Overview / Commentary
217-428-7781
1501 East Eldorado Street
Decatur, IL 62521

Soy Capital Bank and Trust Company is headquartered in Decatur and is the 87th largest bank in the state of Illinois. It is also the 1,485th largest bank in the nation. It was established in 1956 and as of June of 2018, it had grown to 160 employees at 11 locations. Soy Capital Bank and Trust Company has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17598
Year Established1956
Employees160
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD8.9%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$477.5MM$437.6MM
LoansQ2 2018vs Q2 2017$251.4MM$244.4MM
DepositsQ2 2018vs Q2 2017$364.7MM$320.7MM
Equity CapitalQ2 2018vs Q2 2017$70.4MM$69.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$4.5MM$4.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$750.00K$803.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Soy Capital Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Soy Capital Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Savings
0.05%--Christmas Club

Soy Capital Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%$50k-Soy Select Money Market
0.10%*$50k*-Money Market Account
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k | 0.05% $25k - $50k
0.10%*$50k*-SCB Money Market
OTHER TIERS: 0.03% $2.5k - $25k | 0.05% $25k - $50k

Soy Capital Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$50k*-Soy Corporate Plus
OTHER TIERS: 0.04% Up to $50k
0.03%$1k-NOW Simply Smart

Soy Capital Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%$500-60 Month CD
1.76%$500-48 Month CD
0.75%$500-36 Month CD
0.35%$500-24 Month CD
0.20%$500-12 Month CD
0.15%$2.5k-6 Month CD
0.10%$2.5k-3 Month CD
0.05%$2.5k-1 Month CD

Soy Capital Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$500-60 Month IRA
1.76%$500-48 Month IRA
0.75%$500-36 Month IRA
0.35%$500-24 Month IRA
0.20%$500-12 Month IRA
Locations


Cities: Bloomington, Bourbonnais, Champaign, Decatur, Forsyth, Peoria

Bloomington Branches
Bloomington Branch2306 E. WashingtonBloomington, IL 61704

Bourbonnais Branches
Kankakee Branch125 Moomey Drive Suite 4Bourbonnais, IL 60914

Champaign Branches
Champaign Branch2009 Fox Drive, Suite DChampaign, IL 61820

Decatur Branches
Soy Capital Bank and Trust Company1501 East Eldorado StreetDecatur, IL 62525
Franklin Street Branch1685 South Franklin StreetDecatur, IL 62525
First Federal Branch455 North Main StreetDecatur, IL 62522
Route 36 Branch4825 U.S. Route 36 EastDecatur, IL 62521
East Pershing Road Branch560 East Pershing RoadDecatur, IL 62525

Forsyth Branches
Forsyth Branch1090 South Route 51Forsyth, IL 62535

Peoria Branches
Peoria Branch4530 North UniversityPeoria, IL 61612

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