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Sooper Credit Union


Overview / Commentary
www.soopercu.org
303-427-5005
5005 W 60th Ave
Arvada, CO 80003

Sooper Credit Union is headquartered in Arvada and is the 11th largest credit union in the state of Colorado. It is also the 665th largest credit union in the nation. It was established in 1951 and as of December of 2021, it had grown to 104 employees and 34,158 members at 6 locations. Sooper Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Sooper Credit Union is open to all Colorado residents through joining the Consumers United Association ($5 annual membership fee) and to employees of King Soopers and City Market, those affiliated with a Sooper Credit Union Partner, or of the age 55 or older and living within 55 miles of a Sooper Credit Union branch.
See current membership details

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Reviews (5)

Sooper Credit Union has been good to me

Posted by: |

I've been a member of Sooper Credit Union for several years. It is my first financial institution and even after moving I remained with them. Their accounts are pretty good. I've gotten very slightly better deals at other Credit Unions, but not by much. The Kasasa free checking account that they offer is great. It allows me to have a free checking account and as long as I meet certain criteria I get my ATM fees refunded to me. It also offers a pretty generous interest rate. I had a slightly better interest rate and savings account minimum at another credit union, however. They are generally always nice and helpful at this institution. I have had one bad experience where I needed assistance with some estate dealings and they were not very accommodating. Other than that, a couple of the tellers always remember me and chat. The website is helpful, and many things can be accessed and updated from home with ease. They will usually work with you on any fees you accrue as long as you explain the circumstances. Once when I had a negative balance, she was very kind working with me to restore my account to good standing. Overall, I'm very appreciative of what they have done for me.

2

Updated Review

Posted by: |

I decided to remove my highly negative post due to the fact that an understanding was reached and they did a very valuable favor for me after my accounts were closed. My response is now neutral and not valuable to anyone.

1

False Credit Reporting

Posted by: |

Beware, they have falsely reported late payments on my loan twice (verifiable). The first time, they held onto my payment for over a week, they received it July 23, didn't process it until August 2 (verifiable), so they didn't process it until after 30 days past due date. The lending director refused to accept responsibility, and the negative impact remained. Now, the next month, my loan was even just paid off this week before 30 days past due date, and they just reported it 30 days late again when it wouldn't be 30 days until August 29th (today is August 26th, it was paid off August 24th, also verifiable). Yet, low and behold, another 30 day late ding on my credit. The lending director seems to have some sort of authority complex. I guess we will see how smug they are when my attorney contacts them for violating the FCRA.

1

Agree With Customer Service Rating

Posted by: |

Even after 30 years this place sometimes have the worst customer service.

4

Awful Customer Service, Unreliable Banking.

Posted by: |

We have had a terrible time with their customer service both at the branch and at headquarters. They have made some severe errors on our accounts and each time have been very rude about it. The last problem we had involved an automatic withdrawal. Our student loan company was able to withdraw all of the money from our checking and savings. When we called Sooper to help us reverse the charges they were not only rude but told us it would take 10 days to do bbc.co the paperwork.. We are left with no way to buy food or pay bills until Sooper reverses the charges. They refuse to help us get a loan or help us in any way.

4


Health
A+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #62776
Year Chartered1951
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD11.04%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$541.4MM$477.3MM
LoansQ4 2021vs Q4 2020$454.9MM$415.4MM
DepositsQ4 2021vs Q4 2020$473.5MM$414.9MM
Equity CapitalQ4 2021vs Q4 2020$54.9MM$49.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$6.2MM$5.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.2MM$694.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sooper Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sooper Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-IRA Savings
OTHER TIERS: 0.10% → $1 - $10k | 0.15% → $10k - $20k | 0.20% → $20k - $50k
0.25%--Holiday Club
0.20%*$10k*-Health Savings
OTHER TIERS: 0.10% → Up to $10k
0.10%$5-Primary Share Savings
0.10%--Vacation Club
0.10%--Personalized Savings
0.10%$5-Business Savings

Sooper Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1m*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $90k | 0.30% → $90k - $1m
0.30%*$90k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $90k

Sooper Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kSooper Cash
OTHER TIERS: 0.50% → $15k+
0.25%$15k-Business Interest Checking
0.10%$500-Interest Checking

Sooper Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-60 Month CD
OTHER TIERS: 1.00% → $500 - $50k
1.10%*$50k*-Business 60 Month CD
OTHER TIERS: 1.00% → $500 - $50k
0.90%*$50k*-48 Month CD
OTHER TIERS: 0.80% → $500 - $50k
0.90%*$50k*-Business 48 Month CD
OTHER TIERS: 0.80% → $500 - $50k
0.80%*$50k*-36 Month CD
OTHER TIERS: 0.70% → $500 - $50k
0.80%*$50k*-Business 36 Month CD
OTHER TIERS: 0.70% → $500 - $50k
0.70%*$50k*-24 Month CD
OTHER TIERS: 0.60% → $500 - $50k
0.70%*$50k*-Business 24 Month CD
OTHER TIERS: 0.60% → $500 - $50k
0.70%$500$10k14 Month CD Special - New Money
0.70%$500$10kBusiness 14 Month CD Special - New Money
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.40% → $500 - $50k
0.50%*$50k*-Business 18 Month CD
OTHER TIERS: 0.40% → $500 - $50k
0.45%*$50k*-12 Month CD
OTHER TIERS: 0.35% → $500 - $50k
0.45%*$50k*-Business 12 Month CD
OTHER TIERS: 0.35% → $500 - $50k
0.35%*$50k*-6 Month CD
OTHER TIERS: 0.25% → $500 - $50k
0.35%*$50k*-Business 6 Month CD
OTHER TIERS: 0.25% → $500 - $50k

Sooper Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-60 Month IRA
OTHER TIERS: 1.00% → $500 - $50k
0.90%*$50k*-48 Month IRA
OTHER TIERS: 0.80% → $500 - $50k
0.80%*$50k*-36 Month IRA
OTHER TIERS: 0.70% → $500 - $50k
0.70%*$50k*-24 Month IRA
OTHER TIERS: 0.60% → $500 - $50k
0.50%*$50k*-18 Month IRA
OTHER TIERS: 0.40% → $500 - $50k
0.45%*$50k*-12 Month IRA
OTHER TIERS: 0.35% → $500 - $50k
0.35%*$50k*-6 Month IRA
OTHER TIERS: 0.25% → $500 - $50k
Locations


Sooper Credit Union Locations
Branch Office2132 W Colorado AveColorado Springs, CO 80904-3352
Branch Office2337 S Blackhawk St Apt 115BAurora, CO 80014-1567
Branch Office2440 Patterson RdGrand Junction, CO 81505-1215
Branch Office1497 S Wadsworth BlvdLakewood, CO 80232
Branch Office5151 W 60th AveArvada, CO 80003-6918
Corporate Office5005 W 60th AveArvada, CO 80003

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