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Overview / Commentary
5039 Executive Drive
Morehead City, NC 28557

Sound Bank is headquartered in Morehead City and is the 37th largest bank in the state of North Carolina. It is also the 2,975th largest bank in the nation. It was established in 2001 and as of September of 2017, it had grown to 47 employees at 6 locations. Sound Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57095
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.93%
Annual Interest Income$692.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$199.7MM$190.6MM
LoansQ3 2017vs Q3 2016$146.7MM$146.9MM
DepositsQ3 2017vs Q3 2016$170.7MM$172.5MM
Equity CapitalQ3 2017vs Q3 2016$27.0MM$16.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.00K$2.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$911.00K$1.7MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Sound Bank Locations
Cape Cateret/Cedar Point Branch1150 Cedar Point BoulevardCedar Point, NC 28584
Beaufort Branch1897 Live Oak StreetBeaufort, NC 28516
Sound Banking Company5039 Executive DriveMorehead City, NC 28557
New Bern Branch1801 South Glenburnie RoadNew Bern, NC 28561
Wilmington Branch1131 Military Cutoff RoadWilmington, NC 28405