Overview / Commentary
15 Bodo Dr
Durango, CO 81303

Southwest Colorado Federal Credit Union is headquartered in Durango and is the 45th largest credit union in the state of Colorado. It is also the 2,228th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 9 employees and 3,698 members at 1 location. Southwest Colorado Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Archuleta, Dolores, La Plata, Montezuma or San Juan County, Colorado.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southwest Colorado Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #12609
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.75%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$55.0MM$54.1MM
LoansQ4 2018vs Q4 2017$15.7MM$12.7MM
DepositsQ4 2018vs Q4 2017$48.1MM$47.7MM
Equity CapitalQ4 2018vs Q4 2017$6.4MM$5.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$94.00K$74.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$21.00K$59.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Southwest Colorado Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southwest Colorado Federal Credit Union Savings Account Rates

0.19%$50-IRA Deposit Account
0.19%$100-Health Savings Account
0.15%$50-Regular Savings Account
0.15%--Safari Kid's Club
0.15%--Vacation Club
0.15%--Other Savings
0.12%--Christmas Club

Southwest Colorado Federal Credit Union Money Market Rates

0.20%*$100k*-Money Market Account
OTHER TIERS: 0.14% $2.5k - $15k | 0.16% $15k - $50k | 0.18% $50k - $100k
0.20%*$100k*-Classic Money Market
OTHER TIERS: 0.14% $2.5k - $15k | 0.16% $15k - $50k | 0.18% $50k - $100k

Southwest Colorado Federal Credit Union Checking Account Rates

0.11%$400-Classic Checking
0.11%$500-Personal Checking Plus

Southwest Colorado Federal Credit Union CD Rates

1.51%$500-5 Year CD
1.41%$500-4 Year CD
1.31%$500-3 Year CD
1.31%$500-5 Year Flex CD
1.21%$500-2 Year CD
1.21%$500-4 Year Flex CD
1.10%$500-12 Month CD
1.10%$500-3 Year Flex CD
1.00%$500-2 Year Flex CD
0.45%$500-6 Month CD
0.40%$500-3 Month CD

Southwest Colorado Federal Credit Union IRA Rates

1.61%$500-5 Year IRA
1.51%$500-4 Year IRA
1.41%$500-3 Year IRA
1.31%$500-2 Year IRA

Southwest Colorado Federal Credit Union Locations
Branch Office15 Bodo DrDurango, CO 81303

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