SoFi

https://www.sofi.com/money/ I just signed up. You get a account number and a routing number. You must fund the account instantly using Plaid. The $100 opening deposit must be in the account by 14 Aug 2020 at 5PM or you forfeit the bonus. Super easy way to make $125 without much effort. This offer equates to 372.445% interest on the $100 in 90-days. They will deposit the $125 bonus to the account within 3 business days after the $100 deposit posts. The account also pays .01% interest. SoFi Money is offering up to $200 sign up bonus as follows: - Deposit $100 into cash account & get $125 bonus - Direct Deposit is not required but if you do you get an additional $75. 1. Sign up for SoFi Money in just 60 seconds. (Yes, it’s that easy.) 2. You add $100. We’ll give you $125. 3. IF YOU SET UP a direct deposit or deposit your stimulus check of at least $500 and we’ll give you another $75. The following describes the terms that apply to participation in the SoFi Money account $125 funding

For all the readers who travel internationally. I was out of country this month and used the sofi money bank card to withdraw local currency. Was simple and easy. Heres the benefit. There is no fees for this withdrawel at either sofi or the atm machine. Sofi reimburses the fees. Only charge is 1 percent conversion. Nothing can be done about that. So for 100 dollars removed in local currency i had a 1 dollar conversion fee. So no more cost to convert at airport or hotel or bank. This benefit saves the traveler alot of money during traveling. Just fyi for everyone. Thanks

Wasting no time following yesterday's FED rate reduction, SoFi has lowered the APY on their Money account from 1.80% to 1.60%. A message announcing this popped up on their app the moment that I opened to check my balance. I'll not complain too much. From their high of 2.25% on this account and facing 0.75% of reductions in the underlying FED rate, at least SoFi has left us with 0.10% better than a 1:1 change would have.