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Overview / Commentary
280 S Service Rd W
Sullivan, MO 63080

South Community Credit Union is headquartered in Sullivan and is the 82nd largest credit union in the state of Missouri. It is also the 4,275th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 3 employees and 1,628 members at 1 location. South Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Crawford, Gasconade, Franklin, Washington and St. Louis Counties in Missouri or in the St. Louis parishes of Immaculate Heart of Mary, St. Dominic, St. Boniface, St. George, St. Mary & Joseph, St. Mark, and St. Stephen Pro-Martyr. Membership is also open to employees of Missouri Baptist Hospital-Sullivan, Paramount Apparel International and 20 local employer groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Community Credit Union has a very low asset base.

Health Grade Components

NCUA #64761
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD-0.69%
Return on Equity - YTD-6.4%
Annual Interest Income$249.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$8.7MM$8.3MM
LoansQ4 2017vs Q4 2016$4.9MM$5.9MM
DepositsQ4 2017vs Q4 2016$7.8MM$7.3MM
Equity CapitalQ4 2017vs Q4 2016$938.00K$1.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$29.00K$33.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.00K$54.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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South Community Credit Union Savings Account Rates

0.25%$2k-Smart Savers
0.05%$25-General Savings
0.05%--Special Savings
0.05%--Christmas Club

South Community Credit Union CD Rates

0.30%$5k-12 Months CD
0.25%$5k-6 Months CD

South Community Credit Union Locations
Branch Office280 S Service Rd WSullivan, MO 63080