Schertz Bank & Trust


Overview / Commentary
210-945-7400
519 Main Street
Schertz, TX 78154-2144

Schertz Bank & Trust is headquartered in SCHERTZ and is the 105th largest bank in the state of Texas. It is also the 1,127th largest bank in the nation. It was established in 1913 and as of September of 2024, it had grown to 64 employees at 6 locations. Schertz Bank & Trust's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #10344
Year Established1913
Employees64
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD12.19%
Annual Interest Income$39.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$896.8MM$792MM
LoansQ3 2024vs Q3 2023$683.8MM$695MM
DepositsQ3 2024vs Q3 2023$783.8MM$680.6MM
Equity CapitalQ3 2024vs Q3 2023$90.9MM$81.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$8.8MM$7.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$991K$228K
Real Estate OwnedQ3 2024vs Q3 2023$26K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Schertz Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Savings Account
0.03%$100-Business Savings Account

Schertz Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Checking
OTHER TIERS: 0.03% $0 - $25k | 0.05% $25k - $50k | 0.07% $50k - $75k | 0.10% $75k - $100k
0.15%*$100k*-Business Money Market Checking
OTHER TIERS: 0.03% $0 - $25k | 0.05% $25k - $50k | 0.07% $50k - $75k | 0.10% $75k - $100k

Schertz Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.04%$1k-180 Day CD
4.04%$100k-180 Day Jumbo CD
4.04%$1k-Business 180 Day CD
4.04%$100k-Business 180 Day Jumbo CD
3.80%$1k-1 Year CD
3.80%$100k-1 Year Jumbo CD
3.80%$1k-Business 1 Year CD
3.80%$100k-Business 1 Year Jumbo CD
3.55%$1k-1 1/2 Year CD
3.55%$1k-2 Year CD
3.55%$100k-2 Year Jumbo CD
3.55%$1k-Business 1 1/2 Year CD
3.55%$1k-Business 2 Year CD
3.55%$100k-Business 2 Year Jumbo CD
3.29%$1k-2 1/2 Year CD
3.29%$1k-3 Year CD
3.29%$100k-3 Year Jumbo CD
3.29%$1k-Business 2 1/2 Year CD
3.29%$1k-Business 3 Year CD
3.29%$100k-Business 3 Year Jumbo CD
3.24%$100k-4 Year Jumbo CD
3.24%$100k-5 Year Jumbo CD
3.24%$100k-Business 4 Year Jumbo CD
3.24%$100k-Business 5 Year Jumbo CD
3.14%$1k-4 Year CD
3.14%$1k-5 Year CD
3.14%$1k-Business 4 Year CD
3.14%$1k-Business 5 Year CD
2.01%$1k-90 Day CD
2.01%$100k-90 Day Jumbo CD
2.01%$1k-Business 90 Day CD
2.01%$100k-Business 90 Day Jumbo CD

Schertz Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-5 Year Fixed Rate IRA
1.61%$1k-4 Year Fixed Rate IRA
1.61%$100-5 Year Variable Rate IRA
1.51%$1k-3 Year Fixed Rate IRA
1.51%$100-4 Year Variable Rate IRA
1.46%$100-3 Year Variable Rate IRA
1.36%$1k-18 Month Fixed Rate IRA
1.26%$1k-12 Month Fixed Rate IRA
1.26%$100-18 Month Variable Rate IRA
1.15%$100-12 Month Variable Rate IRA
Locations


Schertz Bank & Trust Locations
Ih 35 Branch16852 Ih 35 NorthSchertz, TX 78154
San Marcos Branch2202 Hunter RoadSan Marcos, TX 78666
Sequin Branch203 Highway 123 Bypass NorthSeguin, TX 78155
Kirby Branch5020 F.m. 78Kirby, TX 78233
Schertz Bank & Trust519 Main StSchertz, TX 78154
Schertz Bank & Trust New Braunfels B1174 Loop 337New Braunfels, TX 78130

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