San Mateo Credit Union

Overview / Commentary
575 Middlefield Road
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 38th largest credit union in the state of California. It is also the 260th largest credit union in the nation. It was established in 1952 and as of March of 2022, it had grown to 194 employees and 107,676 members at 10 locations. San Mateo Credit Union has an A health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
See current membership details


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Health Grade Components

NCUA #62736
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.48%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.70B$1.53B
LoansQ1 2022vs Q1 2021$1.10B$991.5MM
DepositsQ1 2022vs Q1 2021$1.51B$1.37B
Equity CapitalQ1 2022vs Q1 2021$165.5MM$152.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$4.3MM$5.9MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$8.5MM$11.5MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for San Mateo Credit Union are currently being reviewed.


Cities: Daly City, East Palo Alto, Half Moon Bay, Redwood City, San Mateo, South San Francisco

Daly City Branches
Branch Office415 Westlake CtrDaly City, CA 94015-1432

East Palo Alto Branches
Branch Office1735 E Bayshore RdEast Palo Alto, CA 94303

Half Moon Bay Branches
Branch Office40 Cabrillo Hwy NHalf Moon Bay, CA 94019

Redwood City Branches
Branch Office3117 Middlefield RdRedwood City, CA 94063
Branch Office350 Convention WayRedwood City, CA 94063
Branch Office575 Middlefield RdRedwood City, CA 94063-1623
Corporate Office350 Convention WayRedwood City, CA 94063
Branch Office575 Middlefield RdRedwood City, CA 94063

San Mateo Branches
Branch Office1515 S El Camino RealSan Mateo, CA 94402-3098

South San Francisco Branches
Branch Office150 El Camino RealSouth San Francisco, CA 94080

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