Overview / Commentary
845 4th St
Yreka, CA 96097-3311

Siskiyou Central Credit Union is headquartered in Yreka and is the 182nd largest credit union in the state of California. It is also the 2,031st largest credit union in the nation. It was established in 1962 and as of June of 2018, it had grown to 16 employees and 7,086 members at 1 location. Siskiyou Central Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to Siskiyou Central Credit Union is open to those who live, work, worship or attend school in Siskiyou County in California.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Siskiyou Central Credit Union has a relatively low asset base.

Health Grade Components

NCUA #61682
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.6%
Annual Interest Income$954.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$66.8MM$64.5MM
LoansQ2 2018vs Q2 2017$37.6MM$26.1MM
DepositsQ2 2018vs Q2 2017$59.7MM$57.8MM
Equity CapitalQ2 2018vs Q2 2017$6.9MM$6.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$180.00K$154.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$83.00K$91.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Siskiyou Central Credit Union Savings Account Rates

0.04%$100-Regular Savings
0.04%$100-Christmas Club
0.04%$100-Vacation Club

Siskiyou Central Credit Union Money Market Rates

0.07%$2.5k-Money Market

Siskiyou Central Credit Union CD Rates

2.25%$50k$100k24 Month Share Certificate (New Money)
2.00%*$10k*$50k18 Month Share Certificate (New Money)
OTHER TIERS: 1.85% $1k - $10k
1.75%*$10k*$50k12 Month Share Certificate (New Money)
OTHER TIERS: 1.15% $500 - $1k | 1.35% $1k - $10k
1.25%*$10k*$50k6 Month Share Certificate (New Money)
OTHER TIERS: 0.75% $500 - $1k | 1.00% $1k - $10k

Siskiyou Central Credit Union Locations
Branch Office845 4th StYreka, CA 96097-3311

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