080

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