Southern Middlesex Co Tchrs Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.00%5-year CD
1.90%1-year CD
0.10%Savings
View all Southern Middlesex Co Tchrs Federal Credit Union rates »

Overview / Commentary
732-238-8662
39 Brunswick Woods Dr
East Brunswick, NJ 08816-5601

Southern Middlesex Co Tchrs Federal Credit Union is headquartered in East Brunswick and is the 54th largest credit union in the state of New Jersey. It is also the 2,681st largest credit union in the nation. It was established in 1939 and as of June of 2018, it had grown to 5 employees and 3,404 members at 1 location. Southern Middlesex Co Tchrs Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to contractual employees of any of the following public school districts in Middlesex County: Cranbury, East Brunswick, Highland Park, Middlesex County Vo-Tech-East Brunswick Campus Only, Milltown, Monroe, New Brunswick, North Brunswick, Old bridge, Sayreville, South Brunswick, South River or Sportswood.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Middlesex Co Tchrs Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3126
Year Chartered1939
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.98%
Annual Interest Income$417.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$36.2MM$36.7MM
LoansQ2 2018vs Q2 2017$10.0MM$9.9MM
DepositsQ2 2018vs Q2 2017$32.8MM$33.4MM
Equity CapitalQ2 2018vs Q2 2017$3.4MM$3.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$78.00K$55.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$20.00K$61.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southern Middlesex Co Tchrs Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Middlesex Co Tchrs Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Account
0.10%$5-Club Accounts

Southern Middlesex Co Tchrs Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$75k*-Money Market Accounts
OTHER TIERS: 1.00% $2.5k - $25k | 1.10% $25k - $75k

Southern Middlesex Co Tchrs Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-5 Year CD
2.75%$1k-4 Year CD
2.50%$1k-3 Year CD
2.30%$1k-2 Year CD
2.10%$1k-18 Month CD
1.90%$1k-1 Year CD
1.60%$1k-6 Month CD
Locations


Southern Middlesex Co Tchrs Federal Credit Union Locations
Branch Office39 Brunswick Woods DrEast Brunswick, NJ 08816-5601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.