Sierra Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.61% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.55% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Regular Savings 1.00% - Ally Bank Online Savings Account |
Sierra Central Credit Union is headquartered in Yuba City and is the 54th largest credit union in the state of California. It is also the 319th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 133 employees and 61,751 members at 16 locations. Sierra Central Credit Union has an A+ health rating.
Field of Membership Restrictions
Sierra Central Credit Union of California is open to the residents, church members, registered students, and the people that maintain employment within Lassen County as well as the residents and people that maintain employment within a 25-mile distance of any of the credit union office in any direction.
See current membership details
Sierra Central a bank that cares
Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68053 |
| Year Chartered | 1955 |
| Employees | 133 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.46% |
| Annual Interest Income | $14.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $830.6MM$757.3MM |
| Loans | Q2 2016vs Q2 2015 | $568.3MM$544.5MM |
| Deposits | Q2 2016vs Q2 2015 | $728.0MM$661.8MM |
| Equity Capital | Q2 2016vs Q2 2015 | $94.3MM$87.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $5.6MM$5.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.3MM$2.3MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$240.00K |
Always verify rates and promotions with the bank or credit union. We are not Sierra Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sierra Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15% | - | - | IRA Savings | ||
| 0.10%* | $100* | - | Regular Savings | ||
| OTHER TIERS: 0.07% → Up to $100 | |||||
| 0.10%* | $100* | - | Minor Savings | ||
| OTHER TIERS: 0.07% → Up to $100 | |||||
| 0.10% | - | - | Holiday Club | ||
| 0.10% | - | - | Tax Club | ||
| 0.10% | - | - | Vacation Club | ||
| 0.10% | - | - | Back to School Club | ||
Sierra Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Investor Money Market | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | |||||
| 0.30%* | $100k* | - | Flex Money Market | ||
| OTHER TIERS: 0.10% → Up to $2,500 | 0.23% → $2,500 - $25k | 0.25% → $25k - $100k | |||||
| 0.30%* | $100k* | - | IRA Money Market Savings | ||
| OTHER TIERS: 0.10% → Up to $2,500 | 0.23% → $2,500 - $25k | 0.25% → $25k - $100k | |||||
Sierra Central Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Dividend Checking | ||
| OTHER TIERS: 0.06% → $2,500 - $10k | 0.10% → $10k - $50k | |||||
Sierra Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.61%* | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 1.51% → $500 - $50k | 1.56% → $50k - $100k | |||||
| 1.26%* | $100k* | - | 48 Month CD | ||
| OTHER TIERS: 1.16% → $500 - $50k | 1.21% → $50k - $100k | |||||
| 1.11%* | $100k* | - | 36 Month CD | ||
| OTHER TIERS: 1.00% → $500 - $50k | 1.06% → $50k - $100k | |||||
| 0.80%* | $100k* | - | 24 Month CD | ||
| OTHER TIERS: 0.70% → $500 - $50k | 0.75% → $50k - $100k | |||||
| 0.70%* | $100k* | - | 18 Month CD | ||
| OTHER TIERS: 0.60% → $500 - $50k | 0.65% → $50k - $100k | |||||
| 0.55%* | $100k* | - | 12 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $50k | 0.50% → $50k - $100k | |||||
| 0.50%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.40% → $500 - $50k | 0.45% → $50k - $100k | |||||
| 0.45%* | $100k* | - | 3 Month CD | ||
| OTHER TIERS: 0.35% → $500 - $50k | 0.40% → $50k - $100k | |||||
Sierra Central Credit Union has 16 locations. Click to view all Sierra Central Credit Union locations.