Overview / Commentary
618-983-8433
1012 West Broadway
Johnston City, IL 62951

Southern Illinois Bank is headquartered in Johnston City and is the 289th largest bank in the state of Illinois. It is also the 4,041st largest bank in the nation. It was established in 1999 and as of June of 2018, it had grown to 27 employees at 5 locations. Southern Illinois Bank's money market rates are 36% higher than the national average, and it has an A health rating.

Reviews (1)

Safe , Sound And Solid Local Bank. Continued Bright Future For This Bank.

Posted by: Anonymous | Sep 5, 2011

Excellent locally owned and operated bank. Customer friendly with sound management and board of directors positioned to serve local consumers needs of all types.



Health

Health Grade Components

Overall
FDIC Certificate #35229
Year Established1999
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD7.33%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$108.0MM$102.6MM
LoansQ2 2018vs Q2 2017$64.1MM$65.1MM
DepositsQ2 2018vs Q2 2017$95.3MM$89.9MM
Equity CapitalQ2 2018vs Q2 2017$12.2MM$12.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$407.00K$370.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$392.00K$46.00K
Real Estate OwnedQ2 2018vs Q2 2017$139.00K$12.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Southern Illinois Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Illinois Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Statement Savings

Southern Illinois Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Premium MMDA Consumer
OTHER TIERS: 0.35% $10k - $25k | 0.45% $25k - $50k
0.50%*$50k*-Premium MMDA Commercial
OTHER TIERS: 0.30% $10k - $25k | 0.40% $25k - $50k
0.25%*$10k*-MMDA Consumer
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $5k | 0.20% $5k - $10k
0.25%*$10k*-MMDA Commercial
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $5k | 0.20% $5k - $10k

Southern Illinois Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Interest Checking

Southern Illinois Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-18 Month CD
1.31%$1k-13 Month CD
1.21%$1k-60 Month CD
1.01%$1k-48 Month CD
0.71%$1k-7 Month CD
0.65%$1k-36 Month CD
0.50%$1k-30 Month CD
0.45%$1k-24 Month CD
0.30%$1k-15 Month CD
0.20%$1k-12 Month CD
0.15%$1k-6 Month CD

Southern Illinois Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-18 Month IRA
1.31%$1k-13 Month IRA
1.21%$1k-60 Month IRA
1.01%$1k-48 Month IRA
0.71%$1k-7 Month IRA
0.65%$1k-36 Month IRA
0.50%$1k-30 Month IRA
0.45%$1k-24 Month IRA
0.30%$1k-15 Month IRA
0.20%$1k-12 Month IRA
0.15%$1k-6 Month IRA
Locations


Southern Illinois Bank Locations
Southern Illinois Bank1012 West BroadwayJohnston City, IL 62951
Zeigler Branch202 N Christopher RdZeigler, IL 62999
Thompsonville Branch21394 Shawneetown RdThompsonville, IL 62890
West Frankfort Branch404 South Logan StreetWest Frankfort, IL 62896
Herrin Branch1413 S Park AvenueHerrin, IL 62948

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