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  2. Sierra Central Credit Union

Sierra Central Credit Union


Overview / Commentary
www.sierracentral.com
800-222-7228
1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 41st largest credit union in the state of California. It is also the 264th largest credit union in the nation. It was established in 1955 and as of March of 2019, it had grown to 162 employees and 69,128 members at 17 locations. Sierra Central Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, worship, or attend school in the California counties of Alpine, Butte, El Dorado, Glenn, Lassen, Modoc, Nevada, Placer, Shasta, Tehama, Tuolumne, Sutter, or Yuba, or within a 25-mile radius of any of the Credit Union's branches.
See current membership details

Reviews (1)

Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.

3


Health
A

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68053
Year Chartered1955
Employees162
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD9.04%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.18B$966.7MM
LoansQ1 2019vs Q1 2018$769.9MM$702.5MM
DepositsQ1 2019vs Q1 2018$1.05B$850.0MM
Equity CapitalQ1 2019vs Q1 2018$117.0MM$107.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$7.4MM$6.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.1MM$2.1MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sierra Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Savings
0.20%*$100*-Regular Savings
OTHER TIERS: 0.17% → Up to $100
0.20%*$100*-Minor Savings
OTHER TIERS: 0.17% → Up to $100
0.20%--Holiday Club
0.20%--Tax Club
0.20%--Vacation Club
0.20%--Back to School Club

Sierra Central Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Investor Money Market
OTHER TIERS: 0.20% → Up to $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k
0.95%*$100k*-Flex Money Market
OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k
0.95%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k

Sierra Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Dividend Checking
OTHER TIERS: 0.20% → $2.5k - $10k | 0.35% → $10k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k

Sierra Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$100k*-60 Month CD
OTHER TIERS: 2.53% → $500 - $50k | 2.58% → $50k - $100k
2.32%*$100k*-48 Month CD
OTHER TIERS: 2.22% → $500 - $50k | 2.27% → $50k - $100k
2.27%$500-20 Month CD
2.12%*$100k*-36 Month CD
OTHER TIERS: 2.02% → $500 - $50k | 2.07% → $50k - $100k
1.92%*$100k*-24 Month CD
OTHER TIERS: 1.81% → $500 - $50k | 1.87% → $50k - $100k
1.76%$500-9 Month CD
1.71%*$100k*-18 Month CD
OTHER TIERS: 1.61% → $500 - $50k | 1.66% → $50k - $100k
1.56%*$100k*-12 Month CD
OTHER TIERS: 1.46% → $500 - $50k | 1.51% → $50k - $100k
1.31%*$100k*-6 Month CD
OTHER TIERS: 1.21% → $500 - $50k | 1.26% → $50k - $100k
1.16%*$100k*-3 Month CD
OTHER TIERS: 1.06% → $500 - $50k | 1.11% → $50k - $100k

Sierra Central Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$100k*-60 Month IRA
OTHER TIERS: 2.53% → $500 - $50k | 2.58% → $50k - $100k
2.32%*$100k*-48 Month IRA
OTHER TIERS: 2.22% → $500 - $50k | 2.27% → $50k - $100k
2.27%$500-20 Month IRA
2.12%*$100k*-36 Month IRA
OTHER TIERS: 2.02% → $500 - $50k | 2.07% → $50k - $100k
1.92%*$100k*-24 Month IRA
OTHER TIERS: 1.81% → $500 - $50k | 1.87% → $50k - $100k
1.76%$500-9 Month IRA
1.71%*$100k*-18 Month IRA
OTHER TIERS: 1.61% → $500 - $50k | 1.66% → $50k - $100k
1.56%*$100k*-12 Month IRA
OTHER TIERS: 1.46% → $500 - $50k | 1.51% → $50k - $100k
1.31%*$100k*-6 Month IRA
OTHER TIERS: 1.21% → $500 - $50k | 1.26% → $50k - $100k
1.16%*$100k*-3 Month IRA
OTHER TIERS: 1.06% → $500 - $50k | 1.11% → $50k - $100k
Locations

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