SPE Federal Credit Union

Overview / Commentary
650 Science Park Rd
State College, PA 16803

SPE Federal Credit Union is headquartered in State College and is the 62nd largest credit union in the state of Pennsylvania. It is also the 1,560th largest credit union in the nation. It was established in 1978 and as of December of 2020, it had grown to 29 employees and 10,613 members at 5 locations. SPE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in SPE Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Centre and Huntingdon Counties and to their immediate family.
See current membership details


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Health Grade Components

NCUA #24187
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.18%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$124.6MM$101.0MM
LoansQ4 2020vs Q4 2019$76.4MM$64.4MM
DepositsQ4 2020vs Q4 2019$113.3MM$90.7MM
Equity CapitalQ4 2020vs Q4 2019$8.8MM$7.7MM
Secondary CapitalQ4 2020vs Q4 2019$2.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$432.00K$386.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$669.00K$507.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SPE Federal Credit Union Savings Account Rates

0.02%$100-Holiday Club Account
0.02%$100-Vacation Club Account
0.02%$5-Savings Account for Kids
0.02%$100-Business Savings Share

SPE Federal Credit Union CD Rates

0.09%$500-60 Month Share Certificate
0.08%$500-48 Month Share Certificate
0.06%$500-36 Month Share Certificate
0.05%$500-24 Month Share Certificate
0.03%$500-12 Month Share Certificate
0.02%$1k-3 Month Share Certificate
0.02%$1k-6 Month Share Certificate

SPE Federal Credit Union IRA Rates

0.09%$500-60 Month IRA
0.08%$500-48 Month IRA
0.06%$500-36 Month IRA
0.05%$500-24 Month IRA
0.03%$500-12 Month IRA
0.02%$1k-3 Month IRA
0.02%$1k-6 Month IRA

SPE Federal Credit Union Locations
Main Office650 Science Park RdState College, PA 16803
Branch Office850 Main StAlexandria, PA 16611
Branch Office2601 E College Ave # AState College, PA 16801-7512
Branch Office1211 Washington StHuntingdon, PA 16652
Branch Office9902 Shaner BlvdHuntingdon, PA 16652-6955

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