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Sierra Central Credit Union

Popular Accounts at this Credit Union

1.61%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.10%SavingsRegular Savings

Overview / Commentary
1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 55th largest credit union in the state of California. It is also the 318th largest credit union in the nation. It was established in 1963 and as of December of 2015, it had grown to 128 employees and 61,531 members at 17 locations. Sierra Central Credit Union has an A+ health rating.

Field of Membership Restrictions

Sierra Central Credit Union of California is open to the residents, church members, registered students, and the people that maintain employment within Lassen County as well as the residents and people that maintain employment within a 25-mile distance of any of the credit union office in any direction.
See current membership details

Reviews (1)

Sierra Central a bank that cares

Posted by: SteveB14 | Jun 25, 2014

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.


Health Grade Components

NCUA #68053
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.74%
Annual Interest Income$26.2MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$792.4MM$737.6MM
LoansQ4 2015vs Q4 2014$559.0MM$497.3MM
DepositsQ4 2015vs Q4 2014$693.5MM$644.9MM
Equity CapitalQ4 2015vs Q4 2014$91.3MM$85.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$5.9MM$5.7MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$2.6MM$2.7MM
Real Estate OwnedQ4 2015vs Q4 2014$0$166.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Central Credit Union Savings Account Rates

0.15%--IRA Savings
0.10%*$100*-Regular Savings
OTHER TIERS: 0.07% Up to $100
0.10%*$100*-Minor Savings
OTHER TIERS: 0.07% Up to $100
0.10%--Holiday Club
0.10%--Tax Club
0.10%--Vacation Club
0.10%--Back to School Club

Sierra Central Credit Union Money Market Rates

0.40%*$100k*-Investor Money Market
OTHER TIERS: 0.10% Up to $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.30%*$100k*-Flex Money Market
OTHER TIERS: 0.10% Up to $2,500 | 0.23% $2,500 - $25k | 0.25% $25k - $100k
0.30%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.10% Up to $2,500 | 0.23% $2,500 - $25k | 0.25% $25k - $100k

Sierra Central Credit Union Checking Account Rates

0.15%*$50k*-Dividend Checking
OTHER TIERS: 0.06% $2,500 - $10k | 0.10% $10k - $50k

Sierra Central Credit Union CD Rates

1.61%*$100k*-60 Month CD
OTHER TIERS: 1.51% $500 - $50k | 1.56% $50k - $100k
1.26%*$100k*-48 Month CD
OTHER TIERS: 1.16% $500 - $50k | 1.21% $50k - $100k
1.11%*$100k*-36 Month CD
OTHER TIERS: 1.00% $500 - $50k | 1.06% $50k - $100k
0.80%*$100k*-24 Month CD
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $100k
0.70%*$100k*-18 Month CD
OTHER TIERS: 0.60% $500 - $50k | 0.65% $50k - $100k
0.55%*$100k*-12 Month CD
OTHER TIERS: 0.45% $500 - $50k | 0.50% $50k - $100k
0.50%*$100k*-6 Month CD
OTHER TIERS: 0.40% $500 - $50k | 0.45% $50k - $100k
0.45%*$100k*-3 Month CD
OTHER TIERS: 0.35% $500 - $50k | 0.40% $50k - $100k

Sierra Central Credit Union has 17 locations. Click to view all Sierra Central Credit Union locations.