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Overview / Commentary
1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 48th largest credit union in the state of California. It is also the 311th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 141 employees and 65,725 members at 17 locations. Sierra Central Credit Union's money market rates are 93% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Modoc, Tuolumne, Shasta, Tehama, Glenn, Lassen, Butte, Sutter, Yuba, Nevada, Placer, El Dorado, or Alpine counties in California, as well as those who live or work within a 25-mile radius of any of the credit union's branches.
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Reviews (1)

Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.


Health Grade Components

NCUA #68053
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD11.23%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$966.7MM$905.5MM
LoansQ1 2018vs Q1 2017$702.5MM$632.4MM
DepositsQ1 2018vs Q1 2017$850.0MM$797.5MM
Equity CapitalQ1 2018vs Q1 2017$107.7MM$99.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$6.8MM$6.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.1MM$2.3MM
Real Estate OwnedQ1 2018vs Q1 2017$0$148.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

0.30%--IRA Savings
0.20%*$100*-Regular Savings
OTHER TIERS: 0.17% Up to $100
0.20%*$100*-Minor Savings
OTHER TIERS: 0.17% Up to $100
0.20%--Holiday Club
0.20%--Tax Club
0.20%--Vacation Club
0.20%--Back to School Club

Sierra Central Credit Union Money Market Rates

0.85%*$100k*-Investor Money Market
OTHER TIERS: 0.20% Up to $25k | 0.75% $25k - $50k | 0.80% $50k - $100k
0.80%*$100k*-Flex Money Market
OTHER TIERS: 0.20% Up to $2,500 | 0.40% $2,500 - $10k | 0.50% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k
0.80%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.20% Up to $2,500 | 0.40% $2,500 - $10k | 0.50% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k

Sierra Central Credit Union Checking Account Rates

0.50%*$100k*-Dividend Checking
OTHER TIERS: 0.20% $2,500 - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

Sierra Central Credit Union CD Rates

2.17%*$100k*-60 Month CD
OTHER TIERS: 2.07% $500 - $50k | 2.12% $50k - $100k
1.76%*$100k*-48 Month CD
OTHER TIERS: 1.66% $500 - $50k | 1.71% $50k - $100k
1.76%$500-19 Month CD Special - Qualifying
1.46%*$100k*-36 Month CD
OTHER TIERS: 1.36% $500 - $50k | 1.41% $50k - $100k
1.21%*$100k*-24 Month CD
OTHER TIERS: 1.11% $500 - $50k | 1.16% $50k - $100k
1.00%*$100k*-18 Month CD
OTHER TIERS: 0.90% $500 - $50k | 0.95% $50k - $100k
0.85%*$100k*-12 Month CD
OTHER TIERS: 0.75% $500 - $50k | 0.80% $50k - $100k
0.80%*$100k*-6 Month CD
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $100k
0.75%*$100k*-3 Month CD
OTHER TIERS: 0.65% $500 - $50k | 0.70% $50k - $100k


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