Santo Christo Federal Credit Union

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Overview / Commentary
149 Columbia Street
Fall River, MA 02721

Santo Christo Federal Credit Union is headquartered in FALL RIVER and is the 117th largest credit union in the state of Massachusetts. It is also the 3,917th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 4 employees and 2,363 members at 2 locations. Santo Christo Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the City of Fall River, and the towns of Somerset, Westport, or Swansea, Massachusetts and the town of Tiverton, Rhode Island.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santo Christo Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9822
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.13%
Annual Interest Income$532.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$11.5MM$11.7MM
LoansQ4 2018vs Q4 2017$7.5MM$7.2MM
DepositsQ4 2018vs Q4 2017$10.3MM$10.5MM
Equity CapitalQ4 2018vs Q4 2017$1.2MM$1.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$85.00K$107.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$17.00K$86.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Santo Christo Federal Credit Union Savings Account Rates

0.15%$100-Savings Account
0.15%--Insured Savings Account
0.10%--Christmas Club

Santo Christo Federal Credit Union Checking Account Rates


Santo Christo Federal Credit Union Locations
Branch Office149 Columbia StFALL RIVER, MA 02721-1360
Corporate Office1150 Purchase StNew Bedford, MA 02740-6635

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