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Overview / Commentary
574-272-8581
53790 Generations Dr
South Bend, IN 46635

South Bend Post Office Credit Union is headquartered in South Bend and is the 120th largest credit union in the state of Indiana. It is also the 4,329th largest credit union in the nation. It was established in 1924 and as of June of 2016, it had grown to 3 employees and 1,291 members at 1 location. South Bend Post Office Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Post Office working anywhere within the United States and their families.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Bend Post Office Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #66255
Year Chartered1924
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.7%
Annual Interest Income$125.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$9.4MM$9.8MM
LoansQ2 2016vs Q2 2015$3.0MM$3.3MM
DepositsQ2 2016vs Q2 2015$8.3MM$8.7MM
Equity CapitalQ2 2016vs Q2 2015$1.1MM$1.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.00K$25.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$21.00K$42.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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South Bend Post Office Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50-Regular Savings
0.05%$50-Christmas Savings
0.05%$50-Special Savings
Locations


South Bend Post Office Credit Union Locations
Branch Office53790 Generations DrSouth Bend, IN 46635