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Santo Christo Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%SavingsSavings Account
0.15%SavingsInsured Savings Account
0.10%CheckingChecking

Overview / Commentary
508-673-9210
149 Columbia Street
Fall River, MA 02721

Santo Christo Federal Credit Union is headquartered in FALL RIVER and is the 120th largest credit union in the state of Massachusetts. It is also the 4,064th largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 4 employees and 2,163 members at 2 locations. Santo Christo Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the City of Fall River, and the towns of Somerset, Westport, or Swansea, Massachusetts and the town of Tiverton, Rhode Island.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santo Christo Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9822
Year Chartered1954
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.75%
Annual Interest Income$508.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$11.5MM$10.8MM
LoansQ4 2016vs Q4 2015$7.3MM$7.4MM
DepositsQ4 2016vs Q4 2015$10.3MM$9.6MM
Equity CapitalQ4 2016vs Q4 2015$1.2MM$1.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$55.00K$48.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$68.00K$55.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Santo Christo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Savings Account
0.15%--Insured Savings Account
0.10%--Christmas Club

Santo Christo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking
Locations


Santo Christo Federal Credit Union Locations
Branch Office149 Columbia StFALL RIVER, MA 02721-1360
Corporate Office1150 Purchase StNew Bedford, MA 02740-6635