5.50% 12-Month CD at a New York/California Bank

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Shinhan Bank America is offering a promotional 5.50% APY 12-month certificate of deposit. The minimum deposit is $1K. The special will end on May 31, 2006 and is available at all of the bank's branches. This promotion doesn't seem to be listed at the bank's website. A commenter mentioned it in the finding deals post, and I received some additional info by email from the bank.

The bank has branches in New York City and Flushing, New York. The bank also has branches in Los Angeles and Buena Park, California.

Shinhan Bank America is the US operation of the Korean bank Chohung Bank. Shinhan Bank America has been FDIC insured since 1990. So it's no different than HSBC or ING Direct which both have foreign parent companies.

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