SCE Federal Credit Union

Overview / Commentary
12701 Schabarum Ave
Irwindale, CA 91706

SCE Federal Credit Union is headquartered in Irwindale and is the 60th largest credit union in the state of California. It is also the 425th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 180 employees and 63,408 members at 9 locations. SCE Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in SEC Federal Credit Union is open to the residents in Southern California and Southern Nevada by donating $10 to SEC FCU's non-profit, the Center for Financial Empowerment.
See current membership details

Reviews (1)

Nothing to brag about.

Posted by: |

I have a credit union fairly close to my house. The people seem very nice but took a long time to help me. Overall i have no major complaints other then that they were not able to cash an international check for me and notified 5 minutes before closing after they had taken my check. The ATM machine outside is okay but requires envelopes unlike banks that just allow you to deposits and checks but there is no minimum balance. I can't complain that much because I don't use there services all that much.


Health Grade Components

NCUA #7835
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD7.22%
Annual Interest Income$23.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$989.8MM$973.5MM
LoansQ3 2022vs Q3 2021$652.1MM$541.3MM
DepositsQ3 2022vs Q3 2021$893.5MM$883.4MM
Equity CapitalQ3 2022vs Q3 2021$69.3MM$82.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$5.4MM$5.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$3.3MM$1.9MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not SCE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SCE Federal Credit Union Savings Account Rates

0.10%--Super Saver
0.10%--Youth Super Saver
0.10%--IRA Savings
0.05%$250-Prime Savings
0.05%--Vacation Club Account
0.05%--Holiday Club Account
0.05%$5-Youth Savings
0.05%--Health Savings Account
0.05%$250-Business Prime Savings

SCE Federal Credit Union Money Market Rates

2.99%*$1m*-Premier Money Market
OTHER TIERS: 2.25% $500k - $750k | 2.50% $750k - $1m
2.99%*$1m*-Business Premier Money Market
OTHER TIERS: 2.25% $500k - $750k | 2.50% $750k - $1m
2.00%*$250k*-Business Money Market
OTHER TIERS: 0.75% Up to $25k | 0.95% $25k - $50k | 1.25% $50k - $100k | 1.50% $100k - $250k
1.00%*$250k*-Money Market
OTHER TIERS: 0.40% Up to $25k | 0.50% $25k - $50k | 0.65% $50k - $100k | 0.90% $100k - $250k

SCE Federal Credit Union Checking Account Rates

0.05%--Rewards Checking
0.05%--Commercial Advantage Checking

SCE Federal Credit Union CD Rates

4.25%$1k-55 Month CD Special
3.60%$1k-30 Month CD Special
3.25%$1k-11 Month CD Special
2.75%$1k-60 Month CD
2.75%$1k-Business 60 Month CD
2.60%$1k-48 Month CD
2.60%$1k-Business 48 Month CD
2.40%$1k-36 Month CD
2.40%$1k-Business 36 Month CD
2.30%$1k-24 Month CD
2.30%$1k-Business 24 Month CD
2.15%$1k-18 Month CD
2.15%$1k-Business 18 Month CD
2.00%$1k-12 Month CD
2.00%$1k-Business 12 Month CD
1.25%$1k-6 Month CD
1.25%$1k-Business 6 Month CD
0.50%$1k-91 Day CD
0.50%$1k-Business 91 Day CD

SCE Federal Credit Union IRA Rates

4.25%$1k-55 Month IRA Special
3.60%$1k-30 Month IRA Special
3.25%$1k-11 Month IRA Special
2.75%$1k-60 Month IRA
2.75%$1k-Business 60 Month IRA
2.60%$1k-48 Month IRA
2.60%$1k-Business 48 Month IRA
2.40%$1k-36 Month IRA
2.40%$1k-Business 36 Month IRA
2.30%$1k-24 Month IRA
2.30%$1k-Business 24 Month IRA
2.15%$1k-18 Month IRA
2.15%$1k-Business 18 Month IRA
2.00%$1k-12 Month IRA
2.00%$1k-Business 12 Month IRA

SCE Federal Credit Union Locations
Branch Office975 N Haven Ave Ste 100Ontario, CA 91764
Branch Office3200 Mulford AveLynwood, CA 90262
Branch Office1175 Huntington DrDuarte, CA 91010
Branch Office12701 Schabarum AveIrwindale, CA 91706
Branch Office7155 Lindell Rd # 150Las Vegas, NV 89118
Branch Office1450 W Horizon Ridge Pkwy Ste C102Henderson, NV 89012
Branch Office6475 W Sahara AveLas Vegas, NV 89146
Branch Office2130 E 1st StLos Angeles, CA 90033-3958
Branch Office2244 Walnut Grove AveRosemead, CA 91770-3714

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