Spencerport Federal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD
1.50%3-year CD
View all Spencerport Federal Credit Union rates »

Overview / Commentary
2775 Spencerport rd
Spencerport, NY 14559

Spencerport Federal Credit Union is headquartered in Spencerport and is the 152nd largest credit union in the state of New York. It is also the 2,949th largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 7 employees and 4,398 members at 1 location. Spencerport Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, attend school or volunteer in Ogden, Gates, Parma, Riga, Greece, Chili, or Sweden in Monroe County, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spencerport Federal Credit Union has a low asset base.

Health Grade Components

NCUA #14884
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.61%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$28.3MM$28.1MM
LoansQ4 2018vs Q4 2017$20.8MM$18.7MM
DepositsQ4 2018vs Q4 2017$25.7MM$25.7MM
Equity CapitalQ4 2018vs Q4 2017$2.3MM$2.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$122.00K$58.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$222.00K$143.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Spencerport Federal Credit Union Savings Account Rates

0.05%$20-Share Savings Account
0.05%$20-Holiday Club Account

Spencerport Federal Credit Union Money Market Rates

0.25%$2k-Money Market

Spencerport Federal Credit Union CD Rates

1.50%$500-30 Month Share Certificate
1.00%$500-12 Month Share Certificate
0.60%$500-6 Month Share Certificate

Spencerport Federal Credit Union Locations
Branch Office2775 Spencerport rdSpencerport, NY 14559

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