Southern Illinois Bank

Overview / Commentary
1012 W Broadway Blvd
Johnston City, IL 62951

Southern Illinois Bank is headquartered in Johnston City and is the 244th largest bank in the state of Illinois. It is also the 3,442nd largest bank in the nation. It was established in 1999 and as of December of 2021, it had grown to 26 employees at 5 locations. Southern Illinois Bank's money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Safe , Sound And Solid Local Bank. Continued Bright Future For This Bank.

Posted by: |

Excellent locally owned and operated bank. Customer friendly with sound management and board of directors positioned to serve local consumers needs of all types.


Health Grade Components

FDIC Certificate #35229
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD12.31%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$159.3MM$141.3MM
LoansQ4 2021vs Q4 2020$74.8MM$73.8MM
DepositsQ4 2021vs Q4 2020$135.4MM$119.8MM
Equity CapitalQ4 2021vs Q4 2020$18.1MM$16.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$654.00K$590.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$440.00K$1.1MM
Real Estate OwnedQ4 2021vs Q4 2020$76.00K$76.00K
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Always verify rates and promotions with the bank or credit union. We are not Southern Illinois Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Illinois Bank Savings Account Rates

0.10%-- Savings
0.10%--Business Savings

Southern Illinois Bank Money Market Rates

0.55%*$250k*-Personal Premium MMDA
OTHER TIERS: 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.30%*$50k*-Business Premium MMDA
OTHER TIERS: 0.20% $10k - $25k | 0.25% $25k - $50k
0.20%*$10k*-Personal MMDA
OTHER TIERS: 0.15% $1k - $10k
0.20%*$10k*-Business MMDA
OTHER TIERS: 0.15% $1k - $10k

Southern Illinois Bank Checking Account Rates

0.10%--Interest Checking

Southern Illinois Bank CD Rates

0.50%$1k-60 Month CD
0.50%$1k-Business 60 Month CD
0.45%$1k-48 Month CD
0.45%$1k-Business 48 Month CD
0.40%$1k-18 Month CD
0.40%$1k-24 Month CD
0.40%$1k-30 Month CD
0.40%$1k-36 Month CD
0.40%$1k-Business 18 Month CD
0.40%$1k-Business 24 Month CD
0.40%$1k-Business 30 Month CD
0.40%$1k-Business 36 Month CD
0.35%$1k-13 Month CD
0.35%$1k-Business 13 Month CD
0.30%$1k-15 Month CD
0.30%$1k-Business 15 Month CD
0.25%$1k-12 Month CD
0.25%$1k-Business 12 Month CD
0.20%$1k-7 Month CD
0.20%$1k-Business 7 Month CD
0.15%$1k-6 Month CD
0.15%$1k-Business 6 Month CD

Southern Illinois Bank Locations
Southern Illinois Bank1012 W Broadway BlvdJohnston City, IL 62951
Zeigler Branch202 N Christopher RdZeigler, IL 62999
Thompsonville Branch21394 Shawneetown RdThompsonville, IL 62890
West Frankfort Branch404 South Logan StreetWest Frankfort, IL 62896
Herrin Branch1413 S Park AvenueHerrin, IL 62948

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