Sioux Falls Federal Credit Union

Popular Accounts at this Credit Union

2.02%5-year CD5 Year Share Certificate
1.00%1-year CD1 Year Share Certificate
0.10%SavingsSpecial Savings Account

Overview / Commentary
1741 S Cleveland Ave
Sioux Falls, SD 57103

Sioux Falls Federal Credit Union is headquartered in Sioux Falls and is the 3rd largest credit union in the state of South Dakota. It is also the 850th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 104 employees and 28,824 members at 5 locations. Sioux Falls Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in Minnehaha, Lincoln, McCook or Turner Counties of South Dakota and to immediate family of existing members.
See current membership details

Reviews (1)

Petty Issues, No Value For Their Customers

Posted by: mtloc12 | Sep 26, 2013

I have a loan with them and I sent the monthly payment of 175.50.  I got a late charge for $10.10 days later.  I have never missed a payment.  I checked and the check had cleared the bank.  When I called them, I was told by the customer service rep that the payment was supposed to be 175.60,  I had been ten cents short.  She asked if I wanted to drive across town to make the payment of ten cents and then she would remove the $10 charge!  DON"T GO TO THEM FOR A LOAN.  How sad, I asked if she wanted my credit card to charge the .10 on, she did not want to do that though.


Health Grade Components

NCUA #60
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.84%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$278.8MM$265.5MM
LoansQ2 2018vs Q2 2017$155.5MM$133.1MM
DepositsQ2 2018vs Q2 2017$246.9MM$235.9MM
Equity CapitalQ2 2018vs Q2 2017$28.8MM$27.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$896.00K$852.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$543.00K$620.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Sioux Falls Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sioux Falls Federal Credit Union Savings Account Rates

0.75%*$100k*-IRA Share Savings Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.10%$50-Regular Savings Account
0.10%$50-Special Savings Account
0.10%$50-Christmas Club Account
0.10%*$2.5k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k
0.10%$50-Business Regular Savings Account
0.10%$50-Business Special Savings Account

Sioux Falls Federal Credit Union Money Market Rates

0.75%*$100k*-Super Share Money Market
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.75%*$100k*-Business Super Share Money Market
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

Sioux Falls Federal Credit Union Checking Account Rates

0.20%*$100k*-Business Checking
OTHER TIERS: 0.05% $2k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.05%$2k-Consumer Checking

Sioux Falls Federal Credit Union CD Rates

2.02%$500-5 Year Share Certificate
2.02%$500-Business 5 Year Share Certificate
1.76%$500-4 Year Share Certificate
1.76%$500-Business 4 Year Share Certificate
1.36%$500-3 Year Share Certificate
1.36%$500-Business 3 Year Share Certificate
1.26%$500-2 Year Share Certificate
1.26%$500-Business 2 Year Share Certificate
1.16%$500-18 Month Share Certificate
1.16%$500-Business 18 Month Share Certificate
1.00%$500-1 Year Share Certificate
1.00%$500-Business 1 Year Share Certificate
0.75%$2.5k-6 Month Share Certificate
0.75%$2.5k-Business 6 Month Share Certificate
0.60%$2.5k-3 Month Share Certificate
0.60%$2.5k-Business 3 Month Share Certificate

Sioux Falls Federal Credit Union IRA Rates

2.02%$500-5 Year IRA Share Certificate
1.76%$500-4 Year IRA Share Certificate
1.36%$500-3 Year IRA Share Certificate
1.26%$500-2 Year IRA Share Certificate
1.16%$500-18 Month IRA Share Certificate
1.00%$500-1 Year IRA Share Certificate
0.75%$2.5k-6 Month IRA Share Certificate
0.60%$2.5k-3 Month IRA Share Certificate

Sioux Falls Federal Credit Union Locations
Branch Office700 E 14th StSioux Falls, SD 57104-5144
Branch Office2517 S Louise AveSioux Falls, SD 57106-4325
Branch Office5700 E Arrowhead PlSioux Falls, SD 57110-7008
Branch Office3405 S Cliff AveSioux Falls, SD 57105
Branch Office1701 N Minnesota AveSioux Falls, SD 57104-0306

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