Featured Savings Rates
Featured Accounts

Smw 104 Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.43%1-year CD12 Month Share Certificate
0.03%SavingsVacation Pay Account
0.60%3-year CD36 Month Share Certificate

Overview / Commentary
800-464-5987
1750 Abram Ct
San Leandro, CA 94577-3250

Smw 104 Federal Credit Union is headquartered in San Leandro and is the 156th largest credit union in the state of California. It is also the 1,663rd largest credit union in the nation. It was established in 1962 and as of December of 2017, it had grown to 9 employees and 9,370 members at 1 location. Smw 104 Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be a member or apprentice of Local 104, Sheet Metal Workers’ International Association, in California. Also open to members or employees of several other association and companies.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Smw 104 Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #14934
Year Chartered1962
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.39%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$92.9MM$88.1MM
LoansQ4 2017vs Q4 2016$35.6MM$31.4MM
DepositsQ4 2017vs Q4 2016$85.8MM$81.1MM
Equity CapitalQ4 2017vs Q4 2016$7.0MM$6.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$72.00K$158.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$127.00K$44.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Smw 104 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Smw 104 Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings Account
0.08%--Christmas Club Account
0.05%$250-Regular Savings Account
0.03%$2,500-Vacation Pay Account

Smw 104 Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$50k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k

Smw 104 Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$2,500-Checking Account

Smw 104 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.55% $1k - $50k
0.55%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.50% $1k - $50k
0.48%*$50k*-18 Month Share Certificate
OTHER TIERS: 0.43% $1k - $50k
0.43%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.38% $1k - $50k
0.38%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.33% $1k - $50k
0.33%*$50k*-3 Month Share Certificate
OTHER TIERS: 0.28% $1k - $50k

Smw 104 Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-24 Month IRA Certificate
0.45%$1k-12 Month IRA Certificate
Locations


Smw 104 Federal Credit Union Locations
Branch Office1750 Abram CtSan Leandro, CA 94577-3250

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.