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  2. San Mateo Credit Union

San Mateo Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingPremium Checking
1.83% - National Average
1.25%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.20%1-year CD11 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
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Overview / Commentary
www.smcu.org
888-363-1725
350 Convention Way
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 46th largest credit union in the state of California. It is also the 287th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 155 employees and 87,234 members at 13 locations. San Mateo Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
See current membership details

Related Posts

Easy $100 Checking Bonus At San Mateo Credit Union (Northern CA) - 3/8/2017

A fairly easy $100 checking account bonus: 1) Open a new personal checking account by April 30, 2017. 2) Make 15 debit card purchases during the following calendar month. https://www.smcu.org/specials/checkingOffer042017.php Three of their checking accounts qualify. Two of the three pay interest, but their rates are very low. Most would be better off with their free checking account that doesn’t pay any interest.

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Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #62736
Year Chartered1952
Employees155
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.22%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$975.6MM$887.5MM
LoansQ1 2017vs Q1 2016$667.6MM$560.3MM
DepositsQ1 2017vs Q1 2016$876.3MM$796.6MM
Equity CapitalQ1 2017vs Q1 2016$95.2MM$85.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.4MM$3.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.2MM$2.0MM
Real Estate OwnedQ1 2017vs Q1 2016$0$212.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Mateo Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Health Savings Account
0.10%$100-IRA
0.05%$50-Regular Savings
0.05%$100-Business Savings
0.05%--Youth Savers
0.05%$25-Holiday Savings

San Mateo Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Plus
OTHER TIERS: 0.03% → Up to $2,500 | 0.06% → $2,500 - $10k | 0.07% → $10k - $20k | 0.08% → $20k - $50k | 0.12% → $50k - $100k
0.15%*$100k*-Business Money Market Plus
OTHER TIERS: 0.03% → Up to $2,500 | 0.06% → $2,500 - $10k | 0.07% → $10k - $20k | 0.08% → $20k - $50k | 0.12% → $50k - $100k

San Mateo Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kPremium Checking
OTHER TIERS: 0.10% → $10k+

San Mateo Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month CD
1.00%$2k-48 Month CD
0.75%$2k-36 Month CD
0.40%$2k-30 Month CD
0.30%$2k-24 Month CD
0.25%$2k-18 Month CD
0.25%$2k-12 Month CD
0.25%$250-12 Month Youth CD
0.20%$2k-11 Month CD
0.15%$2k-6 Month CD
0.15%$500$100k9 Month Add-On CD
0.10%$2k-3 Month CD
0.10%$100-15 Month Registry CD

San Mateo Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2k-60 Month IRA
1.25%$500-60 Month CESA
1.00%$2k-48 Month IRA
1.00%$500-48 Month CESA
0.75%$2k-36 Month IRA
0.75%$500-36 Month CESA
0.40%$2k-30 Month IRA
0.40%$500-30 Month CESA
0.30%$2k-24 Month IRA
0.30%$500-24 Month CESA
0.25%$2k-12 Month IRA
0.25%$2k-18 Month IRA
0.25%$2k$100k24 Month Add-On IRA
0.25%$500-12 Month CESA
0.25%$500-18 Month CESA
0.25%$500$100k24 Month Add-On CESA
Locations

San Mateo Credit Union has 13 locations. Click to view all San Mateo Credit Union locations.