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Overview / Commentary
888-363-1725
350 Convention Way
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 48th largest credit union in the state of California. It is also the 290th largest credit union in the nation. It was established in 1952 and as of December of 2016, it had grown to 154 employees and 86,185 members at 8 locations. San Mateo Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
See current membership details

Related Posts

Easy $100 Checking Bonus At San Mateo Credit Union (Northern CA) - 3/8/2017

A fairly easy $100 checking account bonus: 1) Open a new personal checking account by April 30, 2017. 2) Make 15 debit card purchases during the following calendar month. https://www.smcu.org/specials/checkingOffer042017.php Three of their checking accounts qualify. Two of the three pay interest, but their rates are very low. Most would be better off with their free checking account that doesn’t pay any interest.

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Health
A+

Health Grade Components

Overall
NCUA #62736
Year Chartered1952
Employees154
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.49%
Annual Interest Income$29.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$937.0MM$868.1MM
LoansQ4 2016vs Q4 2015$648.0MM$542.5MM
DepositsQ4 2016vs Q4 2015$837.3MM$779.4MM
Equity CapitalQ4 2016vs Q4 2015$92.8MM$84.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.5MM$3.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.2MM$2.1MM
Real Estate OwnedQ4 2016vs Q4 2015$0$212.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Easy $100 Checking Bonus At San Mateo Credit Union (Northern CA)

Jake9   |  
A fairly easy $100 checking account bonus:

1) Open a new personal checking account by April 30, 2017.
2) Make 15 debit card purchases during the following calendar month.

https://www.smcu.org/specials/checkingOffer042017.php

Three of their checking accounts qualify. Two of the three pay interest, but their rates are very low. Most would be better off with their free checking account that doesn’t pay any interest.

Rates
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Always verify rates and promotions with the bank or credit union. We are not San Mateo Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Mateo Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Health Savings Account
0.10%$100-IRA
0.05%$50-Regular Savings
0.05%$100-Business Savings
0.05%--Youth Savers
0.05%$25-Holiday Savings

San Mateo Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Plus
OTHER TIERS: 0.03% Up to $2,500 | 0.06% $2,500 - $10k | 0.07% $10k - $20k | 0.08% $20k - $50k | 0.12% $50k - $100k
0.15%*$100k*-Business Money Market Plus
OTHER TIERS: 0.03% Up to $2,500 | 0.06% $2,500 - $10k | 0.07% $10k - $20k | 0.08% $20k - $50k | 0.12% $50k - $100k

San Mateo Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$10k*-High-Yield Interest Checking
OTHER TIERS: 0.04% Up to $10k
0.06%*$25k*-Interest Checking
OTHER TIERS: 0.04% $2,500 - $10k | 0.05% $10k - $25k

San Mateo Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month CD
1.00%$2k-48 Month CD
0.75%$2k-36 Month CD
0.40%$2k-30 Month CD
0.30%$2k-24 Month CD
0.25%$2k-18 Month CD
0.25%$2k-12 Month CD
0.25%$250-12 Month Youth CD
0.20%$2k-11 Month CD
0.15%$2k-6 Month CD
0.15%$500-9 Month Add-On CD
0.10%$2k-3 Month CD
0.10%$100-15 Month Registry CD

San Mateo Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month IRA
1.25%$500-60 Month CESA
1.00%$2k-48 Month IRA
1.00%$500-48 Month CESA
0.75%$2k-36 Month IRA
0.75%$500-36 Month CESA
0.40%$2k-30 Month IRA
0.40%$500-30 Month CESA
0.30%$2k-24 Month IRA
0.30%$500-24 Month CESA
0.25%$2k-12 Month IRA
0.25%$2k-18 Month IRA
0.25%$2k-24 Month Add-On IRA
0.25%$500-12 Month CESA
0.25%$500-18 Month CESA
0.25%$500-24 Month Add-On CESA
Locations


San Mateo Credit Union Locations
Branch Office3117 Middlefield RdRedwood City, CA 94063
Branch Office1735 E Bayshore RdEast Palo Alto, CA 94303
Branch Office616 Ramona St Ste 3Palo Alto, CA 94301
Branch Office415 Westlake CtrDaly City, CA 94015-1432
Branch Office150 El Camino RealSouth San Francisco, CA 94080
Branch Office1515 S El Camino RealSan Mateo, CA 94402-3098
Branch Office350 Convention WayRedwood City, CA 94063
Branch Office555 Marshall StRedwood City, CA 94063-1619