Featured Savings Rates
Featured Accounts

Spencerport Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 Month Share Certificate
0.03%SavingsShare Savings Account
0.25%3-year CD30 Month Share Certificate

Overview / Commentary
585-352-6890
2775 Spencerport rd
Spencerport, NY 14559

Spencerport Federal Credit Union is headquartered in Spencerport and is the 159th largest credit union in the state of New York. It is also the 3,039th largest credit union in the nation. It was established in 1962 and as of December of 2016, it had grown to 6 employees and 3,885 members at 1 location. Spencerport Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, attend school or volunteer in Ogden, Gates, Parma, Riga, Greece, Chili, or Sweden in Monroe County, New York.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spencerport Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14884
Year Chartered1962
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3%
Annual Interest Income$772.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$27.5MM$26.9MM
LoansQ4 2016vs Q4 2015$17.0MM$15.7MM
DepositsQ4 2016vs Q4 2015$25.1MM$24.6MM
Equity CapitalQ4 2016vs Q4 2015$2.2MM$2.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$29.00K$23.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$119.00K$37.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Spencerport Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$20-Share Savings Account

Spencerport Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Money Market

Spencerport Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-30 Month Share Certificate
0.15%$500-12 Month Share Certificate
0.10%$500-6 Month Share Certificate
Locations


Spencerport Federal Credit Union Locations
Branch Office2775 Spencerport rdSpencerport, NY 14559