Overview / Commentary
5039 Executive Drive
Morehead City, NC 28557

Sound Bank is headquartered in Morehead City and is the 30th largest bank in the state of North Carolina. It is also the 2,750th largest bank in the nation. It was established in 2001 and as of June of 2018, it had grown to 46 employees at 7 locations. Sound Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57095
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD5.24%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$217.8MM$193.0MM
LoansQ2 2018vs Q2 2017$174.4MM$150.9MM
DepositsQ2 2018vs Q2 2017$169.0MM$174.4MM
Equity CapitalQ2 2018vs Q2 2017$27.6MM$17.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$555.00K$1.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$891.00K$1.2MM
Real Estate OwnedQ2 2018vs Q2 2017$54.00K$27.00K

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Sound Bank Locations
Cape Cateret/Cedar Point Branch1150 Cedar Point BoulevardCedar Point, NC 28584
Beaufort Branch1897 Live Oak StreetBeaufort, NC 28516
Sound Banking Company5039 Executive DriveMorehead City, NC 28557
New Bern Branch1801 South Glenburnie RoadNew Bern, NC 28561
Wilmington Branch1131 Military Cutoff RoadWilmington, NC 28405
Edenton Nc Branch216 S Broad StEdenton, NC 27932
Winterville North Carolina Branch4051 South Memorial DriveWinterville, NC 28590

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