San Mateo Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Premium Checking 1.86% - National Average
2.05%	5-year CD	60 Month CD 1.55% - National Average
0.20%	1-year CD	11 Month CD 0.62% - National Average

View all San Mateo Credit Union rates »

Overview / Commentary

www.smcu.org

888-363-1725

350 Convention Way
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 47^th largest credit union in the state of California. It is also the 289^th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 161 employees and 88,143 members at 13 locations. San Mateo Credit Union has an A health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
See current membership details

A fairly easy $100 checking account bonus: 1) Open a new personal checking account by April 30, 2017. 2) Make 15 debit card purchases during the following calendar month. https://www.smcu.org/specials/checkingOffer042017.php Three of their checking accounts qualify. Two of the three pay interest, but their rates are very low. Most would be better off with their free checking account that doesn’t pay any interest.

View all posts from:

2017
2008
2007
Earlier

3/8 - Easy $100 Checking Bonus At San Mateo Credit Union (Northern CA)

1/26 - 5.15% 12-Month / 5.05% 5-Month CD at a California CU (San Mateo).

12/30 - 5.50% 5-Month / 5.25% 12-Month CD at a California CU (San Mateo)
10/8 - 5.75% 5-Month / 5.50% 12-Month CD at a California CU (San Mateo)
6/21 - 8.00% 18-Month CD at a California CU - $2K Max (San Mateo).
5/14 - 5.50% 12-Month CD at a California CU (San Mateo)

12/26/06 - 6.00% 8-Month CD at a California CU (San Mateo)

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Health

A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62736
Year Chartered	1952
Employees	161
Primary Regulator

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	10.64%
Annual Interest Income	$16.1MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$975.7MM$895.3MM
Loans	Q2 2017vs Q2 2016	$701.1MM$587.9MM
Deposits	Q2 2017vs Q2 2016	$872.9MM$802.5MM
Equity Capital	Q2 2017vs Q2 2016	$98.0MM$88.0MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$3.7MM$3.3MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$1.4MM$2.0MM
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.