Featured Savings Rates
Featured Accounts

SMART Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD5 Year Certificate
0.70%1-year CD1 Year Certificate
0.05%SavingsSpecial Savings

Overview / Commentary
866-860-0650
3454 N High St.
Columbus, OH 43214

SMART Federal Credit Union is headquartered in Columbus and is the 126th largest credit union in the state of Ohio. It is also the 2,883rd largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 5 employees and 3,988 members at 3 locations. SMART Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of a list of over 50 schools and organizations in the Columbus, Ohio area.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SMART Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7772
Year Chartered1952
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.39%
Annual Interest Income$240.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$31.4MM$30.8MM
LoansQ1 2017vs Q1 2016$13.4MM$12.6MM
DepositsQ1 2017vs Q1 2016$27.7MM$27.1MM
Equity CapitalQ1 2017vs Q1 2016$3.2MM$3.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$109.00K$131.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$51.00K$165.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SMART Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$50-Youth Certificate
0.05%$100-Regular Share Account
0.05%$100-Christmas Club
0.05%$100-Special Savings

SMART Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Market
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $25k

SMART Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Checking

SMART Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-5 Year Certificate
1.65%$1k-4 Year Certificate
1.25%$1k-3 Year Certificate
0.95%$1k-2 Year Certificate
0.70%$1k-1 Year Certificate
0.35%$1k-6 Month Certificate

SMART Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$2k-2 Year IRA
0.30%$2k-1 Year IRA
Locations


SMART Federal Credit Union Locations
Branch Office6000 28th St SE Ste 100Grand Rapids, MI 49546-6927
Branch Office3454 N High StColumbus, OH 43214
Branch Office490 S Jefferson AvePlain City, OH 43064