Overview / Commentary
123 Alden Rd
Fairhaven, MA 02719

Southern Mass Credit Union is headquartered in Fairhaven and is the 38th largest credit union in the state of Massachusetts. It is also the 994th largest credit union in the nation. It was established in 1922 and as of December of 2018, it had grown to 45 employees and 15,005 members at 5 locations. Southern Mass Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school in Barksdale, Dukes, Bristol, Plymouth or Nantucket Counties in Massachusetts; Newport or Bristol Counties in Rhode Island, Providence County cities of Central Falls, Cumberland, Cranston, Johnston, East Providence, Lincoln, North Smithfield, North Providence, Providence, Pawtucket, and Woonsocket in Rhode Island. Membership is also open to employees and retirees of AT&T.
See current membership details


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Health Grade Components

NCUA #67481
Year Chartered1922
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.01%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$222.0MM$210.0MM
LoansQ4 2018vs Q4 2017$164.9MM$130.2MM
DepositsQ4 2018vs Q4 2017$186.4MM$180.2MM
Equity CapitalQ4 2018vs Q4 2017$25.1MM$24.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$550.00K$628.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$473.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Rates for Southern Mass Credit Union are currently being reviewed.


Southern Mass Credit Union Locations
Branch Office2926 Acushnet AveNew Bedford, MA 02745
Branch Office123 Alden RdFairhaven, MA 02719
Branch Office1101 Stafford RdFall River, MA 02721
Branch Office41 Obery StPlymouth, MA 02360
Branch Office490 Long Pond RdPlymouth, MA 02360

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