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South Jersey Federal Credit Union

Popular Accounts at this Credit Union

1.51%5-year CD5 Year CD
1.10%3-year CD3 Year CD
0.35%1-year CD1 Year CD

Overview / Commentary
1617 Hurffville Rd P.O. Box 5530
Deptford, NJ 08096

South Jersey Federal Credit Union is headquartered in Deptford and is the 6th largest credit union in the state of New Jersey. It is also the 674th largest credit union in the nation. It was established in 1940 and as of March of 2017, it had grown to 128 employees and 47,813 members at 10 locations. South Jersey Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in any of the following New Jersey communities: Atlantic City, Bridgeton, Camden, Millville, Pleasantville, Salem and Vineland. You can also be eligible via select employers or via family. Please see the credit union's eligibility page for more details.
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Reviews (2)


Posted by: dapont12 | May 10, 2013

I open a savings account at my local (pleasantville) branch. it seemed like a good idea at the time. no min balance due, no monthly fees, earn a tiny % of intrest. what more can you ask for. well I guess customer service would be one of them. They lack customer service. you have to greet them and they still dont greet you, upon leaving I always say thank you to not get any response. I rather pay a 2.99 monthly convience fee at my local TD branch then to invest my money into south jersey federal credit union to be treated like a inconvience to them.

Fees Equal Stealing

I just received my quarterly statement from South Jersey FCU. To my surprise I have given them $15.00 or $5 for the prior 3 months. Tomorrow I go to close the account. It is hard to believe that it costs $5 a month for a computer to keep track of someone's money especially when there is not any activity occurring on it. I am sure SJFCU is hurting for that substantial amount of money, but to me it is equivalent to thievery. I never received any statement indicating that I was in jeopardy of having my money stolen from me or else I would have gone and closed the account thus thereby saving them them the postage and the sheet of paper showing my new activity of taking the FEES. I will never suggest or give any positive comments about SJFCU to any fellow employee!! Funny thing is, in my statement there is an add from Sprint with the tagline "Why throw away your money?" They must have read my mind.



Health Grade Components

NCUA #3951
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.19%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$362.5MM$344.1MM
LoansQ1 2017vs Q1 2016$186.9MM$167.0MM
DepositsQ1 2017vs Q1 2016$331.5MM$314.2MM
Equity CapitalQ1 2017vs Q1 2016$29.0MM$28.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.5MM$2.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.9MM$2.4MM
Real Estate OwnedQ1 2017vs Q1 2016$62.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Jersey Federal Credit Union Savings Account Rates

0.90%*$50k*-IRA Savings
OTHER TIERS: 0.40% Up to $20k | 0.55% $20k - $50k
0.90%*$50k*-Roth IRA Savings
OTHER TIERS: 0.40% Up to $20k | 0.55% $20k - $50k
0.90%*$50k*-CESA Savings
OTHER TIERS: 0.40% Up to $20k | 0.55% $20k - $50k
0.25%*$25k*-Regular Savings
OTHER TIERS: 0.10% $100 - $5k | 0.20% $5k - $25k
0.20%*$5k*-Teacher's Club
OTHER TIERS: 0.10% $100 - $5k
0.20%--Christmas Club
0.20%--Vacation Club
0.10%--Special Savings

South Jersey Federal Credit Union Money Market Rates

0.45%$100k-MEGA Money Market
0.25%$25k-SUPER Money Market
0.18%$1,500-Money Market

South Jersey Federal Credit Union Checking Account Rates


South Jersey Federal Credit Union CD Rates

1.51%$1k-4 Year CD
1.51%$1k-5 Year CD
1.26%$1k-18 Month CD Special
1.10%$1k-3 Year CD
1.00%$1k-2 Year CD
0.35%$1k-1 Year CD

South Jersey Federal Credit Union IRA Rates

1.51%$1k-4 Year IRA
1.51%$1k-5 Year IRA
1.26%$1k-18 Month IRA Special
1.10%$1k-3 Year IRA
1.00%$1k-2 Year IRA
0.35%$1k-1 Year IRA

South Jersey Federal Credit Union Locations
Branch Office1617 Hurffville Rd PO Box 5530Deptford, NJ 08096
Branch Office15 W West Jersey AvePleasantville, NJ 08232-2629
Branch Office700 Haddonfield Berlin Rd Eagle PlazaVoorhees, NJ 08043-4305
Branch Office1201 N Church StMoorestown, NJ 08057
Branch Office227 Market StCamden, NJ 08102
Branch Office106 W Landis AveVineland, NJ 08360
Branch Office202 Rowan Blvd Suite 2Glassboro, NJ 08028
Branch Office1615 Hurffville RoadDeptford, NJ 08096
Branch Office1648 W Hunting Park Ave # 52Philadelphia, PA 19140-2904
Branch Office445 Elmira StWilliamsport, PA 17701