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San Mateo Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.20%1-year CD11 Month CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.05%SavingsRegular Savings
1.00% - Ally Bank Online Savings AccountAdvertisement
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Overview / Commentary
www.smcu.org
888-363-1725
350 Convention Way
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 50th largest credit union in the state of California. It is also the 295th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 143 employees and 84,627 members at 8 locations. San Mateo Credit Union has an A health rating.

Field of Membership Restrictions

San Mateo Credit Union of California is open to the people that live, work or attend school within these qualified locations: San Mateo County, and Palo Alto City as well as other qualified locations within the San Francisco area, employees of the credit union affiliated select employee groups, or any business that is registered with the Golden Gate Better Business Bureau of or one of the 15 Chambers of Commerce located throughout San Mateo County, and the family or household members of the current credit union members; including domestic partners.
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Health
A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #62736
Year Chartered1952
Employees143
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.11%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$895.3MM$840.9MM
LoansQ2 2016vs Q2 2015$587.9MM$497.8MM
DepositsQ2 2016vs Q2 2015$802.5MM$756.4MM
Equity CapitalQ2 2016vs Q2 2015$88.0MM$79.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.3MM$3.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$1.5MM
Real Estate OwnedQ2 2016vs Q2 2015$0$3.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Mateo Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Health Savings Account
0.10%$100-IRA
0.05%$50-Regular Savings
0.05%$100-Business Savings
0.05%--Youth Savers
0.05%$25-Holiday Savings

San Mateo Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Plus
OTHER TIERS: 0.03% → Up to $2,500 | 0.06% → $2,500 - $10k | 0.07% → $10k - $20k | 0.08% → $20k - $50k | 0.12% → $50k - $100k
0.15%*$100k*-Business Money Market Plus
OTHER TIERS: 0.03% → Up to $2,500 | 0.06% → $2,500 - $10k | 0.07% → $10k - $20k | 0.08% → $20k - $50k | 0.12% → $50k - $100k

San Mateo Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$10k*-High-Yield Interest Checking
OTHER TIERS: 0.04% → Up to $10k
0.06%*$25k*-Interest Checking
OTHER TIERS: 0.04% → $2,500 - $10k | 0.05% → $10k - $25k

San Mateo Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month CD
1.00%$2k-48 Month CD
0.75%$2k-36 Month CD
0.40%$2k-30 Month CD
0.30%$2k-24 Month CD
0.25%$2k-18 Month CD
0.25%$2k-12 Month CD
0.25%$250-12 Month Youth CD
0.20%$2k-11 Month CD
0.15%$2k-6 Month CD
0.15%$500-9 Month Add-On CD
0.10%$2k-3 Month CD
0.10%$100-15 Month Registry CD

San Mateo Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month IRA
1.25%$500-60 Month CESA
1.00%$2k-48 Month IRA
1.00%$500-48 Month CESA
0.75%$2k-36 Month IRA
0.75%$500-36 Month CESA
0.40%$2k-30 Month IRA
0.40%$500-30 Month CESA
0.30%$2k-24 Month IRA
0.30%$500-24 Month CESA
0.25%$2k-12 Month IRA
0.25%$2k-18 Month IRA
0.25%$2k-24 Month Add-On IRA
0.25%$500-12 Month CESA
0.25%$500-18 Month CESA
0.25%$500-24 Month Add-On CESA
Locations


San Mateo Credit Union Locations
Branch Office3117 Middlefield RdRedwood City, CA 94063
Branch Office1735 E Bayshore RdEast Palo Alto, CA 94303
Branch Office616 Ramona St Ste 3Palo Alto, CA 94301
Branch Office415 Westlake CtrDaly City, CA 94015-1432
Branch Office150 El Camino RealSouth San Francisco, CA 94080
Branch Office1515 S El Camino RealSan Mateo, CA 94402-3098
Branch Office350 Convention WayRedwood City, CA 94063
Branch Office555 Marshall StRedwood City, CA 94063-1619