Sierra Central Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.58%	5-year CD	3.10% - American Express National Bank 60 Month CD
1.41%	1-year CD	1.30% - National Average
0.20%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Sierra Central Credit Union rates »

Overview / Commentary

www.sierracentral.com

800-222-7228

1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 49^th largest credit union in the state of California. It is also the 312^th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 150 employees and 67,344 members at 17 locations. Sierra Central Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Modoc, Tuolumne, Shasta, Tehama, Glenn, Lassen, Butte, Sutter, Yuba, Nevada, Placer, El Dorado, or Alpine counties in California, as well as those who live or work within a 25-mile radius of any of the credit union's branches.
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Reviews (1)

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Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.

Comment

Health

A+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68053
Year Chartered	1955
Employees	150
Primary Regulator

Profit Margin
Return on Assets - YTD	1.03%
Return on Equity - YTD	8.95%
Annual Interest Income	$27.7MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$982.6MM$936.1MM
Loans	Q3 2018vs Q3 2017	$740.6MM$665.2MM
Deposits	Q3 2018vs Q3 2017	$860.7MM$823.4MM
Equity Capital	Q3 2018vs Q3 2017	$112.2MM$103.3MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$7.3MM$6.3MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$2.4MM$2.3MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$144.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	IRA Savings
0.20%^*	$100^*	-	Regular Savings
OTHER TIERS: 0.17% → Up to $100
0.20%^*	$100^*	-	Minor Savings
OTHER TIERS: 0.17% → Up to $100
0.20%	-	-	Holiday Club
0.20%	-	-	Tax Club
0.20%	-	-	Vacation Club
0.20%	-	-	Back to School Club

Sierra Central Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$100k^*	-	Investor Money Market
OTHER TIERS: 0.20% → Up to $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k
0.95%^*	$100k^*	-	Flex Money Market
OTHER TIERS: 0.20% → Up to $2.5k \| 0.45% → $2.5k - $10k \| 0.55% → $10k - $25k \| 0.85% → $25k - $50k \| 0.90% → $50k - $100k
0.95%^*	$100k^*	-	IRA Money Market Savings
OTHER TIERS: 0.20% → Up to $2.5k \| 0.45% → $2.5k - $10k \| 0.55% → $10k - $25k \| 0.85% → $25k - $50k \| 0.90% → $50k - $100k

Sierra Central Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$100k^*	-	Dividend Checking
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.35% → $10k - $25k \| 0.55% → $25k - $50k \| 0.60% → $50k - $100k

Sierra Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.58%^*	$100k^*	-	60 Month CD
OTHER TIERS: 2.48% → $500 - $50k \| 2.53% → $50k - $100k
2.27%^*	$100k^*	-	48 Month CD
OTHER TIERS: 2.17% → $500 - $50k \| 2.22% → $50k - $100k
1.97%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.87% → $500 - $50k \| 1.92% → $50k - $100k
1.76%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.66% → $500 - $50k \| 1.71% → $50k - $100k
1.56%^*	$100k^*	-	18 Month CD
OTHER TIERS: 1.46% → $500 - $50k \| 1.51% → $50k - $100k
1.41%^*	$100k^*	-	12 Month CD
OTHER TIERS: 1.31% → $500 - $50k \| 1.36% → $50k - $100k
1.26%^*	$100k^*	-	6 Month CD
OTHER TIERS: 1.16% → $500 - $50k \| 1.21% → $50k - $100k
1.11%^*	$100k^*	-	3 Month CD
OTHER TIERS: 1.00% → $500 - $50k \| 1.06% → $50k - $100k

Sierra Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.58%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 2.48% → $500 - $50k \| 2.53% → $50k - $100k
2.27%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 2.17% → $500 - $50k \| 2.22% → $50k - $100k
1.97%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 1.87% → $500 - $50k \| 1.92% → $50k - $100k
1.76%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 1.66% → $500 - $50k \| 1.71% → $50k - $100k
1.56%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 1.46% → $500 - $50k \| 1.51% → $50k - $100k
1.41%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 1.31% → $500 - $50k \| 1.36% → $50k - $100k
1.26%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 1.16% → $500 - $50k \| 1.21% → $50k - $100k
1.11%^*	$100k^*	-	3 Month IRA
OTHER TIERS: 1.00% → $500 - $50k \| 1.06% → $50k - $100k

Locations

Availability

Sacramento Area

Sacramento Area bank & credit union details

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