Featured Savings Rates
Featured Accounts

Southeast Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.40%SavingsRegular Share Account
0.50%Money MarketMoney Market Account

Overview / Commentary
864-456-7414
11 Mill St
Ware Shoals, SC 29692

Southeast Federal Credit Union is headquartered in Cornelia and is the 40th largest credit union in the state of Georgia. It is also the 2,071st largest credit union in the nation. It was established in 1975 and as of September of 2016, it had grown to 35 employees and 7,340 members at 3 locations. Southeast Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school in, conduct regular business, and/or legal business in the specified underserved areas of Habersham County and Chattooga County. Be an employee at one of our Select Employee Groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southeast Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #22215
Year Chartered1975
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD8.47%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$62.9MM$52.6MM
LoansQ3 2016vs Q3 2015$46.7MM$45.6MM
DepositsQ3 2016vs Q3 2015$53.1MM$43.8MM
Equity CapitalQ3 2016vs Q3 2015$9.6MM$8.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$96.00K$129.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$11.00K$16.00K
Real Estate OwnedQ3 2016vs Q3 2015$84.00K$92.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southeast Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southeast Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Accumulative
1.00%--Roth IRA Accumulative
1.00%--Coverdell Education Savings Accounts (ESAs)
0.40%*$5k*-Regular Share Account
OTHER TIERS: 0.10% $100 - $10k | 0.35% $1k - $5k
0.10%--Christmas Club Account
0.10%--Vacation Club Account

Southeast Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2,500-Money Market Account

Southeast Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft Account

Southeast Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-18 Month CD
0.60%$500-15 Month CD
0.50%$500-12 Month CD
0.40%$500-6 Month CD
0.40%$500-9 Month CD

Southeast Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-12 Month IRA
1.00%$500-18 Month IRA
1.00%$500-15 Month IRA
Locations


Southeast Federal Credit Union Locations
Branch Office665 HISTORIC 441 HWYCornelia, GA 30531
Branch Office37 SELMAN DRTrion, GA 30753
Branch Office11 MILL STWare Shoals, SC 29692