Schertz Bank & Trust

Overview / Commentary

www.schertzbank.com

210-945-7400

519 Main Street
Schertz, TX 78154-2144

Schertz Bank & Trust is headquartered in Schertz and is the 135^th largest bank in the state of Texas. It is also the 1,553^rd largest bank in the nation. It was established in 1913 and as of March of 2021, it had grown to 65 employees at 6 locations. Schertz Bank & Trust has an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10344
Year Established	1913
Employees	65
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.62%
Return on Equity - YTD	15.03%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$568.3MM$433.0MM
Loans	Q1 2021vs Q1 2020	$434.9MM$362.1MM
Deposits	Q1 2021vs Q1 2020	$490.8MM$377.1MM
Equity Capital	Q1 2021vs Q1 2020	$60.1MM$53.9MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$4.7MM$5.0MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$165.00K$919.00K
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Schertz Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Schertz Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$100	-	Savings Account
0.03%	$100	-	Business Savings Account

Schertz Bank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Money Market Checking
OTHER TIERS: 0.03% → Up to $25k \| 0.05% → $25k - $50k \| 0.07% → $50k - $75k \| 0.10% → $75k - $100k
0.15%^*	$100k^*	-	Business Money Market Checking
OTHER TIERS: 0.03% → Up to $25k \| 0.05% → $25k - $50k \| 0.07% → $50k - $75k \| 0.10% → $75k - $100k

Schertz Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%	$100	-	SUPER NOW Checking
0.02%	$100	-	Business SUPER NOW Checking

Schertz Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	5 Year CD
0.70%	$100k	-	5 Year Jumbo CD
0.70%	$1k	-	Business 5 Year CD
0.70%	$100k	-	Business 5 Year Jumbo CD
0.65%	$1k	-	3 Year CD
0.65%	$1k	-	4 Year CD
0.65%	$100k	-	3 Year Jumbo CD
0.65%	$100k	-	4 Year Jumbo CD
0.65%	$1k	-	Business 3 Year CD
0.65%	$100k	-	Business 3 Year Jumbo CD
0.65%	$1k	-	Business 4 Year CD
0.65%	$100k	-	Business 4 Year Jumbo CD
0.60%	$1k	-	2 Year CD
0.60%	$1k	-	2 1/2 Year CD
0.60%	$100k	-	2 Year Jumbo CD
0.60%	$1k	-	Business 2 Year CD
0.60%	$100k	-	Business 2 Year Jumbo CD
0.60%	$1k	-	Business 2 1/2 Year CD
0.45%	$1k	-	1 Year CD
0.45%	$1k	-	1 1/2 Year CD
0.45%	$100k	-	1 Year Jumbo CD
0.45%	$1k	-	Business 1 Year CD
0.45%	$100k	-	Business 1 Year Jumbo CD
0.45%	$1k	-	Business 1 1/2 Year CD
0.30%	$1k	-	180 Day CD
0.30%	$100k	-	180 Day Jumbo CD
0.30%	$1k	-	Business 180 Day CD
0.30%	$100k	-	Business 180 Day Jumbo CD
0.15%	$1k	-	90 Day CD
0.15%	$100k	-	90 Day Jumbo CD
0.15%	$1k	-	Business 90 Day CD
0.15%	$100k	-	Business 90 Day Jumbo CD

Schertz Bank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	4 Year Fixed Rate IRA
1.00%	$1k	-	5 Year Fixed Rate IRA
1.00%	$100	-	4 Year Variable Rate IRA
1.00%	$100	-	5 Year Variable Rate IRA
0.90%	$1k	-	3 Year Fixed Rate IRA
0.90%	$100	-	3 Year Variable Rate IRA
0.80%	$1k	-	18 Month Fixed Rate IRA
0.80%	$100	-	18 Month Variable Rate IRA
0.70%	$1k	-	12 Month Fixed Rate IRA
0.70%	$100	-	12 Month Variable Rate IRA

Locations

Schertz Bank & Trust Locations
Ih 35 Branch	16852 Ih 35 North	Schertz, TX 78154
San Marcos Branch	2202 Hunter Road	San Marcos, TX 78666
Sequin Branch	203 Highway 123 Bypass North	Seguin, TX 78155
Kirby Branch	5020 F.m. 78	Kirby, TX 78233
Schertz Bank & Trust	519 Main Street	Schertz, TX 78154
Schertz Bank & Trust New Braunfels B	1174 Loop 337	New Braunfels, TX 78130

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.