Featured Savings Rates
Featured Accounts

Southern Illinois Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.21%5-year CD60 Month CD
0.20%1-year CD13 Month CD
0.20%SavingsStatement Savings

Overview / Commentary
618-983-8433
1012 West Broadway
Johnston City, IL 62951

Southern Illinois Bank is headquartered in Johnston City and is the 308th largest bank in the state of Illinois. It is also the 4,357th largest bank in the nation. It was established in 1999 and as of December of 2016, it had grown to 23 employees at 4 locations. Southern Illinois Bank's money market rates are 36% higher than the national average, and it has an A health rating.

Reviews (1)

Safe , Sound And Solid Local Bank. Continued Bright Future For This Bank.

Posted by: Anonymous | Sep 5, 2011

Excellent locally owned and operated bank. Customer friendly with sound management and board of directors positioned to serve local consumers needs of all types.



Health

Health Grade Components

Overall
FDIC Certificate #35229
Year Established1999
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.76%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$100.8MM$104.4MM
LoansQ4 2016vs Q4 2015$63.7MM$59.9MM
DepositsQ4 2016vs Q4 2015$88.9MM$92.0MM
Equity CapitalQ4 2016vs Q4 2015$11.4MM$10.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$381.00K$375.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$50.00K$386.00K
Real Estate OwnedQ4 2016vs Q4 2015$13.00K$115.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Illinois Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Statement Savings

Southern Illinois Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Premium MMDA
OTHER TIERS: 0.35% $10k - $25k | 0.45% $25k - $50k
0.50%*$25k*$50kPremium MMDA Commercial
OTHER TIERS: 0.30% $10k+ | 0.40% $10k - $25k
0.25%*$10k*-MMDA
OTHER TIERS: 0.10% $1k - $2,500 | 0.15% $2,500 - $5k | 0.20% $5k - $10k
0.25%*$5k*$10kMMDA Commercial
OTHER TIERS: 0.10% Any amount | 0.15% $1k - $2,500 | 0.20% $2,500 - $5k

Southern Illinois Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Interest Checking

Southern Illinois Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-60 Month CD
1.01%$1k-48 Month CD
0.65%$1k-36 Month CD
0.50%$1k-30 Month CD
0.45%$1k-24 Month CD
0.35%$1k-18 Month CD
0.30%$1k-15 Month CD
0.30%$1k-16 Month CD
0.20%$1k-12 Month CD
0.20%$1k-13 Month CD
0.15%$1k-6 Month CD
0.15%$1k-7 Month CD

Southern Illinois Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-60 Month IRA
1.01%$1k-48 Month IRA
0.65%$1k-36 Month IRA
0.50%$1k-30 Month IRA
0.45%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.30%$1k-15 Month IRA
0.30%$1k-16 Month IRA
0.20%$1k-12 Month IRA
0.20%$1k-13 Month IRA
0.15%$1k-6 Month IRA
0.15%$1k-7 Month IRA
Locations


Southern Illinois Bank Locations
Southern Illinois Bank1012 West BroadwayJohnston City, IL 62951
Zeigler Branch202 N Christopher RdZeigler, IL 62999
Thompsonville Branch21394 Shawneetown RdThompsonville, IL 62890
West Frankfort Branch404 South Logan StreetWest Frankfort, IL 62896