Featured Savings Rates
Featured Accounts
Overview / Commentary
248-557-2266
17135 W 10 Mile Rd
Southfield, MI 48075-2933

SMSE Federal Credit Union is headquartered in Southfield and is the 161st largest credit union in the state of Michigan. It is also the 2,690th largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 11 employees and 4,090 members at 1 location. SMSE Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the State of Michigan or the local government in Livingston, Lenawee, Macomb, Monroe, Washtenaw , Oakland, St. Clair or Wayne County.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SMSE Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7628
Year Chartered1952
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.05%
Annual Interest Income$338.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$36.0MM$35.4MM
LoansQ1 2018vs Q1 2017$10.8MM$10.0MM
DepositsQ1 2018vs Q1 2017$32.1MM$31.5MM
Equity CapitalQ1 2018vs Q1 2017$3.8MM$3.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$277.00K$227.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$367.00K$342.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SMSE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SMSE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Traditional IRA
0.50%*$50k*-Super Saver
OTHER TIERS: 0.30% $500 - $5k | 0.35% $5k - $20k | 0.40% $20k - $50k
0.25%*$500*-Kids Club Share
OTHER TIERS: 0.10% $100 - $500
0.25%*$500*-Christmas Club
OTHER TIERS: 0.10% $100 - $500
0.25%*$500*-Vacation Club
OTHER TIERS: 0.10% $100 - $500
0.25%*$500*-Regular Share
OTHER TIERS: 0.10% $100 - $500

SMSE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Share Draft
OTHER TIERS: 0.05% $500 - $1k

SMSE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500$50k60 Month CD
1.76%$100-60 Month Kids Club CD
1.76%$100-84 Month Kids Club CD
1.45%*$50k*-36 Month CD
OTHER TIERS: 1.30% $500 - $50k
1.40%$500$50k48 Month CD
1.30%$100-36 Month Kids Club CD
1.20%$500$50k24 Month CD
0.75%*$50k*-6 Month CD
OTHER TIERS: 0.60% $500 - $50k
0.75%$500-12 Month CD
0.75%$100-12 Month Kids Club CD

SMSE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month IRA
1.40%$500-48 Month IRA
1.30%$500-36 Month IRA
0.75%$500-12 Month IRA
Locations


SMSE Federal Credit Union Locations
Branch Office17135 W 10 Mile RdSouthfield, MI 48075-2933

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.