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Overview / Commentary
609-567-3945
1110 Black Horse Pike
Hammonton, NJ 08037

South Jersey Gas Employees Federal Credit Union is headquartered in Hammonton and is the 91st largest credit union in the state of New Jersey. It is also the 4,163rd largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 929 members at 1 location. South Jersey Gas Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of South Jersey Gas.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Jersey Gas Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9737
Year Chartered1954
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD1.15%
Annual Interest Income$126.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$10.7MM$10.7MM
LoansQ3 2016vs Q3 2015$1.9MM$1.6MM
DepositsQ3 2016vs Q3 2015$8.4MM$8.4MM
Equity CapitalQ3 2016vs Q3 2015$2.3MM$2.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$30.00K$43.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$20.00K$16.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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South Jersey Gas Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--IRA
0.60%--Christmas Club
0.60%--Vacation Club
0.35%--Regular Share Account
Locations


South Jersey Gas Employees Federal Credit Union Locations
Branch Office1110 Black Horse PikeHammonton, NJ 08037