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Santo Christo Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%SavingsSavings Account
0.15%SavingsInsured Savings Account
0.10%CheckingChecking

Overview / Commentary
508-673-9210
149 Columbia Street
Fall River, MA 02721

Santo Christo Federal Credit Union is headquartered in FALL RIVER and is the 116th largest credit union in the state of Massachusetts. It is also the 3,936th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 5 employees and 2,296 members at 2 locations. Santo Christo Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the City of Fall River, and the towns of Somerset, Westport, or Swansea, Massachusetts and the town of Tiverton, Rhode Island.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santo Christo Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9822
Year Chartered1954
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.46%
Annual Interest Income$127.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$12.0MM$11.8MM
LoansQ1 2018vs Q1 2017$7.2MM$7.2MM
DepositsQ1 2018vs Q1 2017$10.8MM$10.6MM
Equity CapitalQ1 2018vs Q1 2017$1.2MM$1.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$99.00K$50.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$86.00K$62.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Santo Christo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Savings Account
0.15%--Insured Savings Account
0.10%--Christmas Club

Santo Christo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking
Locations


Santo Christo Federal Credit Union Locations
Branch Office149 Columbia StFALL RIVER, MA 02721-1360
Corporate Office1150 Purchase StNew Bedford, MA 02740-6635

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