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Overview / Commentary
1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 48th largest credit union in the state of California. It is also the 307th largest credit union in the nation. It was established in 1955 and as of September of 2017, it had grown to 138 employees and 65,130 members at 17 locations. Sierra Central Credit Union's money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Lassen County as well as those who live or work within a 25-mile radius of any of the credit union's branches.
See current membership details

Reviews (1)

Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.


Health Grade Components

NCUA #68053
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.02%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$936.1MM$861.2MM
LoansQ3 2017vs Q3 2016$665.2MM$598.4MM
DepositsQ3 2017vs Q3 2016$823.4MM$754.6MM
Equity CapitalQ3 2017vs Q3 2016$103.3MM$96.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$6.3MM$5.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.3MM$2.0MM
Real Estate OwnedQ3 2017vs Q3 2016$144.00K$562.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

0.20%--IRA Savings
0.15%*$100*-Regular Savings
OTHER TIERS: 0.12% Up to $100
0.15%*$100*-Minor Savings
OTHER TIERS: 0.12% Up to $100
0.15%--Holiday Club
0.15%--Tax Club
0.15%--Vacation Club
0.15%--Back to School Club

Sierra Central Credit Union Money Market Rates

0.55%*$100k*-Investor Money Market
OTHER TIERS: 0.15% Up to $25k | 0.45% $25k - $50k | 0.50% $50k - $100k
0.50%*$100k*-Flex Money Market
OTHER TIERS: 0.15% Up to $2,500 | 0.25% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.50%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.15% Up to $2,500 | 0.25% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

Sierra Central Credit Union Checking Account Rates

0.35%*$100k*-Dividend Checking
OTHER TIERS: 0.10% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Sierra Central Credit Union CD Rates

1.87%*$100k*-60 Month CD
OTHER TIERS: 1.76% $500 - $50k | 1.81% $50k - $100k
1.51%*$100k*-48 Month CD
OTHER TIERS: 1.41% $500 - $50k | 1.46% $50k - $100k
1.50%$500-26 Month CD
1.36%*$100k*-36 Month CD
OTHER TIERS: 1.26% $500 - $50k | 1.31% $50k - $100k
1.11%*$100k*-24 Month CD
OTHER TIERS: 1.00% $500 - $50k | 1.06% $50k - $100k
0.90%*$100k*-18 Month CD
OTHER TIERS: 0.80% $500 - $50k | 0.85% $50k - $100k
0.75%*$100k*-12 Month CD
OTHER TIERS: 0.65% $500 - $50k | 0.70% $50k - $100k
0.65%*$100k*-6 Month CD
OTHER TIERS: 0.55% $500 - $50k | 0.60% $50k - $100k
0.60%*$100k*-3 Month CD
OTHER TIERS: 0.50% $500 - $50k | 0.55% $50k - $100k