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Overview / Commentary
53790 Generations Dr
South Bend, IN 46635

South Bend Post Office Credit Union is headquartered in South Bend and is the 121st largest credit union in the state of Indiana. It is also the 4,333rd largest credit union in the nation. It was established in 1924 and as of December of 2016, it had grown to 3 employees and 1,249 members at 1 location. South Bend Post Office Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Post Office working anywhere within the United States and their families.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Bend Post Office Credit Union has a very low asset base.

Health Grade Components

NCUA #66255
Year Chartered1924
Primary Regulator
Profit Margin
Return on Assets - YTD-0.11%
Return on Equity - YTD-0.96%
Annual Interest Income$245.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$9.0MM$9.4MM
LoansQ4 2016vs Q4 2015$2.8MM$3.1MM
DepositsQ4 2016vs Q4 2015$7.8MM$8.4MM
Equity CapitalQ4 2016vs Q4 2015$1.0MM$1.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$19.00K$16.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$68.00K$15.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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South Bend Post Office Credit Union Savings Account Rates

0.05%$50-Regular Savings
0.05%$50-Christmas Savings
0.05%$50-Special Savings

South Bend Post Office Credit Union Locations
Branch Office53790 Generations DrSouth Bend, IN 46635