Sierra Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.97% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.85% | 1-year CD | 12 Month CD |
| 0.20% | Savings | Regular Savings |
Sierra Central Credit Union is headquartered in Yuba City and is the 48th largest credit union in the state of California. It is also the 310th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 137 employees and 65,156 members at 17 locations. Sierra Central Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Sierra Central Credit Union is open to those who live, work, attend school or worship in Modoc, Tuolumne, Shasta, Tehama, Glenn, Lassen, Butte, Sutter, Yuba, Nevada, Placer, El Dorado, or Alpine counties in California, as well as those who live or work within a 25-mile radius of any of the credit union's branches.
See current membership details
Sierra Central a bank that cares
Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68053 |
| Year Chartered | 1955 |
| Employees | 137 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 5.7% |
| Annual Interest Income | $33.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $936.1MM$867.0MM |
| Loans | Q4 2017vs Q4 2016 | $682.8MM$615.3MM |
| Deposits | Q4 2017vs Q4 2016 | $822.2MM$760.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $104.6MM$98.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $7.0MM$5.7MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.4MM$3.0MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$562.00K |
Always verify rates and promotions with the bank or credit union. We are not Sierra Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sierra Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30% | - | - | IRA Savings | ||
| 0.20%* | $100* | - | Regular Savings | ||
| OTHER TIERS: 0.17% → Up to $100 | |||||
| 0.20%* | $100* | - | Minor Savings | ||
| OTHER TIERS: 0.17% → Up to $100 | |||||
| 0.20% | - | - | Holiday Club | ||
| 0.20% | - | - | Tax Club | ||
| 0.20% | - | - | Vacation Club | ||
| 0.20% | - | - | Back to School Club | ||
Sierra Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Investor Money Market | ||
| OTHER TIERS: 0.20% → Up to $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | |||||
| 0.60%* | $100k* | - | Flex Money Market | ||
| OTHER TIERS: 0.20% → Up to $2,500 | 0.30% → $2,500 - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | |||||
| 0.60%* | $100k* | - | IRA Money Market Savings | ||
| OTHER TIERS: 0.20% → Up to $2,500 | 0.30% → $2,500 - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | |||||
Sierra Central Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Dividend Checking | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
Sierra Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.97%* | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 1.87% → $500 - $50k | 1.92% → $50k - $100k | |||||
| 1.61%* | $100k* | - | 48 Month CD | ||
| OTHER TIERS: 1.51% → $500 - $50k | 1.56% → $50k - $100k | |||||
| 1.46%* | $100k* | - | 36 Month CD | ||
| OTHER TIERS: 1.36% → $500 - $50k | 1.41% → $50k - $100k | |||||
| 1.21%* | $100k* | - | 24 Month CD | ||
| OTHER TIERS: 1.11% → $500 - $50k | 1.16% → $50k - $100k | |||||
| 1.00%* | $100k* | - | 18 Month CD | ||
| OTHER TIERS: 0.90% → $500 - $50k | 0.95% → $50k - $100k | |||||
| 0.85%* | $100k* | - | 12 Month CD | ||
| OTHER TIERS: 0.75% → $500 - $50k | 0.80% → $50k - $100k | |||||
| 0.80%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.70% → $500 - $50k | 0.75% → $50k - $100k | |||||
| 0.75%* | $100k* | - | 3 Month CD | ||
| OTHER TIERS: 0.65% → $500 - $50k | 0.70% → $50k - $100k | |||||
