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Sierra Point Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%1-year CD12 Month Share Term Certificate
0.02%SavingsSpecial Savings Account
0.99%3-year CD3 Year Variable Share Term Certificate Special

Overview / Commentary
650-588-6140
365 S Spruce Ave
South San Francisco, CA 94080

Sierra Point Credit Union is headquartered in South San Francisco and is the 246th largest credit union in the state of California. It is also the 3,042nd largest credit union in the nation. It was established in 1954 and as of March of 2016, it had grown to 7 employees and 2,218 members at 1 location. Sierra Point Credit Union has a C+ health rating.

Field of Membership Restrictions

Employees & family members of all businesses within the city of South San Francisco; residents of South San Francisco; members of the Catholic Charismatic Renewal of the San Francisco Archdiocese in San Mateo, San Francisco and Marin Counties; employees & students of the public & parochial schools in the cities of Burlingame, Foster City, Hillsborough, Millbrae, San Bruno, San Mateo & South San Francisco and employees & students of the Cabrillo Unified School District; employees & students of the Portola Day Care Center, R.W. Drake & Hillside Nursery School, members of the American Association of Retired Persons; employees of the Bayshore Corporate Center; members of Financial Fitness Association.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sierra Point Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #68025
Year Chartered1954
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-4.78%
Return on Equity - YTD-69.92%
Annual Interest Income$221.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$27.7MM$27.9MM
LoansQ1 2016vs Q1 2015$12.7MM$15.5MM
DepositsQ1 2016vs Q1 2015$25.3MM$25.5MM
Equity CapitalQ1 2016vs Q1 2015$1.9MM$2.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$88.00K$142.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$32.00K$19.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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Sierra Point Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5k-Ultra Account Saver
0.02%$25-Share Savings Account
0.02%--Scottie Saver Account
0.02%--Neptune Club Account
0.02%--Special Savings Account
0.02%--Christmas Club Account
0.02%--IRA Share Account

Sierra Point Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$2,500-Ultra Checking

Sierra Point Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.99%$1k-3 Year Variable Share Term Certificate Special
0.15%$100-24 Month Share Term Certificate
0.10%$100-12 Month Share Term Certificate

Sierra Point Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.99%$1k-3 Year Variable IRA Share Term Certificate Special
0.15%$100-24 Month IRA Share Term Certificate
0.10%$100-12 Month IRA Share Term Certificate
Locations


Sierra Point Credit Union Locations
Branch Office365 S Spruce AveSouth San Francisco, CA 94080