Overview / Commentary
1110 Black Horse Pike
Hammonton, NJ 08037

South Jersey Gas Employees Federal Credit Union is headquartered in Hammonton and is the 96th largest credit union in the state of New Jersey. It is also the 4,082nd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 929 members at 1 location. South Jersey Gas Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of South Jersey Gas.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Jersey Gas Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #9737
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD3.31%
Annual Interest Income$250.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$9.7MM$10.2MM
LoansQ4 2018vs Q4 2017$3.1MM$2.5MM
DepositsQ4 2018vs Q4 2017$7.3MM$7.8MM
Equity CapitalQ4 2018vs Q4 2017$2.4MM$2.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$34.00K$55.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$12.00K$32.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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South Jersey Gas Employees Federal Credit Union Savings Account Rates

0.60%--Christmas Club
0.60%--Vacation Club
0.50%$5-Regular Share Account

South Jersey Gas Employees Federal Credit Union Locations
Branch Office1110 Black Horse PikeHammonton, NJ 08037

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