South Jersey Federal Credit Union is offering a very competitive rate on a special 18-month CD. It has a 1.26% APY with a $1,000 minimum deposit. The rate is also available in an IRA CD. This special is listed at the top of the credit union’s CD rates page as of 3/26/2014.
Membership is open to anyone who lives, works, worships or attends school in any of the following New Jersey communities: Atlantic City, Bridgeton, Camden, Millville, Pleasantville, Salem and Vineland. You can also be eligible via select employers or via family. Please see the credit union's eligibility page for more details. Membership requires a one-time $10 fee and a minimum deposit of $25 into the Statement Savings account.
Credit Union Overview
South Jersey Credit Union Federal branches are located in the New Jersey cities of Deptford, Camden, Moorestown, Pleasantville, Vineland and Voorhees.
The credit union has an overall health grade of a B+ with a Texas Ratio of 11.28% (above average) based on December 2013 data. Please refer to our financial overview of South Jersey Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 3951).
How This Rate Compares
The best 18-month CD rate that’s nationally available is 1.05% APY at GE Capital Bank. Xceed Financial Credit Union has a special 17-month CD with a 1.50% APY. Xceed Financial is an all-access credit union that makes it easy to join via an association. These rates are accurate as of 3/26/2014.
To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.