Featured Savings Rates
Featured Accounts

SPE Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.51%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
1.00%5-year CD60 Month Share Certificate

Overview / Commentary
814-237-5458
650 Science Park Rd
State College, PA 16803

SPE Federal Credit Union is headquartered in State College and is the 70th largest credit union in the state of Pennsylvania. It is also the 1,753rd largest credit union in the nation. It was established in 1978 and as of September of 2016, it had grown to 27 employees and 10,007 members at 4 locations. SPE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in SPE Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Centre and Huntingdon Counties and to their immediate family.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SPE Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24187
Year Chartered1978
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.47%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$84.6MM$77.3MM
LoansQ3 2016vs Q3 2015$48.0MM$46.0MM
DepositsQ3 2016vs Q3 2015$77.7MM$70.8MM
Equity CapitalQ3 2016vs Q3 2015$6.8MM$6.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$252.00K$260.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$318.00K$329.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$30.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SPE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$5kKasasa Saver
OTHER TIERS: 0.24% $5k+
0.02%$100-Savings
0.02%$100-Holiday Club
0.02%$100-Vacation Club
0.02%--Savings Account for Kids & Teen Club

SPE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.51%*-$5kKasasa Cash
OTHER TIERS: 0.50% $5k+
0.02%$1k-Premium Checking

SPE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.80%$500-48 Month Share Certificate
0.60%$500-36 Month Share Certificate
0.40%$500-24 Month Share Certificate
0.25%$500-12 Month Share Certificate
0.15%$1k-6 Month Share Certificate
0.10%$1k-3 Month Share Certificate

SPE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA
0.80%$500-48 Month IRA
0.60%$500-36 Month IRA
0.40%$500-24 Month IRA
0.25%$500-12 Month IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


SPE Federal Credit Union Locations
Main Office650 Science Park RdState College, PA 16803
Branch Office850 Main StAlexandria, PA 16611
Branch Office2601A E College AveState College, PA 16801
Branch Office1211 Washington StHuntingdon, PA 16652