Smart Choice Credit Union is headquartered in Cleveland and is the 123rd largest credit union in the state of Tennessee. It is also the 4,885th largest credit union in the nation. It was established in 2003 and as of June of 2018, it had grown to 2 employees and 1,388 members at 1 location. Smart Choice Credit Union's CD rates are 39% higher than the national average, and it has a B health rating.
Smart Choice Credit Union is open to individuals who live, work, worship, or volunteer in four central Tennessee counties.
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|Return on Assets - YTD||0.74%|
|Return on Equity - YTD||7.2%|
|Annual Interest Income||$89.00K|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$3.5MM$3.3MM|
|Loans||Q2 2018vs Q2 2017||$1.5MM$1.4MM|
|Deposits||Q2 2018vs Q2 2017||$3.1MM$3.0MM|
|Equity Capital||Q2 2018vs Q2 2017||$361.00K$338.00K|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$55.00K$57.00K|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$13.00K$32.00K|
|Real Estate Owned||Q2 2018vs Q2 2017||$0$0|
Always verify rates and promotions with the bank or credit union. We are not Smart Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.25%||$500||-||12 Month CD|
|0.75%||$500||-||6 Month CD|
|Smart Choice Credit Union Locations|
|Branch Office||1075 Blythe Ave SE||Cleveland, TN 37311-2948|