Sierra Central Credit Union is headquartered in Yuba City and is the 43rd largest credit union in the state of California. It is also the 298th largest credit union in the nation. It was established in 1955 and as of September of 2022, it had grown to 223 employees and 74,410 members at 19 locations. Sierra Central Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Sierra Central Credit Union is open to those who live, work, worship, or attend school in the California counties of Alpine, Butte, El Dorado, Glenn, Lassen, Modoc, Nevada, Placer, Shasta, Tehama, Tuolumne, Sutter, or Yuba, or within a 25-mile radius of any of the Credit Union's branches.
See current membership details
Sierra Central a bank that cares
Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68053 |
| Year Chartered | 1955 |
| Employees | 223 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.32% |
| Annual Interest Income | $30.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $1.51B$1.42B |
| Loans | Q3 2022vs Q3 2021 | $868.0MM$825.1MM |
| Deposits | Q3 2022vs Q3 2021 | $1.35B$1.26B |
| Equity Capital | Q3 2022vs Q3 2021 | $148.0MM$143.9MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $5.2MM$5.2MM |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $3.2MM$1.6MM |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
