Overview / Commentary
2 Amity Rd
New Haven, CT 06515

Science Park Federal Credit Union is headquartered in New Haven and is the 80th largest credit union in the state of Connecticut. It is also the 4,781st largest credit union in the nation. It was established in 1940 and as of September of 2018, it had grown to 2 employees and 727 members at 1 location. Science Park Federal Credit Union's CD rates are 39% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Science Park Federal Credit Union is open to members of AFL – CIO in West Haven, Association of Journeyman and Apprentices of the Plumbing and Pipefitting Ind. in New Haven, Local 349, Construction & General Laborers of the Laborers’ International Union of North America, Local 455, International Brotherhood of Electrical Workers, Local 90, and employees and retirees of Science Park companies located in the New Haven complex, and other local Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Science Park Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #3790
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD-2.46%
Return on Equity - YTD-10.47%
Annual Interest Income$101.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$4.1MM$4.3MM
LoansQ3 2018vs Q3 2017$2.0MM$1.5MM
DepositsQ3 2018vs Q3 2017$3.1MM$3.2MM
Equity CapitalQ3 2018vs Q3 2017$981.00K$1.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$28.00K$1,000
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$28.00K$21.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Science Park Federal Credit Union Savings Account Rates

0.05%$50-Regular Share
0.05%--Holiday Club
0.05%--Vacation Club
0.05%--IRA Share

Science Park Federal Credit Union Money Market Rates

0.20%$1k$100kMoney Market Account

Science Park Federal Credit Union CD Rates

1.25%$1k-12 Month CD Special - New Money
0.50%$1k-24 Month CD
0.20%$1k-6 Month CD

Science Park Federal Credit Union IRA Rates

0.50%$1k-24 month IRA
0.25%$1k-12 month IRA
0.20%$1k-6 Month IRA

Science Park Federal Credit Union Locations
Branch Office2 Amity RdNew Haven, CT 06515

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