Sierra Central Credit Union is headquartered in Yuba City and is the 43rd largest credit union in the state of California. It is also the 303rd largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 209 employees and 75,895 members at 19 locations. Sierra Central Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Membership in Sierra Central Credit Union is open to those who live, work, worship, or attend school in the California counties of Alpine, Amador, Butte, Colusa, El Dorado, Glenn, Lassen, Modoc, Nevada, Placer, Plumas, Sacramento, Shasta, Sierra, Tehama, Tuolumne, Sutter, Yolo, or Yuba.
See current membership details
Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.
Overall | |
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NCUA # | 68053 |
Year Chartered | 1955 |
Employees | 209 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.03% |
Return on Equity - YTD | 0.31% |
Annual Interest Income | $25.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $1.50B$1.50B |
Loans | Q2 2023vs Q2 2022 | $969.8MM$833.4MM |
Deposits | Q2 2023vs Q2 2022 | $1.35B$1.34B |
Equity Capital | Q2 2023vs Q2 2022 | $137.7MM$147.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$4.5MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.3MM$2.3MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sierra Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.12%* | $25k* | - | Dividend Checking | ||
OTHER TIERS: 0.05% → $2.5k - $25k |