Sierra Central Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.87%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.13%	Savings	Regular Savings 1.15% - CIT Bank Spring Savings

View all Sierra Central Credit Union rates »

Overview / Commentary

www.sierracentral.com

800-222-7228

1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 51^st largest credit union in the state of California. It is also the 310^th largest credit union in the nation. It was established in 1955 and as of March of 2017, it had grown to 134 employees and 63,325 members at 17 locations. Sierra Central Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Lassen County as well as those who live or work within a 25-mile radius of any of the credit union's branches.
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Reviews (1)

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Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.

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Health

A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68053
Year Chartered	1955
Employees	134
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	4.2%
Annual Interest Income	$7.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$905.5MM$818.6MM
Loans	Q1 2017vs Q1 2016	$632.4MM$557.9MM
Deposits	Q1 2017vs Q1 2016	$797.5MM$718.4MM
Equity Capital	Q1 2017vs Q1 2016	$99.7MM$92.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$6.0MM$5.8MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.3MM$2.0MM
Real Estate Owned	Q1 2017vs Q1 2016	$148.00K$222.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.18%	-	-	IRA Savings
0.13%^*	$100^*	-	Regular Savings
OTHER TIERS: 0.10% → Up to $100
0.13%^*	$100^*	-	Minor Savings
OTHER TIERS: 0.10% → Up to $100
0.13%	-	-	Holiday Club
0.13%	-	-	Tax Club
0.13%	-	-	Vacation Club
0.13%	-	-	Back to School Club

Sierra Central Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	Investor Money Market
OTHER TIERS: 0.13% → Up to $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $100k
0.40%^*	$100k^*	-	Flex Money Market
OTHER TIERS: 0.13% → Up to $2,500 \| 0.23% → $2,500 - $10k \| 0.28% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k
0.40%^*	$100k^*	-	IRA Money Market Savings
OTHER TIERS: 0.13% → Up to $2,500 \| 0.23% → $2,500 - $10k \| 0.28% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k

Sierra Central Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Dividend Checking
OTHER TIERS: 0.06% → $2,500 - $10k \| 0.15% → $10k - $50k

Sierra Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.76% → $500 - $50k \| 1.81% → $50k - $100k
1.51%^*	$100k^*	-	48 Month CD
OTHER TIERS: 1.41% → $500 - $50k \| 1.46% → $50k - $100k
1.36%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.26% → $500 - $50k \| 1.31% → $50k - $100k
1.31%^*	$100k^*	-	20 Month CD
OTHER TIERS: 1.21% → $500 - $50k \| 1.26% → $50k - $100k
1.11%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.00% → $500 - $50k \| 1.06% → $50k - $100k
0.90%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.80% → $500 - $50k \| 0.85% → $50k - $100k
0.75%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.65% → $500 - $50k \| 0.70% → $50k - $100k
0.65%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.55% → $500 - $50k \| 0.60% → $50k - $100k
0.60%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.50% → $500 - $50k \| 0.55% → $50k - $100k

Locations

Sierra Central Credit Union has 17 locations. Click to view all Sierra Central Credit Union locations.