Sierra Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.43% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.21% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.20% | Savings |
Sierra Central Credit Union is headquartered in Yuba City and is the 49th largest credit union in the state of California. It is also the 311th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 141 employees and 66,408 members at 17 locations. Sierra Central Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Modoc, Tuolumne, Shasta, Tehama, Glenn, Lassen, Butte, Sutter, Yuba, Nevada, Placer, El Dorado, or Alpine counties in California, as well as those who live or work within a 25-mile radius of any of the credit union's branches.
See current membership details
Sierra Central a bank that cares
Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68053 |
| Year Chartered | 1955 |
| Employees | 141 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 10.03% |
| Annual Interest Income | $18.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $973.7MM$922.3MM |
| Loans | Q2 2018vs Q2 2017 | $722.2MM$648.1MM |
| Deposits | Q2 2018vs Q2 2017 | $855.0MM$811.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $110.2MM$101.6MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $7.0MM$5.9MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $2.3MM$2.1MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$411.00K |
Always verify rates and promotions with the bank or credit union. We are not Sierra Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sierra Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30% | - | - | IRA Savings | ||
| 0.20%* | $100* | - | Regular Savings | ||
| OTHER TIERS: 0.17% → Up to $100 | |||||
| 0.20%* | $100* | - | Minor Savings | ||
| OTHER TIERS: 0.17% → Up to $100 | |||||
| 0.20% | - | - | Holiday Club | ||
| 0.20% | - | - | Tax Club | ||
| 0.20% | - | - | Vacation Club | ||
| 0.20% | - | - | Back to School Club | ||
Sierra Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Investor Money Market | ||
| OTHER TIERS: 0.20% → Up to $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k | |||||
| 0.95%* | $100k* | - | Flex Money Market | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | |||||
| 0.95%* | $100k* | - | IRA Money Market Savings | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | |||||
Sierra Central Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Dividend Checking | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.35% → $10k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | |||||
Sierra Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 2.32% → $500 - $50k | 2.38% → $50k - $100k | |||||
| 2.12%* | $100k* | - | 48 Month CD | ||
| OTHER TIERS: 2.02% → $500 - $50k | 2.07% → $50k - $100k | |||||
| 2.02% | $500 | - | 15 Month CD | ||
| 1.81%* | $100k* | - | 36 Month CD | ||
| OTHER TIERS: 1.71% → $500 - $50k | 1.76% → $50k - $100k | |||||
| 1.56%* | $100k* | - | 24 Month CD | ||
| OTHER TIERS: 1.46% → $500 - $50k | 1.51% → $50k - $100k | |||||
| 1.35%* | $100k* | - | 18 Month CD | ||
| OTHER TIERS: 1.26% → $500 - $50k | 1.31% → $50k - $100k | |||||
| 1.21%* | $100k* | - | 12 Month CD | ||
| OTHER TIERS: 1.11% → $500 - $50k | 1.16% → $50k - $100k | |||||
| 1.11%* | $100k* | - | 3 Month CD | ||
| OTHER TIERS: 1.00% → $500 - $50k | 1.06% → $50k - $100k | |||||
| 1.06%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.95% → $500 - $50k | 1.00% → $50k - $100k | |||||
Sierra Central Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $100k* | - | 60 Month IRA | ||
| OTHER TIERS: 2.32% → $500 - $50k | 2.38% → $50k - $100k | |||||
| 2.12%* | $100k* | - | 48 Month IRA | ||
| OTHER TIERS: 2.02% → $500 - $50k | 2.07% → $50k - $100k | |||||
| 2.02% | $500 | - | 15 Month IRA | ||
| 1.81%* | $100k* | - | 36 Month IRA | ||
| OTHER TIERS: 1.71% → $500 - $50k | 1.76% → $50k - $100k | |||||
| 1.56%* | $100k* | - | 24 Month IRA | ||
| OTHER TIERS: 1.46% → $500 - $50k | 1.51% → $50k - $100k | |||||
| 1.35%* | $100k* | - | 18 Month IRA | ||
| OTHER TIERS: 1.26% → $500 - $50k | 1.31% → $50k - $100k | |||||
| 1.21%* | $100k* | - | 12 Month IRA | ||
| OTHER TIERS: 1.11% → $500 - $50k | 1.16% → $50k - $100k | |||||
| 1.11%* | $100k* | - | 3 Month IRA | ||
| OTHER TIERS: 1.00% → $500 - $50k | 1.06% → $50k - $100k | |||||
| 1.06%* | $100k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.95% → $500 - $50k | 1.00% → $50k - $100k | |||||
