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Overview / Commentary
5039 Executive Drive
Morehead City, NC 28557

Sound Bank is headquartered in Morehead City and is the 32nd largest bank in the state of North Carolina. It is also the 2,951st largest bank in the nation. It was established in 2001 and as of December of 2017, it had grown to 38 employees at 6 locations. Sound Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57095
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.54%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$199.6MM$185.3MM
LoansQ4 2017vs Q4 2016$158.9MM$147.8MM
DepositsQ4 2017vs Q4 2016$160.9MM$167.2MM
Equity CapitalQ4 2017vs Q4 2016$27.0MM$16.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$185.00K$1.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.1MM$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Sound Bank Locations
Cape Cateret/Cedar Point Branch1150 Cedar Point BoulevardCedar Point, NC 28584
Beaufort Branch1897 Live Oak StreetBeaufort, NC 28516
Sound Banking Company5039 Executive DriveMorehead City, NC 28557
New Bern Branch1801 South Glenburnie RoadNew Bern, NC 28561
Wilmington Branch1131 Military Cutoff RoadWilmington, NC 28405

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