Sioux Empire Federal Credit Union

Overview / Commentary
5010 S Solberg Ave
Sioux Falls, SD 57108-2232

Sioux Empire Federal Credit Union is headquartered in Sioux Falls and is the 7th largest credit union in the state of South Dakota. It is also the 1,418th largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 62 employees and 10,525 members at 3 locations. Sioux Empire Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Sioux Empire Federal Credit Union offers membership to those who attend school, work, worship or live in Lincoln, McCook, Minnehaha or Turner County.
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Health Grade Components

NCUA #2874
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.92%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$126.5MM$114.3MM
LoansQ3 2019vs Q3 2018$85.0MM$71.1MM
DepositsQ3 2019vs Q3 2018$107.7MM$99.4MM
Equity CapitalQ3 2019vs Q3 2018$11.9MM$10.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$529.00K$426.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$424.00K$293.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sioux Empire Federal Credit Union Savings Account Rates

0.05%$50-Ownership Share Account
0.05%$50-Christmas Club
0.05%$50-Secondary Share
0.05%$50-Business Ownership Share Account

Sioux Empire Federal Credit Union Money Market Rates

0.75%*$25k*-Money Market SAS
OTHER TIERS: 0.25% $2.5k - $10k | 0.50% $10k - $25k
0.75%*$25k*-Business Money Market SAS
OTHER TIERS: 0.25% $2.5k - $10k | 0.50% $10k - $25k
0.37%*$100k*-Prime Yield Money Market Savings
OTHER TIERS: 0.05% $25k - $75k | 0.12% $75k - $100k

Sioux Empire Federal Credit Union Checking Account Rates

1.39%*$100k*-Business PLUS Checking
OTHER TIERS: 0.88% Up to $25k | 1.13% $25k - $100k
0.05%$1k-Dividend Bearing Share Draft

Sioux Empire Federal Credit Union CD Rates

1.92%$1k-60 Month Share Certificate
1.92%$1k-Business 60 Month Share Certificate
1.71%$1k-48 Month Share Certificate
1.71%$1k-Business 48 Month Share Certificate
1.51%$1k-36 Month Share Certificate
1.51%$1k-Business 36 Month Share Certificate
1.41%$1k-24 Month Share Certificate
1.41%$1k-Business 24 Month Share Certificate
1.31%$1k-18 Month Share Certificate
1.31%$1k-Business 18 Month Share Certificate
1.26%$1k-12 Month Variable Share Certificate
1.26%$1k-Business 12 Month Variable Share Certificate
1.21%$1k-12 Month Share Certificate
1.21%$1k-Business 12 Month Share Certificate
0.91%$1k-6 Month Share Certificate
0.91%$1k-Business 6 Month Share Certificate
0.70%$1k-3 Month Share Certificate
0.70%$1k-Business 3 Month Share Certificate

Sioux Empire Federal Credit Union IRA Rates

1.92%$1k-60 Month IRA
1.71%$1k-48 Month IRA
1.51%$1k-36 Month IRA
1.41%$1k-24 Month IRA
1.31%$1k-18 Month IRA
1.26%$1k-12 Month Variable IRA
1.21%$1k-12 Month IRA
0.91%$1k-6 Month IRA
0.70%$1k-3 Month IRA

Sioux Empire Federal Credit Union Locations
Branch Office3400 S Sycamore AveSioux Falls, SD 57110-4412
Branch Office901 N West AveSioux Falls, SD 57104
Branch Office5010 S Solberg AveSioux Falls, SD 57108-2232

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