Springfield First Community Bank (MO) Adds 13-Month CD Special


Deal Summary: 13-month CD Special, 1.56% APY, $1k minimum/$1m maximum.

Availability: Missouri

At the end of last week, Springfield First Community Bank (SFC Bank) raised the rate on its 13-month CD Special (1.56% APY). This limited-time offer requires a minimum $1k opening deposit; as stated on SFC Bank’s Rates page, “Maximum deposit is $1,000,000.00.”

The 13-month CD Special was introduced about a month ago, initially earning 1.26% APY. Last week’s 30 bps increase was the first rate change since the CD Special was added.

According to CSR, the Early Withdrawal Penalty is 90 days interest.


Headquartered in Springfield, Missouri (home to Missouri State University), Springfield First Community Bank’s market area is primarily the greater Springfield area, but according to CSR, any Missouri resident who “can walk into the branch” is eligible to open an account.

Opening a CD Special must be done in person at SFC Bank’s sole Missouri branch located on South Glenstone Avenue in Springfield.

SFC Bank’s online banking platform is currently limited to account management and bill payment services.

Bank Overview

Springfield First Community Bank has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 2.44% (excellent) based on March 31, 2017 data. In the past year, the Bank has increased its total non-brokered deposits by $74.97 million, an excellent annual growth rate of 25.57%. Please refer to our financial overview of Springfield First Community Bank (FDIC Certificate # 58892) for more details.

Springfield First Community Bank will be celebrating its ninth anniversary this October. The Bank was founded by a group of local business leaders who saw the need for a “strong independent community bank that keeps Springfield’s wealth at home and at work in Springfield.” In a relatively short time, SFC Bank has grown to become Missouri’s 41st largest bank, with assets in excess of $521 million.

How the CD Special Compares

When compared to the 251 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available to within the Bank’s market area, Springfield First Community Bank’s 13-month CD Special APY currently ranks first.

The above rates are accurate as of 6/26/2017.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD rates table or our Rates Map page.

Related Pages: Joplin CD rates, Springfield CD rates, 1-year CD rates


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