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Featured Accounts

Soy Capital Bank and Trust Company

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.81%5-year CD60 Month CD
0.20%1-year CD12 Month CD
0.05%SavingsSavings

Overview / Commentary
217-428-7781
1501 East Eldorado Street
Decatur, IL 62521

Soy Capital Bank and Trust Company is headquartered in Decatur and is the 102nd largest bank in the state of Illinois. It is also the 1,681st largest bank in the nation. It was established in 1956 and as of December of 2016, it had grown to 163 employees at 11 locations. Soy Capital Bank and Trust Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17598
Year Established1956
Employees163
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD6.31%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$413.0MM$396.1MM
LoansQ4 2016vs Q4 2015$232.9MM$215.0MM
DepositsQ4 2016vs Q4 2015$294.4MM$286.2MM
Equity CapitalQ4 2016vs Q4 2015$67.5MM$65.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.6MM$5.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$831.00K$985.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Soy Capital Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Savings
0.05%--Christmas Club
0.03%--HSA

Soy Capital Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%$50k-Soy Select
0.10%*$50k*-Money Market Account
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k | 0.05% $25k - $50k
0.10%*$50k*-SCB Money Market
OTHER TIERS: 0.03% $2,500 - $25k | 0.05% $25k - $50k

Soy Capital Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$50k*-Soy Corporate Plus
OTHER TIERS: 0.04% Up to $50k
0.03%$1k-NOW Simply Smart

Soy Capital Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$500-60 Month CD
1.51%$500-48 Month CD
0.75%$500-36 Month CD
0.35%$500-24 Month CD
0.20%$500-12 Month CD
0.15%$2,500-6 Month CD
0.10%$2,500-3 Month CD
0.05%$2,500-1 Month CD

Soy Capital Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$500-60 Month IRA
1.51%$500-48 Month IRA
0.75%$500-36 Month IRA
0.35%$500-24 Month IRA
0.20%$500-12 Month IRA
Locations


Soy Capital Bank and Trust Company Locations
Forsyth Branch1090 South Route 51Forsyth, IL 62535
Kankakee Branch125 Moomey Drive Suite 4Bourbonnais, IL 60914
Soy Capital Bank and Trust Company1501 East Eldorado StreetDecatur, IL 62525
Franklin Street Branch1685 South Franklin StreetDecatur, IL 62525
Champaign Branch2009 Fox Drive, Suite DChampaign, IL 61820
Bloomington Branch2306 E. WashingtonBloomington, IL 61704
Peoria Branch4530 North UniversityPeoria, IL 61612
First Federal Branch455 North Main StreetDecatur, IL 62522
Route 36 Branch4825 U.S. Route 36 EastDecatur, IL 62521
East Pershing Road Branch560 East Pershing RoadDecatur, IL 62525