Overview / Commentary
509-328-2900
601 W Mallon Ave
Spokane, WA 99201

Spokane Federal Credit Union is headquartered in Spokane and is the 35th largest credit union in the state of Washington. It is also the 1,237th largest credit union in the nation. It was established in 1956 and as of September of 2018, it had grown to 48 employees and 11,370 members at 3 locations. Spokane Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in the downtown area of Spokane, Washington. Membership is also open to Federal, state, county and Spokane City Hall employees.
See current membership details

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Health

Health Grade Components

Overall
NCUA #11162
Year Chartered1956
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.64%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$154.7MM$154.9MM
LoansQ3 2018vs Q3 2017$106.2MM$109.6MM
DepositsQ3 2018vs Q3 2017$136.6MM$137.7MM
Equity CapitalQ3 2018vs Q3 2017$15.4MM$14.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$829.00K$833.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$318.00K$713.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Spokane Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spokane Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--Holiday Club Account
2.02%--Summer Club Account
0.10%$5-IRA Future Fund
0.05%$500-Regular Shares
0.05%--Share II

Spokane Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-SFCU Money Market
OTHER TIERS: 0.10% $2k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

Spokane Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-SFCU Cash
0.05%$2k-Check Card
0.05%--Business Checking

Spokane Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$50k*-30 Month CD
OTHER TIERS: 1.36% $500 - $5k | 1.51% $5k - $50k
1.61%*$50k*-36 Month CD
OTHER TIERS: 1.36% $500 - $5k | 1.51% $5k - $50k
1.41%*$50k*-24 Month CD
OTHER TIERS: 1.16% $500 - $5k | 1.31% $5k - $50k
1.16%*$50k*-18 Month CD
OTHER TIERS: 0.90% $500 - $5k | 1.06% $5k - $50k
1.00%*$50k*-12 Month CD
OTHER TIERS: 0.80% $500 - $5k | 0.90% $5k - $50k
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.45% $500 - $5k | 0.55% $5k - $50k
0.40%*$50k*-3 Month CD
OTHER TIERS: 0.25% $500 - $5k | 0.30% $5k - $50k

Spokane Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$50k*-30 Month IRA
OTHER TIERS: 1.36% $500 - $5k | 1.51% $5k - $50k
1.61%*$50k*-36 Month IRA
OTHER TIERS: 1.36% $500 - $5k | 1.51% $5k - $50k
1.41%*$50k*-24 Month IRA
OTHER TIERS: 1.16% $500 - $5k | 1.31% $5k - $50k
1.16%*$50k*-18 Month IRA
OTHER TIERS: 0.90% $500 - $5k | 1.06% $5k - $50k
1.00%*$50k*-12 Month IRA
OTHER TIERS: 0.80% $500 - $5k | 0.90% $5k - $50k
0.65%*$50k*-6 Month IRA
OTHER TIERS: 0.45% $500 - $5k | 0.55% $5k - $50k
0.40%*$50k*-3 Month IRA
OTHER TIERS: 0.25% $500 - $5k | 0.30% $5k - $50k
Locations


Spokane Federal Credit Union Locations
Branch Office1212 W Francis AveSpokane, WA 99205
Branch Office601 W Mallon AveSpokane, WA 99201
Branch Office930 N Howard StSpokane, WA 99201

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